Payday Loans in Palm Harbor, Florida

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Payday Loan Companies in Palm Harbor, FL

Company nameAddressZip codePhone number
Achieva Credit Union 3446 E Lake Rd S 34685 +1 (727) 431 - 0635
Cadence Bank - Palm Harbor Branch 36301 US Hwy 19 N 34684 +1 (727) 772 - 7100
Cash America Pawn 36001 Us Highway 19 North 34684 +1 (727) 499 - 0105
Cash America Pawn 36001 US Hwy 19 N 34684 +1 (727) 499 - 0105
FlexPath Capital, Inc 35095 US Hwy 19 N 104 34684 +1 (855) 933 - 8631
Lending Hand Mortgage Corp. 3060 Palm Harbor Blvd ste b-10 34683 +1 (727) 785 - 2299
Mariner Finance 31954 US Hwy 19 N 34684 +1 (727) 781 - 6950
Money Street Mortgage, LLC 31119 US Hwy 19 N Ste 1 34684 +1 (727) 274 - 9188
NFM Lending - Palm Harbor, FL - Branch 306 33920 US Hwy 19 N Suite 150 34684 +1 (727) 938 - 9007
Payday Loans Palm Harbor OrangePointe Ave 34683
Pinellas Federal Credit Union 30645 US Hwy 19 N 34684 +1 (727) 586 - 4422
Raymond James Financial Services 2138 US-19 ALT D 34683 +1 (727) 784 - 2300
Regions Bank 2755 US-19 ALT 34683 +1 (727) 683 - 5850
SunTrust 33075 US Hwy 19 N 34684 +1 (727) 431 - 6617
SunTrust Bank 3500 E Lake Rd S 34685 +1 (727) 431 - 5150
SunTrust Bank 33075 US Hwy 19 N 34684 +1 (727) 431 - 6617
SunTrust Bank 1300 Tampa Rd 34683 +1 (727) 431 - 6677
SunTrust Bank 36105 E Lake Rd S 34685 +1 (727) 431 - 6637

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Palm Harbor, FL, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Panama City, FL, Payday Loan Companies in Pembroke Pines, FL, Payday Loans in Pensacola, FL, Payday Loans in Pinellas Park, FL, Payday Loan Without a Credit Check in Plant City, FL, Online Loans in Pompano Beach, FL, Payday Loans in Port Charlotte, FL and Payday Loans in Port Orange, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Palm Harbor, FL.

Beautiful sights of Palm Harbor, FL

Payday Loans Available in Palm Harbor, FL By The Following ZIP Codes:

34684, 34682, 34678, 34683, 34685

Are Payday Loans Legal In Palm Harbor, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Palm Harbor, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Palm Harbor, FL payday loan calculator

Introduction to Payday Loans in Palm Harbor, Florida

Payday loans are short-term, high-interest loans designed to help borrowers cover immediate expenses until the next payday. These types of loans are legal in the state of Florida, as long as they are issued by a licensed lender. Palm Harbor, being located in the same state, is home to many of these licensed payday loan lenders, making them a viable option for those who may have limited access to funds and don’t have time to wait for traditional forms of loan to be approved.

What are Payday Loans?

Payday loans are small, short-term loans that are designed to be borrowed and repaid by the borrower’s next payday. The amount that can be borrowed is typically limited by the lender, although some may offer larger loan amounts. Generally, the amount that can be borrowed is between $100 and $1,000. These loans are typically issued at higher interest rates than traditional forms of financing, so they should only be used as a last resort.

Benefits of Payday Loans in Palm Harbor

Payday loans can be a useful tool for individuals in Palm Harbor, Florida who are in need of short-term funds. These types of loans are easy to obtain and can provide quick access to cash when needed. They also do not require a credit check, so those with poor credit scores may still be eligible for a loan. Furthermore, payday loans are not reported to credit bureaus, meaning that they do not affect a person’s credit score.

Drawbacks of Payday Loans in Palm Harbor

Even though payday loans can provide quick access to funds, there are some drawbacks. As mentioned above, payday loans have higher interest rates, so borrowers should be aware that the total cost of the loan may be much higher than what is initially borrowed. Additionally, if the loan is not paid back in full by the due date, additional interest and fees may be applied. This can quickly add up and make it difficult to pay back the loan in full.

How to Find a Payday Loan Lender in Palm Harbor

If you are in need of a payday loan in Palm Harbor, Florida, there are several reputable lenders that operate within the city. These lenders will typically have their own website or can be found online by searching for “payday loans in Palm Harbor” or “payday lenders in Palm Harbor.” Additionally, you can find out more information about payday lenders in Palm Harbor by visiting the website of the Florida Office of Financial Regulation, which lists all registered lenders within the state.

Frequently Asked Questions

Q: Are payday loans safe?
A: Generally, payday loans can be a safe option for borrowers in need of short-term funds. However, it is important to research the lenders that you are considering, as not all lenders may operate in a legal manner. Additionally, borrowers should be aware of the high interest rates and additional fees that come with payday loans, as they can make it more difficult to pay back the loan.

Q: How long does it take to receive a payday loan?
A: The time it takes to receive the loan depends on the lender and the borrower’s financial situation. Generally, most lenders can approve a loan within a day or two. The funds can then be transferred directly to the borrower’s bank account or a check can be sent.

Q: Is there a limit to how much money can be borrowed with a payday loan?
A: Each lender has its own loan limit, but typically the amount that can be borrowed is between $100 and $1,000. Some lenders may offer higher loan amounts, but these should be used with caution as they may be more difficult to pay back.

Apply Now

If you’re in need of short-term funds, TheGuaranteedLoans can help. Our website makes it easy to apply for payday loans in Palm Harbor, Florida, and connects you with lenders who may be able to provide you with the funds you need. Please note that TheGuaranteedLoans is not a lender and does not conduct loan applications, but we can connect you with lenders who may be able to help. Apply now to get started.

More F.A.Q.

Are there any fees associated with payday loans in Palm Harbor, Florida?

Yes, there are fees associated with payday loans in Palm Harbor, Florida. In addition to the interest charges, lenders may charge a loan origination fee, a check-cashing fee, and other fees depending on the specific loan terms. It is important to carefully review the loan agreement before accepting the loan to ensure you understand all applicable fees and charges.

Can I be sued or have my wages garnished if I default on a payday loan in Palm Harbor, Florida?

Yes, you can be sued or have your wages garnished if you default on a payday loan in Palm Harbor, Florida. Lenders have the right to pursue legal action against borrowers who fail to repay their loans according to the terms of the loan agreement. In some cases, this may result in wage garnishment or other collection actions.

How Many Cash Advance Companies are in Palm Harbor, FL?

With the help of our service, you will be able to find 18 cash advance companies in Palm Harbor, FL

What Cash Advance Companies in Palm Harbor, FL are the most popular?

You should check SunTrust Bank, Cash America Pawn, and Achieva Credit Union. Also, you can start your application online on our website.