Payday Loans in Coal City, Illinois

Payday Loan Companies in Coal City, IL

Company nameAddressZip codePhone number
Bank of Pontiac 85 S Broadway St Suite A 60416 +1 (815) 526 - 4001
First Midwest Bank 20 S Kankakee St 60416 +1 (815) 634 - 2229
Midland States Bank - CLOSED 660 S Broadway St 60416 +1 (815) 634 - 2131

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Coal City, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Evanston, IL, Payday Loans in Galesburg, IL, Payday Loan Companies in Glendale Heights, IL, Payday Loans in Glenview, IL, Short-term Loans in Gurnee, IL, 24-Hour Loan in Hanover Park, IL, No Credit Check Loans in Hoffman Estates, IL and Online Loans in Joliet, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Coal City, IL.

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Payday Loans Available in Coal City, IL By The Following ZIP Codes:

60416

Are Payday Loans Legal In Coal City, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Coal City, IL payday loan calculator

F.A.Q.

Can I apply for a payday loan if I have bad credit or no credit history?

Yes, you can apply for a payday loan even if you have bad credit or no credit history. Payday lenders typically do not require a credit check to approve a loan, and instead rely on other factors such as proof of income and a checking account to determine loan eligibility.

What are the eligibility requirements for payday loans in Coal City, Illinois?

To be eligible for a payday loan in Coal City, Illinois, borrowers must be at least 18 years of age, have a valid government-issued ID, and have a verifiable source of income.

How Many Cash Advance Companies are in Coal City, IL?

With the help of our service, you will be able to find 3 cash advance companies in Coal City, IL

What Cash Advance Companies in Coal City, IL are the most popular?

You should check Bank of Pontiac, First Midwest Bank, and Midland States Bank - CLOSED. Also, you can start your application online on our website.

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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