Payday Loans in Dennison, Illinois

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No payday loan companies in Dennison, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
Raymond James Financial Services 365 Millennium Dr, Crystal Lake, IL 60012 +1 (815) 455 - 5050
Community Bank 202 W Main St, Warren, IL 61087 +1 (815) 745 - 9011
1st Loans Financial 6421 W North Avenue, Oak Park, IL 60302 +1 (708) 848 - 9999
PLS Loan Store 337 S Franklin St, Chicago, IL 60606 +1 (312) 322 - 0002
The Farmers State Bank and Trust Company 1718 W Morton Ave, Jacksonville, IL 62650 +1 (217) 479 - 4000
Payday Loans Aurora IL-59, Aurora, IL 60504
Bank of Carbondale 216 E Main St, Carbondale, IL 62901 +1 (618) 549 - 2181
Fast Payday Loans Orland Park 301-399 Orland Square Dr, Orland Park, IL 60462
Peru Federal Savings Bank 1730 4th St, Peru, IL 61354 +1 (815) 223 - 4300
Mariner Finance 323 S Whittle Ave, Olney, IL 62450 +1 (618) 395 - 2177

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dennison, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Mount Prospect, IL, Payday Loans in Mundelein, IL, Payday Loans in Naperville, IL, 24-Hour Loan in North Chicago, IL, Payday Loans in Northbrook, IL, Same Day Loans in Oak Lawn, IL, Payday Loans in Oak Park, IL and Bad Credit Loans in Orland Park, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dennison, IL.

Are Payday Loans Legal In Dennison, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Dennison, IL payday loan calculator

Payday Loans in Dennison, Illinois: What You Need to Know

If you’re short on cash and facing unexpected expenses, a payday loan may be a solution. In Dennison, Illinois, payday loans are legal and regulated. But before you take out a payday loan, it’s important to understand the details and potential risks.

How Payday Loans Work

Payday loans are short-term loans meant to cover emergency expenses before your next paycheck. Typically, payday loans have higher interest rates and fees than traditional loans and are designed to be paid back in full with your next paycheck. In Dennison, Illinois, payday loans are legal and can be obtained in-store or online.

Payday Loan Regulations in Dennison, Illinois

Illinois has strict laws regulating payday loans to protect consumers. According to state law, payday loans in Dennison, Illinois:

  • Are capped at $1,000 or 25% of your gross monthly income
  • Have a maximum term of 120 days
  • Cannot exceed 15.5% of the loan amount in fees
  • Allow for one rollover or renewal

It’s important to note that payday loan lenders in Dennison must be licensed by the Illinois Department of Financial and Professional Regulation (IDFPR) and must comply with all state regulations.

The Risks of Payday Loans

While payday loans can offer a quick solution to unexpected expenses, they also come with risks and potential downsides. Some of the most significant risks of payday loans include:

  • High fees and interest rates
  • Short repayment terms
  • Potential for predatory lending practices
  • Can lead to a cycle of debt

It’s essential to carefully consider your financial circumstances before taking out a payday loan. Make sure you have a clear understanding of the loan terms and fees, and create a repayment plan before taking out the loan.

Interesting Facts and Statistics

  • In Illinois, the average payday loan amount is $354.
  • Illinois has some of the strictest payday loan regulations in the country.
  • Payday loans make up over 10% of all consumer complaints to the Illinois Attorney General’s office.

Apply Now

If you’re considering a payday loan in Dennison, Illinois, TheGuaranteedLoans is here to help. We are a connector service that partners with multiple lenders to connect borrowers with potential loan options. Our online application process is quick and easy, and we work with lenders who follow all state and federal regulations.

Remember, a payday loan may not be the right choice for everyone. But if you’re facing an emergency expense and need quick cash, a payday loan may be a helpful solution. Just be sure to understand the terms and fees and create a repayment plan.

F.A.Q.

Do I need to have a checking account to take out a payday loan in Dennison, Illinois?

Yes, most payday lenders in Dennison, Illinois require borrowers to have a checking account in order to take out a payday loan.

What information do I need to provide to apply for a payday loan in Dennison, Illinois?

To apply for a payday loan in Dennison, Illinois, you will typically need to provide personal information such as your name, address, social security number, and proof of income. You may also need to provide information about your checking account.