Payday Loans in Clare, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Clare, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Bank Iowa - Fremont 210 E Main St, Fremont, IA 52561 +1 (641) 933 - 4248
Iowa Trust & Savings Bank 2101 10th St, Emmetsburg, IA 50536 +1 (712) 852 - 3451
EZ Money Check Cashing 222 Lincoln Way, Ames, IA 50010 +1 (515) 956 - 4610
CUSB Bank 111 N Elm St, Cresco, IA 52136 +1 (563) 547 - 2040
Bank of the West 525 Main St, Ames, IA 50010 +1 (515) 232 - 8664
Great Western Bank 11 N 1st Ave, Marshalltown, IA 50158 +1 (641) 754 - 5505
VisionBank 104 Chestnut St, Ames, IA 50010 +1 (515) 956 - 4343
First State Bank 502 2nd St, Battle Creek, IA 51006 +1 (712) 365 - 4341
Citizens Savings Bank 102 E Main St, Le Grand, IA 50142 +1 (641) 479 - 2112
First Bank 316 E Bremer Ave, Waverly, IA 50677 +1 (319) 352 - 1340

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Clare, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Marion, IA, Bad Credit Loans in Sioux City, IA, Same Day Loans in Urbandale, IA, Online Loans in Waterloo, IA, Payday Loans in West Des Moines, IA, Payday Loans in Ames, IA, Payday Loans in Ankeny, IA and Payday Loans in Bettendorf, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Clare, IA.

Payday Loans Available in Clare, IA By The Following ZIP Codes:

50524

Are Payday Loans Legal In Clare, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Clare, IA payday loan calculator

Payday Loans in Clare, Iowa: Understanding the Basics

At times, life can throw financial curveballs that leave us in a bind. Whether it’s a medical emergency, car repair, or unexpected bills, a payday loan can help us through these desperate times. Fortunately, payday loans are legal in Iowa, providing you with access to quick cash in a pinch. In this guide, we’ll explore the basics of payday loans in Clare, Iowa, so you can make an informed decision.

What Are Payday Loans?

Payday loans are a type of short-term loan that is intended to bridge the gap between paychecks. They are offered to borrowers who need immediate cash and don’t have access to traditional loans or other financial resources. Typically, payday loans have to be repaid on your next payday and have high interest rates and fees.

Applying for a Payday Loan in Clare, Iowa

The process of applying for a payday loan in Clare, Iowa, is relatively easy and straightforward. Most lenders will require you to be at least 18 years old, have a steady income source, and an active checking account. You’ll also need to provide identification and proof of residency in Clare, Iowa. To get started, you can apply online or visit a local payday loan store.

The Pros and Cons of Payday Loans

Like any financial product or service, payday loans have their advantages and disadvantages. Here are a few to consider before applying:

Pros:

  • Fast access to cash when you need it the most
  • No credit check required
  • Easy to apply for online or in-store

Cons:

  • High-interest rates and fees
  • Short repayment terms (typically due on next payday)
  • Can lead to a cycle of debt if not paid off timely

What to Consider Before Applying for a Payday Loan

Before applying for a payday loan in Clare, Iowa, it’s important to consider a few factors to ensure it’s the right financial solution for you:

  • Can you afford to repay the loan plus the interest and fees on your next payday?
  • Do you understand the terms and conditions of the loan?
  • Have you explored other alternatives, such as borrowing from a friend or family member, or negotiating a payment plan with a creditor?
  • Are you aware of the potential risks, such as a debt cycle or legal consequences for non-payment?

Facts and Statistics About Payday Loans in Clare, Iowa

  • The maximum loan amount you can receive in Iowa is $500, with a maximum term of 31 days.
  • The average APR on a payday loan in Iowa is 273 percent, which is higher than the national average of 391 percent.
  • Approximately 58,000 people in Iowa took out payday loans in 2020, according to the Iowa Division of Banking.

Apply Now for a Payday Loan in Clare, Iowa

If after considering the pros and cons, and exploring alternatives, you decide that a payday loan is the right financial solution for you, apply now on TheGuaranteedLoans. We are a connector service that provides access to potential lenders who can offer payday loans in Clare, Iowa. We pride ourselves on ensuring a simple, secure, and efficient process for borrowers. We work with a large network of lenders who can provide you with a loan that meets your financial needs. Start your application today and get the financial relief you need.

F.A.Q.

What is a payday loan in Clare, Iowa?

A payday loan is a short-term, high-interest loan that is intended to be repaid on the borrower's next payday.

How do I qualify for a payday loan in Clare, Iowa?

To qualify for a payday loan in Clare, Iowa, you must be at least 18 years old, have a regular source of income, and have an active checking account.