Payday Loans in Alta Vista, Iowa

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No payday loan companies in Alta Vista, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Exchange State Bank 207 W Washington St, Exira, IA 50076 +1 (712) 268 - 5331
Farmers State Bank 117 N Main Ave, Alburnett, IA 52202 +1 (319) 377 - 4891
Community Savings Bank 221 E Main St, Manchester, IA 52057 +1 (563) 927 - 4014
Jeff Ross Namminga Fairway Independent Mortgage Corporation Branch Manager 604 Liberty St Suite 131, Pella, IA 50219 +1 (641) 323 - 6351
Marion County Bank 800 Main St, Pella, IA 50219 +1 (641) 628 - 2191
Bank Iowa - Humboldt Drive-up 1302 5th Ave N, Humboldt, IA 50548 +1 (515) 332 - 1808
Raymond James 105 E Main St, West Union, IA 52175 +1 (563) 422 - 6250
Greg Driskell - Raymond James 801 W Taylor St, Creston, IA 50801 +1 (641) 782 - 2377
MoneyGram 2458 Camanche Ave, Clinton, IA 52732 +1 (563) 243 - 4795
Fidelity Bank & Trust 110 1st St N 2W, Worthington, IA 52078 +1 (563) 855 - 2415

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Alta Vista, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Ames, IA, Payday Loan for Ankeny, IA, 24-Hour Loan in Bettendorf, IA, Payday Loans in Cedar Falls, IA, Online Loans in Cedar Rapids, IA, Payday Loan for Council Bluffs, IA, Emergency Loan in Davenport, IA and Payday Loans in Des Moines, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Alta Vista, IA.

Payday Loans Available in Alta Vista, IA By The Following ZIP Codes:

50603

Are Payday Loans Legal In Alta Vista, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Alta Vista, IA payday loan calculator

Payday Loans in Alta Vista, Iowa: Everything you Need to Know

Payday loans are a type of short-term loan that is designed to help people who are experiencing financial difficulties. These loans are typically used to cover unexpected expenses, such as medical bills, vehicle repairs, or other urgent needs. In Iowa, payday loans are legal and regulated by state law. If you are considering a payday loan in Alta Vista, Iowa, here’s what you need to know.

How Payday Loans Work

A payday loan is typically a small, short-term loan that is intended to be paid back with your next paycheck. The amount you can borrow is usually limited to a percentage of your income, and the terms of the loan typically range from a few days to a few weeks. When you apply for a payday loan, you will need to provide proof of income and a valid ID. The lender will then review your application and determine if you are eligible for the loan.

The Pros and Cons of Payday Loans

While payday loans can be a useful resource for people who need to cover unexpected expenses, they also come with some risks and drawbacks. Here are a few of the most important things to consider before taking out a payday loan:

  • Pros: Payday loans are typically easy to obtain, and the application process is often quick and straightforward. They can provide short-term financial relief for people who are experiencing unexpected expenses or cash flow problems.
  • Cons: Payday loans often come with very high interest rates and fees, which can make them difficult to pay back. Failing to repay a payday loan on time can result in additional fees and charges, and can even damage your credit score.

Interesting Facts and Statistics about Payday Loans in Alta Vista, Iowa

According to recent data, the average payday loan amount in Iowa is $314, and the average APR (annual percentage rate) for payday loans is 300-400%. In 2019, there were over 200,000 payday loans taken out in Iowa, with an average loan term of 14 days.

Apply Now

If you are considering a payday loan in Alta Vista, Iowa, TheGuaranteedLoans can help connect you with potential lenders. Our service is free, and we are committed to connecting you with reputable lenders who can provide the financial relief you need. Visit our website today to fill out an application.

Please note that TheGuaranteedLoans is not a direct lender, but a connector service. We work with a network of reputable lenders to help ensure that our customers receive the best possible service. If you have any questions about our service, please don’t hesitate to contact us.

The Bottom Line

If you need a short-term loan to cover unexpected expenses in Alta Vista, Iowa, a payday loan may be a good option. However, it’s important to understand the risks and drawbacks of these types of loans and to carefully consider whether they are the right solution for your financial needs.

It’s also important to work with a reputable lender who can provide you with a fair and reasonable loan agreement. By doing your research and carefully evaluating your options, you can find the right payday loan to help you manage your finances.

F.A.Q.

Can I get a payday loan if I have bad credit in Alta Vista, Iowa?

Yes, you can get a payday loan if you have bad credit in Alta Vista, Iowa. Payday lenders typically do not conduct a traditional credit check and base their decision on your income and ability to repay the loan.

How do I apply for a payday loan in Alta Vista, Iowa?

To apply for a payday loan in Alta Vista, Iowa, you can visit a storefront lender or apply online. You will need to provide proof of income, a valid government-issued ID, and a checking account in good standing.