Payday Loans in Central City, Iowa

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No payday loan companies in Central City, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Into Cash 700 11th St SW #8, Spencer, IA 51301 +1 (712) 262 - 6670
Mister Money USA 1344 1st Ave NE, Cedar Rapids, IA 52402 +1 (319) 286 - 8108
Raymond James Financial Services 209 N Clinton St, Albia, IA 52531 +1 (641) 932 - 4023
Easy Cash Solutions 1801 Hamilton Blvd, Sioux City, IA 51103 +1 (712) 258 - 9079
Vogel Bancshares Inc 105 Albany Ave SE, Orange City, IA 51041 +1 (712) 737 - 4818
Advance America 2480 E Euclid Ave, Des Moines, IA 50317 +1 (515) 265 - 7100
Security Savings Bank 202 Beech St 7703, Boxholm, IA 50040 +1 (515) 846 - 6281
DuTrac Community Credit Union 1161 16th Ave SE, Dyersville, IA 52040 +1 (563) 875 - 7604
Security State Bank 102 Dewitt St, Lu Verne, IA 50560 +1 (515) 882 - 3277
Crawford County Bank 21 N Main St, Denison, IA 51442 +1 (712) 263 - 5685

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Central City, IA, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Cedar Rapids, IA, Payday Loans in Council Bluffs, IA, Payday Loan Without a Credit Check in Davenport, IA, Quick Loan in Des Moines, IA, No Credit Check Loans in Dubuque, IA, Online Loans in Iowa City, IA, Payday Loan Companies in Marion, IA and Payday Loans in Sioux City, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Central City, IA.

Beautiful sights of Central City, IA

Payday Loans Available in Central City, IA By The Following ZIP Codes:

52214

Are Payday Loans Legal In Central City, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Central City, IA payday loan calculator

Payday Loans in Central City, Iowa: What You Need to Know

Payday loans are a common financial resource that people turn to, especially in times of immediate financial need. They are short-term loans that are designed to help you cover unexpected expenses until your next payday. If you’ve found yourself in a tight financial spot and need some extra cash to tide you over, payday loans can be a good option. In Central City, Iowa, payday loans are legal, but you should understand the terms and conditions before you apply.

How Do Payday Loans Work?

Payday loans are typically small loans that you can borrow for a period of two weeks to a month. The amount you can borrow will depend on your income and credit history, but generally, most payday loans are for amounts of $500 or less. Payday loans are known for their short repayment periods, high interest rates, and fees. Interest rates on payday loans in Iowa can be as high as 400% APR or more, so it’s important to carefully consider whether this is the best option for you.

What Are the Requirements for a Payday Loan in Central City, Iowa?

In order to apply for a payday loan in Central City, Iowa, you must meet certain criteria. You must be at least 18 years old, have a valid ID or driver’s license, and have proof of income. This can be in the form of a pay stub, bank statement, or other documentation that shows you have a steady source of income. You must also have an active checking account that is in good standing.

What Are the Benefits of Payday Loans?

Payday loans can be a useful resource for people who need money quickly. They are often available within 24 hours or less and can be used for a variety of purposes, including covering unexpected expenses or bills, paying for car repairs, or even just to help with basic living expenses. Because they are short-term loans, they can help you avoid long-term debt and provide a temporary solution to your financial needs.

What Are the Risks of Payday Loans?

While payday loans can be a helpful resource, they also come with risks. The high interest rates and fees associated with these loans can make them very expensive over time, especially if you are unable to pay them back on time. Additionally, because they are short-term loans, they do not provide a long-term solution to your financial needs and may leave you worse off than before if you are unable to pay them back.

Interesting Facts and Statistics about Payday Loans in Central City, Iowa

  • In 2018, there were over 327,000 payday loans issued in Iowa, totaling over $241 million.
  • The average borrower in Iowa takes out 12 payday loans per year, with the average loan amount being $341.
  • The highest number of payday loan stores per capita in Iowa can be found in the city of Des Moines.
  • Between 2013 and 2017, Iowa residents paid over $56 million in fees and interest on payday loans.

Apply Now with TheGuaranteedLoans

If you are considering a payday loan in Central City, Iowa, TheGuaranteedLoans can help. We are a connector service that works with a network of trusted lenders to help you find the right loan for your needs. Our online application process is simple and secure, and you will receive a decision within minutes. We understand that financial emergencies can happen at any time, and we are here to help you find the resources you need to get back on your feet. Apply now and take the first step towards financial stability.

Note: TheGuaranteedLoans is a connecting service, not a direct lender. We do not make credit decisions or provide loans. Instead, we help connect our customers with potential lenders who may be able to offer them the financing they need.

F.A.Q.

Can I have more than one payday loan at a time in Central City, Iowa?

Yes, you can have more than one payday loan at a time in Central City, Iowa. However, the total amount borrowed cannot exceed $500.

Can I be sued or have my wages garnished if I default on a payday loan in Central City, Iowa?

Yes, if you default on a payday loan in Central City, Iowa, the lender may take legal action against you, including suing you or garnishing your wages.