Payday Loans in Mount Vernon, Illinois

No payday loan companies in Mount Vernon, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
Central Federal Savings & Loan 1921 E 31st St, La Grange Park, IL 60526 +1 (708) 469 - 3250
Raymond James 917 N 4th St, Chillicothe, IL 61523 +1 (309) 676 - 4444
U.S. Bank Branch 120 S Front St, Cobden, IL 62920 +1 (618) 893 - 2121
BMO Harris Bank - Drive-up Location 217 E South St, Woodstock, IL 60098 +1 (815) 334 - 2370
Midwest Title Loans 1718 Ogden Ave, Lisle, IL 60532 +1 (630) 599 - 7167
Wells Fargo Bank 100 S Main St, Monmouth, IL 61462 +1 (309) 734 - 8585
Walmart Supercenter 1941 W Morton Ave, Jacksonville, IL 62650 +1 (217) 245 - 5146
BNP Paribas 155 N Upper Wacker Dr 4450, Chicago, IL 60606 +1 (312) 753 - 6396
AAMCO Transmissions & Total Car Care 7218 S Virginia Rd, Crystal Lake, IL 60014 +1 (779) 220 - 0776
Check Into Cash 3923 41st Avenue Drive, Moline, IL 61265 +1 (309) 736 - 1300

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mount Vernon, IL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Berwyn, IL, Payday Loans in Bloomington, IL, Payday Loans in Bolingbrook, IL, Payday Loans in Buffalo Grove, IL, Payday Loans in Calumet City, IL, Payday Loans in Carol Stream, IL, Payday Loans in Carpentersville, IL and Bad Credit Loans in Champaign, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mount Vernon, IL.

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Payday Loans Available in Mount Vernon, IL By The Following ZIP Codes:

62864

Are Payday Loans Legal In Mount Vernon, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Mount Vernon, IL payday loan calculator

F.A.Q.

Are there any protections in place for consumers who take out payday loans in Mount Vernon, Illinois?

Yes, Illinois law provides several protections for consumers who take out payday loans. For example, lenders are required to provide clear and concise information about the terms of the loan, and cannot use deceptive or unfair practices. Borrowers also have the right to cancel a payday loan within 24 hours of signing the loan agreement.

Can I be arrested or have my wages garnished if I default on a payday loan in Mount Vernon, Illinois?

No, Illinois law prohibits lenders from using criminal actions, such as arrest or wage garnishment, to collect on payday loans. If a borrower defaults on a payday loan, the lender can only take legal action to recover the outstanding amount.

Look for Short-Term Loans in Other Cities:

Addison Algonquin Arlington Heights Aurora Bartlett Belleville Berwyn Bloomington Bolingbrook Buffalo Grove Calumet City Carol Stream Carpentersville Champaign Chicago Chicago Heights Crystal Lake Danville Decatur Des Plaines Downers Grove Dundee Elgin Elk Grove Village Elmhurst Evanston Galesburg Glendale Heights Glenview Granite City Gurnee Hanover Park Hoffman Estates Joliet Lombard Moline Mount Prospect Mundelein Naperville North Chicago Northbrook Oak Lawn Oak Park Orland Park Oswego Palatine Park Ridge Pekin Peoria Plainfield Quincy Rock Island Rockford Romeoville Schaumburg Skokie Springfield Streamwood Tinley Park Urbana Waukegan Wheaton Wheeling Woodridge
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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