Payday Loans in Burnside, Iowa

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No payday loan companies in Burnside, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Family Community Credit Union 1211 N Grand Ave, Charles City, IA 50616 +1 (641) 228 - 6612
Shelby County State Bank 102 Main St, Panama, IA 51562 +1 (712) 489 - 2424
Quick Cash 918 W 5th St, Waterloo, IA 50702 +1 (319) 233 - 0449
Walmart Money Center 840 S Oak St, Iowa Falls, IA 50126
A Plus Accounting and Tax 85 Sugar Creek Ln suite a, North Liberty, IA 52317 +1 (319) 409 - 7416
First Heritage Bank 801 S Fremont St, Shenandoah, IA 51601 +1 (712) 246 - 5118
Walmart Money Center 2603 W Burlington Ave, Fairfield, IA 52556
First Citizens Bank 300 N Main St, Charles City, IA 50616 +1 (641) 228 - 5315
TS Bank 15 E Main St, Treynor, IA 51575 +1 (712) 487 - 3000
Rolling Hills Bank & Trust 1307 E 7th St, Atlantic, IA 50022 +1 (712) 243 - 2244

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Burnside, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Marion, IA, Payday Loans in Sioux City, IA, Payday Loans in Urbandale, IA, Emergency Loan in Waterloo, IA, Payday Loans in West Des Moines, IA, Payday Loans in Ames, IA, 24-Hour Loan in Ankeny, IA and No Credit Check Loans in Bettendorf, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Burnside, IA.

Are Payday Loans Legal In Burnside, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Burnside, IA payday loan calculator

Payday Loans in Burnside, Iowa: Fast Cash When You Need It Most

If you live in Burnside, Iowa and need access to fast cash, payday loans may be a viable option for you. A payday loan is a small-dollar, short-term loan that typically lasts for a few weeks or until your next paycheck. These loans are meant to be repaid in full when you receive your next paycheck, along with any interest or fees.

How Do Payday Loans Work in Iowa?

In Iowa, payday loans are legal and regulated by the Iowa Division of Banking. The maximum loan amount is $500, and borrowers may not take out more than two loans at a time. The maximum finance charge for a $100 loan is $16.67, and the APR cannot exceed 433%. Loans may not be rolled over or renewed, and lenders must disclose all fees and charges upfront.

Benefits of Payday Loans in Burnside, Iowa

  • Quick access to cash
  • No credit check required
  • Flexible repayment options
  • Minimal eligibility requirements

How to Apply for a Payday Loan in Burnside, Iowa

Applying for a payday loan in Burnside, Iowa is a straightforward process. Here are the basic steps:

  1. Visit our website and fill out the online application form. You will need to provide some basic information about yourself, including your name, address, phone number, and employment status.
  2. After you submit your application, we will match you with a potential lender. If you are connected with a lender, they will contact you to discuss your loan options and provide you with all of the necessary information.
  3. If you decide to move forward with the loan, you will need to sign a loan agreement and provide the lender with any additional documentation they may require.
  4. Once you have been approved for a loan, the money will be deposited directly into your bank account. Depending on your bank, this process may take a few hours or up to one business day.

Important Factors to Consider

Before you apply for a payday loan in Burnside, Iowa, there are several important factors to consider. These include:

  • The interest rate and fees associated with the loan.
  • The repayment terms and timeline.
  • Your ability to repay the loan without getting into further debt.
  • The potential impact on your credit score if you are unable to repay the loan.

Interesting Facts and Statistics

  • According to the Iowa Division of Banking, there were 308,000 payday loans issued in Iowa in 2019 for a total of $123.5 million.
  • The average loan amount was $401.68, and the average APR was 255%.
  • 17.7% of payday loan borrowers in Iowa were seniors aged 65 or older.
  • In 2020, the Iowa legislature passed a law capping the interest rate on payday loans at 36%, which is significantly lower than the previous 433% cap.

Apply Now

At TheGuaranteedLoans, we understand that unexpected financial expenses can arise at any time. If you live in Burnside, Iowa and are in need of fast cash, we encourage you to apply for a payday loan through our website. We are a connector service, not a direct lender, and we work with a network of reputable lenders to provide you with the best loan options available. Our application process is simple, secure, and can be completed from the comfort of your own home. Apply now and get the cash you need to cover your expenses today!

F.A.Q.

What is a payday loan in Burnside, Iowa?

A payday loan is a short-term, high-interest loan that is intended to be repaid on the borrower's next payday.

How do I qualify for a payday loan in Burnside, Iowa?

To qualify for a payday loan in Burnside, Iowa, you must be at least 18 years old, have a regular source of income, and have an active checking account.