Payday Loans in Owensburg, Indiana

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No payday loan companies in Owensburg, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
CheckSmart 907 Eastern Blvd, Clarksville, IN 47129 +1 (812) 288 - 4209
Lake City Bank 1220 E 7th St, Auburn, IN 46706 +1 (260) 920 - 1868
First Financial Bank 3880 W Presidential Way, Edinburgh, IN 46124 +1 (812) 526 - 0551
New Washington State Bank 402 E Main St 9126, New Washington, IN 47162 +1 (812) 293 - 3321
Napoleon State Bank 1221 Westridge Pkwy, Greensburg, IN 47240 +1 (812) 663 - 1903
Regional Development Company 1757 Thornapple Cir, Valparaiso, IN 46385 +1 (219) 476 - 0504
Citizens State Bank Drive Up Only 222 W Washington St, Hartford City, IN 47348 +1 (765) 348 - 1055
Horizon Trust & Investment Management 515 Franklin St, Michigan City, IN 46360 +1 (219) 874 - 9221
Huntington Bank 372 S State Rd 135, Greenwood, IN 46142 +1 (317) 888 - 2900
Check Into Cash 1980 N Main St a, Bluffton, IN 46714 +1 (260) 824 - 5866

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Owensburg, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Kokomo, IN, 24-Hour Loan in Lafayette, IN, Payday Loans in Merrillville, IN, Payday Loans in Michigan City, IN, Payday Loans in Mishawaka, IN, Quick Loan in Muncie, IN, Quick Loan in New Albany, IN and Payday Loans in Noblesville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Owensburg, IN.

Payday Loans Available in Owensburg, IN By The Following ZIP Codes:

47453

Are Payday Loans Legal In Owensburg, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Owensburg, IN payday loan calculator

Payday Loans in Owensburg, Indiana: What You Need to Know

When you’re in need of quick cash, payday loans can be tempting. However, it’s important to understand the implications of these loans before taking one out. In Owensburg, Indiana, payday loans are legal, but there are regulations in place to protect borrowers.

What are Payday Loans?

A payday loan is a short-term, high-interest loan that’s typically due on your next payday. Borrowers typically take out these loans to cover unexpected expenses or to bridge the gap until their next paycheck. In Owensburg, payday loans are available in amounts up to $550.

How Do Payday Loans Work in Owensburg?

To take out a payday loan in Owensburg, you’ll need to provide proof of income, proof of identity, and have an active checking account. Once approved, you’ll receive the funds in a lump sum, usually within one business day. You’ll then be required to repay the loan on your next payday, along with interest and fees.

  • Interest rates: In Owensburg, payday loans have a maximum interest rate of 391% APR.
  • Term limits: Payday loan terms cannot exceed 14 days.
  • Finance charges: Lenders can charge up to 15% of the loan amount as a finance charge.
  • Loan amounts: The maximum loan amount in Owensburg is $550 or 20% of your gross monthly income, whichever is less.

The Risks of Payday Loans

While payday loans can be a helpful source of quick cash, they come with significant risks. High interest rates can quickly spiral out of control, leading to a cycle of debt that can be difficult to escape. In addition, late or missed payments can result in additional fees and damage to your credit score. It’s important to carefully consider all options before taking out a payday loan.

Interesting Facts and Statistics about Payday Loans in Owensburg, Indiana

Did you know that the average borrower in Owensburg takes out eight payday loans per year? Or that Indiana has one of the highest average payday loan interest rates in the country? These sobering statistics highlight the importance of understanding the risks and implications of payday loans.

Apply Now

If you’re considering a payday loan in Owensburg, it’s important to do your research and carefully weigh your options. At TheGuaranteedLoans, we specialize in connecting borrowers with potential lenders to help them get the funds they need. We understand the importance of finding a reputable lender with fair rates and terms. Fill out our online application today to see how we can help you get back on track.

Note: TheGuaranteedLoans is a connector service, not a direct lender. We don’t make lending decisions or have control over the terms and rates of the loans offered to you. We’re committed to providing our customers with transparency and the information they need to make informed decisions.

F.A.Q.

Can I be charged with criminal charges for not repaying a payday loan in Owensburg, Indiana?

No, Indiana state law prohibits lenders from pursuing criminal charges against borrowers who are unable to repay their payday loans.

What should I do if I am having trouble repaying my payday loan in Owensburg, Indiana?

If you are having trouble repaying your payday loan in Owensburg, Indiana, it is important to communicate with the lender and try to work out a repayment plan. You may also want to seek advice from a financial counselor or legal professional.