Payday Loans in Atkins, Iowa

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No payday loan companies in Atkins, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Easy Cash Solutions 920 La Porte Rd, Waterloo, IA 50702 +1 (319) 287 - 9053
Peoples Bank 1021 Main St, Scranton, IA 51462 +1 (712) 652 - 3311
Bank Iowa - Shenandoah Drive-up 1300 W Nishna Rd, Shenandoah, IA 51601 +1 (712) 246 - 3473
J & R Tax Services 8 E 5th St, Atlantic, IA 50022 +1 (712) 243 - 5028
EZ Money Check Cashing 266 Blairs Ferry Rd NE, Cedar Rapids, IA 52402 +1 (319) 363 - 2200
Farmers & Merchants State Bank 101 W Jefferson St, Winterset, IA 50273 +1 (515) 462 - 4242
Truck Country 3201 US-61 151, Dubuque, IA 52003 +1 (563) 556 - 3773
United Bank of Iowa 1608 1st Ave S, Fort Dodge, IA 50501 +1 (515) 576 - 5111
Auto-Kraft Inc. 204 N Church St 7703, Pleasantville, IA 50225 +1 (515) 848 - 3395
U.S. Bank ATM - Humboldt Drive-Up in Parking Lot 701 Sumner Ave, Humboldt, IA 50548 +1 (800) 872 - 2657

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Atkins, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Ankeny, IA, Payday Loans in Bettendorf, IA, Payday Loans in Cedar Falls, IA, No Credit Check Loans in Cedar Rapids, IA, Payday Loans in Council Bluffs, IA, Payday Loans in Davenport, IA, Payday Loans in Des Moines, IA and Payday Loans in Dubuque, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Atkins, IA.

Beautiful sights of Atkins, IA

Payday Loans Available in Atkins, IA By The Following ZIP Codes:

52206

Are Payday Loans Legal In Atkins, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Atkins, IA payday loan calculator

Payday Loans in Atkins, Iowa: What You Need to Know

If you’re living in Atkins, Iowa, and you’re experiencing financial difficulties, you might be considering payday loans. Payday loans are a quick way to get cash when you need it most. In Iowa, they’re legal, but you must be aware of the risks before you consider getting one. In this article, we’ll take a closer look at payday loans in Atkins, Iowa, and what you need to know before applying.

How Do Payday Loans Work?

Payday loans are a type of short-term loan that’s designed to help you cover unexpected expenses or emergencies. These loans often come with high interest rates and fees, making them a costly option for those with financial problems.

To get a payday loan, you’ll need to provide proof of income and identification. The lender will then ask you to write a post-dated check for the amount you wish to borrow, plus the interest and fees. The lender will then hold onto the check until the due date, which is usually your next payday.

Once the loan is due, the lender will cash the check or withdraw the money from your bank account. If you’re unable to pay the loan back in full, the lender may offer to roll the loan over or extend it, but this will come at an additional cost.

What Are the Risks?

One of the biggest risks associated with payday loans is the high cost. The interest rates and fees on these loans can add up quickly, making it difficult to pay them off in full. This can lead to a cycle of debt, where you’re constantly borrowing more money to pay off existing loans.

Another risk of payday loans is the potential for fraud and scams. There are many unscrupulous lenders out there who may try to take advantage of people in need. It’s important to do your research and only work with reputable lenders.

What Are the Benefits?

While there are risks associated with payday loans, there are also some benefits. For one, payday loans are a quick and easy way to get cash when you need it most. They’re also relatively easy to qualify for, even if you have poor credit.

Another benefit of payday loans is that they can help you avoid late fees or other penalties that may come with unpaid bills. If you need money to cover an unexpected expense, a payday loan may be your best option.

Interesting Facts and Statistics About Payday Loans in Atkins, Iowa

– According to the Iowa Division of Banking, there were 1,436 payday loan locations in Iowa in 2020.
– The average payday loan in Iowa is for $341 and has an APR of 273%.
– In 2020, Iowans took out a total of 1.8 million payday loans, totaling $542 million in loans.

Apply Now

If you’re considering a payday loan, it’s important to work with a reputable lender. TheGuaranteedLoans can help connect you with potential lenders who may be able to help. However, it’s important to remember that TheGuaranteedLoans is a connector service and not a direct lender.

To apply for a payday loan through TheGuaranteedLoans, simply fill out our online application form. We’ll then match you with potential lenders who may be able to help you get the cash you need. Remember, payday loans aren’t for everyone. Before applying, be sure to consider all your options and the risks involved.

Conclusion

Payday loans can be a helpful tool for those in need of quick cash, but they come with risks. If you’re considering a payday loan, it’s important to do your research and only work with reputable lenders. TheGuaranteedLoans can help connect you with potential lenders, but it’s important to remember that we’re a connector service, not a direct lender.

Remember to consider all your options carefully and only borrow what you can afford to pay back. With careful planning and responsible borrowing, you can make payday loans work for you.

F.A.Q.

Are there any alternatives to payday loans in Atkins, Iowa?

Yes, there are alternatives to payday loans in Atkins, Iowa, such as borrowing from friends or family, taking out a personal loan, or working with a credit counseling agency to develop a budget and payment plan.

Is it possible to get a payday loan with no employment in Atkins, Iowa?

It may be possible to get a payday loan with no employment in Atkins, Iowa if you have another source of income, such as government benefits or alimony payments. However, most lenders will require proof of income to qualify for a loan.