Payday Loans in Fort Myers, Florida

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

Payday Loan Companies in Fort Myers, FL

Company nameAddressZip codePhone number
Advance America 3244 S Cleveland Ave 33901 +1 (239) 278 - 5028
Advance America 11485 S Cleveland Ave #2 33907 +1 (239) 931 - 9837
Bank of America with Drive-thru ATM 19017 S Tamiami Trail 33908 +1 (239) 267 - 7700
BB&T 18031 S Tamiami Trail 33908 +1 (239) 267 - 2111
Caliber Home Loans 9681 Gladiolus Dr 33908 +1 (239) 260 - 0819
Capital Pawn - Fort Myers 4786 Palm Beach Blvd 33905 +1 (239) 689 - 4655
Check 'n Go 4460 S Cleveland Ave 33901 +1 (239) 275 - 4920
Check n Go 4460F Cleveland Ave 33901 +1 (239) 275 - 4920
E Zip Mortgage by First Florida Financial Group LLC 8300 College Pkwy Ste 101 33919 +1 (877) 424 - 4562
Fast Payday Loans Fort Myers 2810 Thomas St 33916
Fast Payday Loans, Inc. 4394 Palm Beach Blvd 33905 +1 (239) 693 - 6066
Fast Payday Loans, Inc. 2940 S Cleveland Ave 33901 +1 (239) 334 - 2970
Fast Payday Loans, Inc. 2940 Cleveland Ave 33901 +1 (239) 334 - 2970
IBERIABANK 4670 Summerlin Rd 33919 +1 (239) 985 - 2660
Inlanta Mortgage 12651 McGregor Blvd 3-304 33919 +1 (239) 936 - 4232
K & M Check Cashing 2461 Hanson St 33901 +1 (239) 461 - 5235
Latino America 14K Jewelry 11530 S Cleveland Ave 33907 +1 (239) 939 - 6990
Marquis Wealth Management Group 6216 Whiskey Creek Dr 33919 +1 (239) 454 - 1117
Nicholas Financial Inc 4350 Fowler St 3 33901 +1 (239) 936 - 1999
Physician Loans USA 100 NO PMI Doctor Loan 6321 Daniels Pkwy 33912 +1 (216) 716 - 2656
Regions Bank 11881 Palm Beach Blvd 33905 +1 (239) 935 - 6600
Solano & Burton 1868 Hill Ave 33901 +1 (239) 256 - 8770
Suncoast Credit Union 14021 Palm Beach Blvd 33905 +1 (800) 999 - 5887
SunTrust 14490 Palm Beach Blvd 33905 +1 (239) 265 - 9664
The Check Cashing Store 2835 S Cleveland Ave 33901 +1 (239) 337 - 4844
The Check Cashing Store 1844 N Tamiami Trail 33903 +1 (239) 995 - 2435
The Check Cashing Store 4165 Palm Beach Blvd 33916 +1 (239) 694 - 0076
The Check Cashing Store 3838 S Cleveland Ave 33901 +1 (239) 277 - 0066
The Check Cashing Store 18911 S Tamiami Trail Unit 4 33908 +1 (239) 267 - 4200
The Money Stop Center 4120 Cleveland Ave, #B-2, (across ffrom Edison Mall) 33901 +1 (239) 243 - 8641
The Money Stop Center across from Edison Mall, 4120 Cleveland Ave B2 33901 +1 (239) 243 - 8641
Third Federal Savings & Loan 5030 S Cleveland Ave 33907 +1 (239) 931 - 3338
Variety Bad Credit Loans 2237 Winkler Ave 33901 +1 (239) 946 - 5758
Wells Fargo Bank 6360 Whiskey Creek Dr 33919 +1 (239) 432 - 2920

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fort Myers, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Fort Pierce, FL, Online Loans in Gainesville, FL, Payday Loans in Hialeah, FL, Payday Loans in Hollywood, FL, Bad Credit Loans in Homestead, FL, Payday Loans in Jacksonville, FL, Payday Loans in Jupiter, FL and Online Loans in Kissimmee, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fort Myers, FL.

Beautiful sights of Fort Myers, FL

Payday Loans Available in Fort Myers, FL By The Following ZIP Codes:

33994, 33912, 33901, 33961, 33907, 33905, 33919, 33908, 33913, 33911, 33965, 33916, 33902, 33906

Are Payday Loans Legal In Fort Myers, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Fort Myers, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Fort Myers, FL payday loan calculator

Payday loans have been a popular option among many people in Fort Myers, Florida, looking for cash quickly. Getting a payday loan before your next paycheck can be helpful in certain situations. It is important to understand the implications of getting one before signing any type of contract.

The first thing you need to know about payday loans is that they are typically due on your next paycheck. You should read the fine print and make sure you can afford to pay the loan back according to their terms, interest rates, and fees; otherwise, you could sink deeper into debt with penalties and high-interest rates.

The second thing you should know about getting a payday loan is to read the contract thoroughly. The contract and explanation of the cost of borrowing must be clear; otherwise, you will end up disappointed in what you’ve signed up for.

The third thing to know about payday loans is that there are different payday loans depending on your situation. For example, if you have a low income but existing debt or high credit card balances, you could get a cash advance from your credit card through your bank or major credit card company, where they will advance the money directly to your account.

