Payday Loans in Chatsworth, Iowa

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No payday loan companies in Chatsworth, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
American Trust & Savings Bank 309 McKinley Ave, Lowden, IA 52255 +1 (563) 941 - 5391
Gunderson Kathy L 29507 Harding Rd, Postville, IA 52162 +1 (563) 864 - 7016
Meridian Payment Systems 1405 Fairway Dr, Marshalltown, IA 50158 +1 (641) 753 - 8570
Check `n Go 560 Highway 1 West, Iowa City, IA 52246 +1 (319) 774 - 3967
West Iowa Bank 202 W Main St, Laurens, IA 50554 +1 (712) 841 - 2588
Farmers & Merchants Bank 311 Mack Ln, Mediapolis, IA 52637 +1 (319) 752 - 3661
Mediapolis Savings Bank 605 Main St, Mediapolis, IA 52637 +1 (319) 394 - 3191
Walmart Money Center 255 16th St SW, Sioux Center, IA 51250 +1 (712) 722 - 1990
Great Western Bank 1030 Broad St, Grinnell, IA 50112 +1 (641) 236 - 7544
Alan Francis Raskie - Ameriprise Financial Services, LLC 319 E 2nd St 200b, Muscatine, IA 52761 +1 (563) 262 - 4040

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Chatsworth, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Des Moines, IA, Quick Loan in Dubuque, IA, Payday Loans in Iowa City, IA, Emergency Loan in Marion, IA, Payday Loan Without a Credit Check in Sioux City, IA, Payday Loans in Urbandale, IA, Payday Loan Without a Credit Check in Waterloo, IA and Payday Loans in West Des Moines, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Chatsworth, IA.

Payday Loans Available in Chatsworth, IA By The Following ZIP Codes:

51011

Are Payday Loans Legal In Chatsworth, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Chatsworth, IA payday loan calculator

When unexpected expenses arise, it can be challenging to cover the costs. In these situations, payday loans can be a useful option. In Chatsworth, Iowa, payday loans are legal and available to those who need them. In this article, we’ll explore the ins and outs of payday loans in Chatsworth, Iowa, and provide you with valuable information if you’re considering taking one out.

What is a Payday Loan?

A payday loan is a short-term loan for a small amount of money. The loan is typically due on your next payday, which is why it’s called a payday loan. Although payday loans are often associated with high-interest rates and other risky lending practices, they can be a viable option for those who need to cover unexpected expenses. It’s important to note that payday loans are not intended to be a long-term financial solution and should only be used in emergencies.

Applying for a Payday Loan in Chatsworth, Iowa

If you’re considering applying for a payday loan in Chatsworth, Iowa, there are a few things to keep in mind. First, you must be at least 18 years old and have a steady source of income. You’ll also need to provide a valid ID, proof of income, and a checking account number. It’s important to note that payday lenders in Iowa are required to be licensed and regulated by the Iowa Division of Banking.

To apply for a payday loan in Chatsworth, Iowa, you can visit a local lender or apply online. If you choose to apply online, be sure to use a reputable and trustworthy source like TheGuaranteedLoans. As a connector service, we can facilitate your connection with potential lenders and help you find a loan that meets your needs.

Pros and Cons of Payday Loans

  • Pros: Payday loans are easy to obtain and can be a quick source of cash in emergencies. They also don’t require collateral, like a car or house, which means that you don’t have to risk losing your assets if you can’t make your payments.
  • Cons: Payday loans often come with high interest rates and fees, which can make them difficult to pay back. They can also lead to a cycle of debt if you’re unable to pay back the loan on time, resulting in additional fees and interest charges.

Interesting Facts about Payday Loans in Chatsworth, Iowa

  • Fact: The maximum amount you can borrow with a payday loan in Iowa is $500.
  • Fact: Iowa law requires lenders to offer installment payment plans to borrowers who are unable to pay back their loans in full.
  • Fact: In 2019, the average annual percentage rate (APR) for payday loans in Iowa was 297%, according to the Iowa Division of Banking.

Apply Now

If you’re interested in applying for a payday loan in Chatsworth, Iowa, TheGuaranteedLoans can help. Simply fill out our online application, and we’ll connect you with potential lenders who can meet your needs. Remember, we’re a connector service, not a direct lender, which means that we’ll help you find a loan that meets your needs but won’t be able to provide you with the loan directly.

Conclusion

Payday loans can be a useful option when you’re in a bind, but they come with risks and should only be used in emergencies. If you’re considering a payday loan in Chatsworth, Iowa, be sure to do your research and use a reputable and trustworthy lender. TheGuaranteedLoans is committed to helping you find the right loan for your needs, so get in touch today to learn more.

F.A.Q.

Are there any restrictions on the types of fees that a payday loan lender in Chatsworth, Iowa can charge?

Yes, there are restrictions on the types of fees that a payday loan lender in Chatsworth, Iowa can charge. The lender cannot charge fees that are considered excessive or unfair, such as fees for credit insurance or other types of add-on products.

Can a payday loan lender in Chatsworth, Iowa report a borrower's delinquent loan to a credit bureau?

Yes, a payday loan lender in Chatsworth, Iowa can report a borrower's delinquent loan to a credit bureau. This can negatively impact the borrower's credit score and make it more difficult to obtain credit in the future. It is important for borrowers to make timely payments on their payday loans to avoid this outcome.