Installment Loans in Shelby, Alabama

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No installment loan companies in Shelby, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 209 Cox Creek Pkwy, Florence, AL 35630
1st Franklin Financial 2015 Cherokee Ave SW Suite D, Cullman, AL 35055
Preferred Loan Company 1211 US-31, Athens, AL 35611
Easy Money 1001 Bankhead Hwy W, Birmingham, AL 35204 +1 (205) 397 - 1200
World Finance 5238 Hwy 90 W, Ste B, Mobile, AL 36619 +1 (251) 661 - 6757
Security Finance 14923 AL-59 b, Foley, AL 36535 +1 (251) 970 - 3777
Advance America 12441 AL-157, Moulton, AL 35650
Regional Finance 841 Odum Rd #105, Gardendale, AL 35071
Emergi-Cash 909 E 280 Byp, Phenix City, AL 36867
Check Into Cash 3706 US-280, Alexander City, AL 35010

Installment Loan Companies in Nearby Cities

If there are no installment loan companies in Shelby, AL, you can try to find different companies in big cities nearby. Check out the following pages here: Installment Loans in Alabaster, AL, Installment Loans in Albertville, AL, Installment Loans in Anniston, AL, Installment Loans in Athens, AL, Installment Loans in Atmore, AL, Installment Loans in Auburn, AL, Installment Loans in Bessemer, AL and Installment Loans in Birmingham, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Shelby, AL.

Introduction

Are you looking for financial assistance in Shelby, Alabama? You may have heard of installment loans, a popular and legal loan option available to residents in Alabama. In this article, we will take a closer look at installment loans in Shelby, Alabama, and what you should know before applying for one.

What are Installment Loans?

Simply put, installment loans are loans repaid over a set period with a fixed number of payments. In Alabama, these loans may be secured or unsecured, with repayment periods ranging from two to twelve months.

What Are the Requirements for Obtaining an Installment Loan in Shelby, Alabama?

To obtain an installment loan in Shelby, Alabama, you will typically need to meet several requirements. These requirements include a minimum age of 19 years old, proof of income, and a valid form of identification. You may also need to provide bank account information and proof of residence.

What Are the Advantages of Installment Loans?

  • Flexible Repayment Schedules: Unlike payday loans, which require a lump-sum payment, installment loans allow for more flexibility in repayment schedules. This makes it easier for borrowers to repay the loan based on their income and individual circumstances.
  • Faster Processing Time: Installment loans generally have a faster processing time than traditional bank loans. This means you can expect to receive your funds quickly, which can be beneficial in times of financial need.
  • No Collateral Required: For unsecured loans, you are not required to provide any collateral to secure the loan.

What Are the Disadvantages of Installment Loans?

  • Higher Interest Rates: One major disadvantage of installment loans is that they often come with higher interest rates than traditional bank loans.
  • Potential for Increased Debt: With installment loans, it can be easy to become trapped in a cycle of debt. This is particularly true if you are living paycheck-to-paycheck and have difficulty making your payments on time.
  • Additional Fees: You may be subject to additional fees, such as late fees, if you are unable to make your payments on time.

What are the Alternatives to Installment Loans?

If you are considering an installment loan but are concerned about the potential disadvantages, there are several alternatives you may wish to consider. These alternatives include credit cards, personal loans, and payday alternative loans. It is important to research each option carefully before making a decision.

Interesting Facts and Statistics about Installment Loans in Shelby, Alabama

  • According to the Alabama State Banking Department, installment loans are a popular form of lending in Alabama, with over $16 billion in loans made in 2019.
  • In a survey conducted by Pew Charitable Trusts, it was found that the typical installment loan borrower in Alabama has an average income of $30,000 to $40,000 per year.
  • The same survey found that a majority of borrowers (67%) believed that installment loans were either “somewhat helpful” or “very helpful” in meeting their financial needs.

Apply Now for an Installment Loan in Shelby, Alabama!

If you are interested in applying for an installment loan in Shelby, Alabama, TheGuaranteedLoans can help. We are a connector service that can link you with potential lenders who may be able to help you with your financial needs. Our process is quick and easy – simply complete our online application to get started!

It is important to note that TheGuaranteedLoans is not a direct lender, but rather a connector service. This means that we will facilitate your connection with potential lenders, but we do not make any lending decisions ourselves.

Conclusion

Installment loans can be a useful financial tool for many people in Shelby, Alabama. However, it is important to carefully consider the potential advantages and disadvantages and to research the alternatives before making a decision. If you do decide to pursue an installment loan, we encourage you to apply through TheGuaranteedLoans and take advantage of our fast and easy online application process.

Useful Articles

Installment Loans Available in Shelby, AL By The Following ZIP Codes:

35143

Shelby, AL installment loan calculator

Advise to read before applying

F.A.Q. About Installment Loans

Can I get No Credit Check Loan in Shelby, AL?

Yes, you can get a no credit check loan in Shelby, AL when you apply online.

How to Get a Bad Credit Loans in Shelby, AL?

To apply for a bad credit loan in Shelby, AL, you need to find a direct loan lender online.

Look for Installment Loans in Other Cities:

Alabaster Anniston Atmore Auburn Birmingham Decatur Dothan Florence Foley Gadsden Hoover Huntsville Madison Mobile Montgomery Opelika Phenix City Prattville Tuscaloosa Vestavia Hills
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