Payday Loans in Gillespie, Illinois

Payday Loan Companies in Gillespie, IL

Company nameAddressZip codePhone number
UCB Loan Servicing Center 104 N Macoupin St 62033 +1 (888) 822 - 4087
United Community Bank 301 S Macoupin St 62033 +1 (217) 839 - 4000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gillespie, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Carpentersville, IL, Payday Loans in Champaign, IL, Emergency Loan in Chicago, IL, Same Day Loans in Chicago Heights, IL, 24-Hour Loan in Crystal Lake, IL, Payday Loans in Danville, IL, No Credit Check Loans in Decatur, IL and Payday Loans in Dekalb, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gillespie, IL.

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Payday Loans Available in Gillespie, IL By The Following ZIP Codes:

62033

Are Payday Loans Legal In Gillespie, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Gillespie, IL payday loan calculator

F.A.Q.

Can payday lenders in Gillespie, Illinois operate without a license?

No, all payday lenders in Gillespie, Illinois must be licensed by the state in order to operate. Borrowers can check the Illinois Department of Financial and Professional Regulation's website to verify that a lender is licensed before taking out a loan.

Is there a maximum number of payday loans that a borrower can take out in Gillespie, Illinois?

Yes, Illinois law limits borrowers to taking out a maximum of two payday loans at any one time. Borrowers must also wait at least seven days between taking out consecutive payday loans.

How Many Cash Advance Companies are in Gillespie, IL?

With the help of our service, you will be able to find 2 cash advance companies in Gillespie, IL

What Cash Advance Companies in Gillespie, IL are the most popular?

You should check UCB Loan Servicing Center and United Community Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Addison Algonquin Arlington Heights Aurora Bartlett Belleville Berwyn Bloomington Bolingbrook Buffalo Grove Calumet City Carol Stream Carpentersville Champaign Chicago Chicago Heights Crystal Lake Danville Decatur Des Plaines Downers Grove Dundee Elgin Elk Grove Village Elmhurst Evanston Galesburg Glendale Heights Glenview Granite City Gurnee Hanover Park Hoffman Estates Joliet Lombard Moline Mount Prospect Mundelein Naperville North Chicago Northbrook Oak Lawn Oak Park Orland Park Oswego Palatine Park Ridge Pekin Peoria Plainfield Quincy Rock Island Rockford Romeoville Schaumburg Skokie Springfield Streamwood Tinley Park Urbana Waukegan Wheaton Wheeling Woodridge
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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