Company name | Address | Zip code | Phone number |
---|---|---|---|
Dupaco Community Credit Union | 11375 Oldenburg Ln | 61036 | +1 (800) 373 - 7600 |
First Community Bank of Galena | 101 Exchange Street | 61036 | +1 (815) 777 - 6300 |
Illinois Bank & Trust | 400 S Main St | 61036 | +1 (815) 777 - 9202 |
Raymond James Financial Services | 424 Broadway St | 61036 | +1 (815) 777 - 8600 |
U.S. Bank Branch | 953 Gear St | 61036 | +1 (815) 777 - 3820 |
Western Union | Us Bank, 115 Perry St | 61036 | +1 (815) 777 - 0344 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Galena, IL, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Berwyn, IL, Online Loans in Bloomington, IL, Payday Loans in Bolingbrook, IL, Emergency Loan in Buffalo Grove, IL, Payday Loan Without a Credit Check in Calumet City, IL, Payday Loans in Carol Stream, IL, Payday Loans in Carpentersville, IL and Bad Credit Loans in Champaign, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Galena, IL.
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Payday Loans Available in Galena, IL By The Following ZIP Codes:
61036
Are Payday Loans Legal In Galena, Illinois?
Loan Rates and Fees, Laws and Regulations in Illinois.
Illinois Loan Regulations
Legal Status | Legal |
---|---|
Interest Rate (APR, %) | 404 |
Maximum Loan Amount | $1,000 (or 25% of the gross monthly income) |
Minimum Loan Term | 13 days |
Maximum Loan Term | 120 days |
Number of Rollovers Allowed | 0 |
Finance Charges | 15.5% per $100 |
Galena, IL payday loan calculator
F.A.Q.
Are there any protections in place for consumers who take out payday loans in Galena, Illinois?
Yes, Illinois law provides several protections for consumers who take out payday loans. For example, lenders are required to provide clear and concise information about the terms of the loan, and cannot use deceptive or unfair practices. Borrowers also have the right to cancel a payday loan within 24 hours of signing the loan agreement.
Can I be arrested or have my wages garnished if I default on a payday loan in Galena, Illinois?
No, Illinois law prohibits lenders from using criminal actions, such as arrest or wage garnishment, to collect on payday loans. If a borrower defaults on a payday loan, the lender can only take legal action to recover the outstanding amount.
How Many Cash Advance Companies are in Galena, IL?
With the help of our service, you will be able to find 6 cash advance companies in Galena, IL
What Cash Advance Companies in Galena, IL are the most popular?
You should check Dupaco Community Credit Union, First Community Bank of Galena, and Illinois Bank & Trust. Also, you can start your application online on our website.