Payday Loans in Goodfield, Illinois

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No payday loan companies in Goodfield, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
America's Financial Choice 221 Lake Land Blvd, Mattoon, IL 61938 +1 (217) 235 - 6999
PLS Loan Store 1828 Dempster St Ave, Evanston, IL 60202 +1 (847) 491 - 6550
Security Finance 1701 N Market St Suite 5, Sparta, IL 62286 +1 (618) 443 - 6836
Derby Pawn & Coins LLC 814 Derby St, Pekin, IL 61554 +1 (309) 346 - 8609
Diane Johnson Financial & Tax 120 W Center St, Paxton, IL 60957 +1 (217) 379 - 4748
West Central Bank 400 E Buchanan St, Ashland, IL 62612 +1 (217) 476 - 3325
Security Finance 1220 Woodlawn Rd Space B4, Lincoln, IL 62656 +1 (217) 735 - 4255
Chatham Jewelry & Loan 645 E 79th St, Chicago, IL 60619 +1 (773) 487 - 9595
Easy Money Shoppe 19 County Rd 1180 E, Metropolis, IL 62960 +1 (618) 524 - 1102
AmeriCash Loans 908 W Town Center Blvd, Champaign, IL 61822 +1 (217) 352 - 1716

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Goodfield, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Decatur, IL, Payday Loans in Dekalb, IL, Same Day Loans in Des Plaines, IL, Payday Loans in Downers Grove, IL, 24-Hour Loan in Dundee, IL, Short-term Loans in Elgin, IL, Payday Loans in Elk Grove Village, IL and Payday Loans in Elmhurst, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Goodfield, IL.

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Payday Loans Available in Goodfield, IL By The Following ZIP Codes:

61742

Are Payday Loans Legal In Goodfield, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Goodfield, IL payday loan calculator

Advise to read before applying

Payday Loans in Goodfield, Illinois – Your Comprehensive Guide

What Are Payday Loans?

Payday loans are a form of short-term borrowing that allows people to borrow a small amount of money to cover unexpected expenses. These loans are designed to be paid back within a short period of time, such as 14 days or until the next payday.

If you live in Goodfield, Illinois, payday loans are legal and regulated by the Illinois Department of Financial and Professional Regulation (IDFPR).

How Do Payday Loans Work in Goodfield, Illinois?

In Goodfield, Illinois, you can borrow up to $1,000 or 25% of your gross monthly income, whichever is less. The repayment term for payday loans in Illinois ranges from 13 to 45 days, depending on the loan amount.

The fees and interest rates for payday loans in Illinois are regulated by the IDFPR. Lenders can charge a maximum of $15.50 per $100 borrowed. For example, if you borrow $300, the maximum fee you can be charged is $46.50. The maximum annual percentage rate (APR) for a 14-day loan in Illinois is 403%, but it can be lower for longer-term loans.

What Are the Requirements for Getting a Payday Loan in Goodfield, Illinois?

To qualify for a payday loan in Goodfield, Illinois, you must:

  • Be at least 18 years old
  • Be a resident of Illinois
  • Have a valid checking account
  • Have a regular source of income
  • Provide proof of income and residency

What Are the Benefits of Payday Loans?

Payday loans can be a convenient way to get cash quickly to cover unexpected expenses, such as car repairs or medical bills. Here are some of the benefits of payday loans:

  • Quick and easy application process
  • Fast access to cash
  • No credit check required
  • Flexible repayment terms

What Are the Risks of Payday Loans?

While payday loans can be helpful in emergency situations, they also come with risks that you should be aware of. Here are some of the risks of payday loans:

  • High fees and interest rates
  • Short repayment terms
  • Can lead to a cycle of debt
  • May damage your credit score

Interesting Facts and Statistics About Payday Loans in Goodfield, Illinois

  • As of January 2021, there were 564 licensed payday lenders in Illinois
  • The average payday loan amount in Illinois is $365
  • There were over 307,000 payday loans issued in Illinois in 2019
  • The total amount borrowed through payday loans in Illinois in 2019 was over $534 million
  • The average APR for a payday loan in Illinois is 297%

Apply Now for a Payday Loan in Goodfield, Illinois

If you need cash quickly to cover unexpected expenses, TheGuaranteedLoans can help. We are a connector service that can connect you with potential lenders in Goodfield, Illinois who offer payday loans.

Remember, we are not a direct lender, and we do not make lending decisions. Our goal is to facilitate your connection with potential lenders so that you can find the loan that’s right for you. To apply for a payday loan in Goodfield, Illinois, simply fill out our online application form, and we’ll do the rest!

F.A.Q.

How do I find a licensed payday lender in Goodfield, Illinois?

To find a licensed payday lender in Goodfield, Illinois, you can visit the Illinois Department of Financial and Professional Regulation website and search for licensed lenders in your area. You can also search online for payday lenders and check their license status with the state.

How do I compare payday loan offers in Goodfield, Illinois?

To compare payday loan offers in Goodfield, Illinois, you should carefully review and compare the interest rate, fees, repayment terms, and any other applicable charges for each lender. You should also consider the lender's reputation and customer service, as well as any potential consequences of defaulting on the loan.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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