Payday Loans in Rome, Illinois

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Rome, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
Metro Loans 4312 S Ashland Ave, Chicago, IL 60609 +1 (773) 371 - 0000
CitiCash Loans 10334 Harlem Ave, Palos Hills, IL 60465 +1 (630) 795 - 0100
World Finance 1001 W Bloomington Rd, Champaign, IL 61821 +1 (217) 352 - 6100
Grundy Bank 120 S Main St, Wilmington, IL 60481 +1 (815) 476 - 7460
Illinois Valley Credit Union 1311 Shooting Park Rd, Peru, IL 61354 +1 (815) 224 - 2666
Bradford National Bank 100 E College Ave, Greenville, IL 62246 +1 (618) 664 - 2200
Bank of Pontiac 85 S Broadway St Suite A, Coal City, IL 60416 +1 (815) 526 - 4001
Check Into Cash 1171 Bloomingdale Road, Space D, Glendale Heights, IL 60137 +1 (630) 681 - 7750
First Farmers Bank & Trust 147 W Monroe Ave, Chrisman, IL 61924 +1 (217) 269 - 2307
Germantown Trust & Savings Bnk 160 Louis St, Beckemeyer, IL 62219 +1 (618) 227 - 8584

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rome, IL, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Aurora, IL, No Credit Check Loans in Bartlett, IL, Payday Loans in Belleville, IL, Same Day Loans in Berwyn, IL, Payday Loan for Bloomington, IL, Emergency Loan in Bolingbrook, IL, Payday Loans in Buffalo Grove, IL and No Credit Check Loans in Calumet City, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rome, IL.

Beautiful sights of Rome, IL

Are Payday Loans Legal In Rome, Illinois?

Loan Rates and Fees, Laws and Regulations in Illinois.

Illinois Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)404
Maximum Loan Amount$1,000 (or 25% of the gross monthly income)
Minimum Loan Term13 days
Maximum Loan Term120 days
Number of Rollovers Allowed0
Finance Charges15.5% per $100

Rome, IL payday loan calculator

Payday Loans in Rome, Illinois

Payday loans in Rome, Illinois, are legal and can be a quick solution when you need cash fast. These short-term loans can provide immediate access to cash when unexpected expenses arise or when you’re in a bind between paychecks. Here’s what you need to know about payday loans in Rome, Illinois.

What Are Payday Loans?

Payday loans are short-term loans that are typically due on your next payday. They are meant to bridge the gap between paychecks for people who need cash quickly. Payday loans are also known as cash advances, paycheck advances, or deferred deposit loans. These loans usually have a high interest rate and fees, making them an expensive form of borrowing.

How Do Payday Loans Work in Rome, Illinois?

In Rome, Illinois, payday loans are regulated by the Illinois Department of Financial and Professional Regulation. The law requires all lenders to be licensed and follow strict lending guidelines to protect consumers. You can borrow up to $1,000 or 25% of your gross monthly income, whichever is less. If you’re approved for a payday loan, you’ll need to provide post-dated checks or authorize electronic withdrawals from your bank account for repayment on your next payday.

What Are the Requirements for a Payday Loan in Rome, Illinois?

To be eligible for a payday loan in Rome, Illinois, you must meet the following requirements:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Have a regular source of income
  • Have an active checking account
  • Not be in bankruptcy or have outstanding payday loans

Most lenders will also require you to provide proof of income, such as pay stubs or bank statements, and proof of residency.

What Are the Benefits of Payday Loans?

Payday loans can provide many benefits, such as:

  • Quick access to cash when you need it
  • No credit check required
  • Easy application process
  • Can help you avoid late fees and overdraft charges

However, payday loans can also have some drawbacks, such as:

  • High fees and interest rates
  • Short repayment terms
  • Can lead to a cycle of debt if not used responsibly

Interesting Facts and Statistics About Payday Loans in Rome, Illinois

  • The average payday loan in Illinois is $354.
  • The average payday loan in Illinois has an annual percentage rate (APR) of 403%.
  • Illinois is one of 32 states that allow payday loans.
  • The average payday borrower in Illinois takes out 5 loans per year.

TheGuaranteedLoans: Your Connection to Payday Lenders in Rome, Illinois

If you’re interested in getting a payday loan in Rome, Illinois, TheGuaranteedLoans can help. As a connector service, we work with a network of lenders who specialize in short-term loans. When you fill out our online application, we’ll match you with potential lenders who may be able to help you get the cash you need. Keep in mind that we are not a direct lender and do not make credit decisions. We simply facilitate the connection between you and potential lenders.

Apply Now for a Payday Loan in Rome, Illinois

Are you ready to apply for a payday loan in Rome, Illinois? TheGuaranteedLoans makes it easy to get started. Simply fill out our online application, and we’ll connect you with potential lenders who may be able to help. Remember, payday loans can be an expensive form of borrowing, so use them responsibly. Only borrow what you need and can afford to repay on your next payday.

F.A.Q.

Can payday lenders in Rome, Illinois require borrowers to provide collateral in order to take out a loan?

No, in Rome, Illinois, payday lenders cannot require borrowers to provide collateral in order to take out a loan. Borrowers who are asked to provide collateral should be wary of the lender and consider alternative options.

What is a payday loan in Rome, Illinois?

A payday loan is a short-term, high-interest loan that is intended to be repaid on the borrower's next payday. These loans are typically offered by non-bank lenders, such as storefront lenders or online lenders, and are often used by people who need quick access to cash to cover unexpected expenses or to bridge a temporary gap in their finances.