If you have an existing account balance from your bank or credit card company, then a payday loan may not be a good idea since the interest and fees can add up over time. However, if you are short on cash and need some cash fast, then a payday loan may be a better option for you than reaching your next paycheck and then incurring additional debt.

In conclusion, before taking out a payday loan, it is important to consider the consequences of how much risk of default you are willing to take with your financial future. Also, it is wise to review all contracts carefully and understand how the interest rates and fees will impact your budget.

How to Find a Good Direct Lender in Fort Myers, FL Online?

In today’s business world, many people are looking for a quick way to get funded. They are seeking only one thing, which is cash. They often turn to the internet, searching for a direct lender in Fort Myers, FL, who can provide them with the money they need with very little hassle or headache. They need to know exactly what they’re getting into before signing any loan contract and money agreement. Financial experts have noticed that many people are not as informed about payday loans as they should be when considering taking out a loan from someone online.

The first thing to know about getting a direct lender in Fort Myers, FL, is that the agreement must be clear. The contract and explanation of costs must be easy for you to read and understand and not filled with legal jargon that is difficult to decipher. You need to know what you’re signing before you sign it, so if it doesn’t make sense, don’t sign it.

The second thing you want to do when getting a payday loan online is to make sure that the company or lender is trustworthy. You need to find out how long they have been in business, how many people have used them successfully, what their complaint record has been like by talking with former customers (if possible), etc.

Finally, you must only work with reputable companies who can provide you with the money that you need in a very short period. If they cannot provide the amount of cash you need, then it may be better to wait until you get paid and borrow the money from your bank.

Cash Advance Online in Fort Myers, Florida

If you need emergency money, the best thing to do is get cash advance loans in Fort Myers, FL. These allow you to borrow the money you need when you are short on cash for a short period of time and pay it back within just a few weeks. The best thing about these loans is that they come with very low-interest rates, and there are no late fees or hidden charges.

If you have bad credit, then it will be harder to get approved for these loans, but there are still companies that will help out people with less than perfect credit scores. Payments have to be made on time every time, but if that happens, then there aren’t any problems.

Can I Get a Payday Loan for Bad Credit in Fort Myers, Florida? 

If you have bad credit or no credit, you may wonder if you can get approved for a payday loan. The answer is yes; as long as you have an active checking account and proof of employment, the problem lies in the interest rate they will charge you. Many lenders are much pickier with their borrowers and require a minimum FICO score before approving them for any loan. If your credit score is below 650, it will be very difficult for you to get approved for a payday loan, even if your employer has a payroll direct deposit system and does not care about your credit score.

If you manage to find a lender to approve you for a payday loan, the interest rates will be astronomical, starting at around 300% or more. It all depends on your state laws and the company you choose to apply with. Some lenders will approve bad credit borrowers with a score as low as 500, but you can expect an interest rate between 100 and 300%. Try applying at only one company, so if they deny your application, just ask if they have any suggestions of other companies that may take the risk of giving out a loan. In most cases, the representative will be willing to send in an application for you and call back within about 30 minutes for an update.

24-Hour Payday Loans in Fort Myers, Florida

There are times when we need cash for an unexpected expense, and we do not have a large sum of money saved up. It is when some people turn to payday loans in Fort Myers, Florida. If you are looking for a payday loan online, you may want to look at the following guidelines that are meant to help you with your decision.

If your finances are in order and you know that you will be able to pay the loan back on time with the extra funds you have budgeted, these 24-hour payday loans may help you out of a rough patch.

What Are The Requirements For A Payday Loan In Fort Myers, FL?

Before applying for a payday loan, there are some basic requirements that your need to be aware of. The following is a list of requirements for obtaining a loan in Fort Myers:

  • Employer ID number. 
  • A valid, non-expired photo ID. 
  • Proof of residence in Fort Myers, Florida. 
  • Three months’ worth of bank statements and/or pay stubs. 
  • Proof of current employment. 
  • Social Security number.

Can You Get a Payday Loan in Fort Myers, Florida, Without a Bank Account?

You might not realize this, but you can actually get a payday loan in Fort Myers, Florida, without a bank account. Most payday lenders will not require that you have an account with them to receive the money they will lend you.

Don’t worry too much that you don’t have a bank account because it may work to your advantage. Most banks will require you to use one of their checks for all withdrawals and deposits, but there is no requirement for online cash advance lenders. Also, many banks will charge quite a money for you to open an account with them.

FAQ

Can I Borrow $1000 with a 24-Hour Loan in Fort Myers, Florida?

Yes, you can borrow up to $1000 with a 24-hour loan. These loans are usually paid back within two weeks and may be used to pay bills or cover unexpected expenses.

What Are the Requirements to Get a Payday Loan with Poor Credit?

Depending on which lender or loan company you are applying with, there may not be any credit requirements. However, most of them will require your personal information, like your social security number. Also, they may have requirements for assets like bank accounts and car titles.
If you have bad credit, you will have to jump through a few hoops to get a cash advance loan in Fort Myers, FL. You may be required to make payments with the lender every month, and there may even be some fees associated with getting cash advance loans.

How Do You Get Cash Advance Loan in Fort Myers, Florida?

If you need cash advance loans in Fort Myers, Florida, all you have to do is visit each lender’s website and fill out the application. The rest of the process will be taken care of online, and your funds will arrive within 24 hours of being approved.