Payday Loans in Liverpool, Illinois

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No payday loan companies in Liverpool, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
QC Financial Services 1401 N Prospect Ave # 1, Champaign, IL 61820 +1 (217) 352 - 2100
loanDepot 18311 N Creek Dr Ste E, Tinley Park, IL 60477 +1 (630) 427 - 8420
Harrisburg Quick Cash 114 S Commercial St, Harrisburg, IL 62946 +1 (618) 253 - 6565
Shelly Dambman, CPA 107 E School Dr, Lanark, IL 61046 +1 (815) 493 - 8792
U.S. Bank ATM - North Alton 2627 State St, Alton, IL 62002 +1 (800) 872 - 2657
Payday Loans Oak Lawn 245, Cook Ave, Oak Lawn, IL 60453
Germantown Trust & Savings Bnk 205 N Germantown Rd, Breese, IL 62230 +1 (618) 526 - 4202
Dollars Today 1160 W Morton Ave, Jacksonville, IL 62650 +1 (217) 479 - 0033
First American Bank 700 E Ogden Ave, Naperville, IL 60563 +1 (630) 416 - 4100
Bank of Carbondale 216 E Main St, Carbondale, IL 62901 +1 (618) 549 - 2181

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Liverpool, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Champaign, IL, Payday Loan Without a Credit Check in Chicago, IL, Payday Loans in Chicago Heights, IL, Payday Loans in Crystal Lake, IL, Payday Loans in Danville, IL, Payday Loans in Decatur, IL, Same Day Loans in Dekalb, IL and Same Day Loans in Des Plaines, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Liverpool, IL.

Payday Loans Available in Liverpool, IL By The Following ZIP Codes:

61543

Are Payday Loans Legal In Liverpool, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Liverpool, IL payday loan calculator

Payday Loans in Liverpool, Illinois

If you are in need of short-term financial assistance in Liverpool, Illinois, payday loans may be a viable option for you. Payday loans are a type of loan that is typically intended to be paid back within a short period, often around 14 days. These loans are typically smaller than traditional loans and can be obtained more quickly and with less hassle.

Are Payday Loans Legal in Illinois?

Yes, payday loans are legal in Illinois as long as the lender is licensed and adheres to state regulations. In Illinois, payday loans are regulated by the Illinois Department of Financial and Professional Regulation. If you are considering a payday loan, it is important to choose a licensed lender and to fully understand the terms and conditions of the loan before proceeding.

How Do Payday Loans Work?

Payday loans are typically obtained by filling out an application with a lender. The lender will usually require proof of income and identification. Once approved, the funds are typically deposited into the borrower’s bank account within one business day.

Repayment of the loan is typically due on the borrower’s next payday, although some lenders may offer longer repayment terms. If the borrower is unable to repay the loan on time, they may be subject to additional fees and interest charges.

What Are the Benefits of Payday Loans?

  • Quick and easy access to funds
  • No collateral required
  • No credit check required
  • Flexible repayment options
  • Accessible to people with low credit scores or no credit history

What Are the Risks of Payday Loans?

  • High interest rates, which can lead to a cycle of debt
  • Additional fees and charges if the loan is not repaid on time
  • May not provide a long-term solution to financial problems
  • May encourage borrowers to take on additional debt

It is important to carefully consider the risks and benefits of payday loans before deciding to borrow. If you are unsure whether a payday loan is the right option for you, it may be helpful to speak with a financial advisor or credit counselor.

Interesting Facts and Statistics about Payday Loans in Liverpool, Illinois

  • The average payday loan in Illinois is $375
  • Approximately 5% of Illinois residents have taken out a payday loan
  • Illinois borrowers pay an average interest rate of 404% on payday loans
  • In Illinois, payday lenders are prohibited from rollovers or extending loans to borrowers who have outstanding balances with other payday lenders

Apply Now

If you are considering a payday loan, TheGuaranteedLoans is here to help. We are a connector service that can put you in touch with potential lenders. Simply fill out our online application to get started. Please note that TheGuaranteedLoans is not a direct lender and we do not make credit decisions.

F.A.Q.

Are there any alternatives to payday loans in Liverpool, Illinois?

Yes, there are several alternatives to payday loans in Liverpool, Illinois, such as credit union loans, community development financial institution loans, or borrowing from friends or family. Borrowers are encouraged to explore these options before taking out a payday loan.

Can I be charged with criminal activity if I default on a payday loan in Liverpool, Illinois?

No, in Liverpool, Illinois, it is illegal for lenders to use criminal charges as a means of collecting on unpaid payday loans. Borrowers who are facing criminal charges related to their payday loan should contact the Illinois Attorney General's office for assistance.