Payday Loans in Dakota City, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Dakota City, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Great Southern Bank 2020 E Kimberly Rd, Davenport, IA 52807 +1 (563) 441 - 5610
Allied Pawn Loans & Jewelry Pawn Shop Dubuque Iowa Buy & Sell Gold, Silver, Diamonds, Jewelry, Coins, Bullion, Watches, Guitars, Handbags, Tools, Electronics, Sports Equipment 2013 Central Ave 900, Dubuque, IA 52001 +1 (563) 583 - 5187
MoneyGram 2458 Camanche Ave, Clinton, IA 52732 +1 (563) 243 - 4795
Advance America 1821 22nd St STE 104, West Des Moines, IA 50266 +1 (515) 440 - 3016
Bank of the West 717 8th St, Boone, IA 50036 +1 (515) 432 - 1220
Menke & Company CPA 406 Avenue E, West Point, IA 52656 +1 (319) 837 - 6042
Hardin County Savings Bank 415 Center St, Union, IA 50258 +1 (641) 939 - 3407
Walmart Money Center 1650 Washington St, Pella, IA 50219 +1 (641) 628 - 9881
Great Western Bank 401 Broad Ave, Stanton, IA 51573 +1 (712) 829 - 2737
Midwest Heritage 1025 Braden Ave, Chariton, IA 50049 +1 (641) 774 - 8581

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dakota City, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Dubuque, IA, No Credit Check Loans in Iowa City, IA, Payday Loans in Marion, IA, Payday Loan for Sioux City, IA, No Credit Check Loans in Urbandale, IA, Payday Loans in Waterloo, IA, 24-Hour Loan in West Des Moines, IA and Payday Loan for Ames, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dakota City, IA.

Beautiful sights of Dakota City, IA

Payday Loans Available in Dakota City, IA By The Following ZIP Codes:

50529

Are Payday Loans Legal In Dakota City, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Dakota City, IA payday loan calculator

Payday Loans in Dakota City, Iowa: Everything You Need to Know

Payday loans are a type of short-term loan that can be used to cover unexpected expenses or financial emergencies. These loans are designed to be repaid quickly and are generally intended for borrowers who have less-than-perfect credit scores or limited access to other types of credit. In Iowa, payday loans are legal and regulated by state law, which sets limits on the amount that can be borrowed and the fees that lenders can charge.

How Payday Loans Work in Iowa

To take out a payday loan in Dakota City, Iowa, you will need to provide proof of income and identity, as well as a valid checking account. Once approved for a loan, the funds will generally be deposited into your checking account within one business day. Iowa law caps the amount of a payday loan at $500, with a maximum term of 31 days. Lenders are also prohibited from charging more than $15 in fees for every $100 borrowed.

If you are unable to repay your loan on time, you may be able to request an extension or rollover of your loan. However, this will generally result in additional fees and interest charges, which can add up quickly and make it even more difficult to repay your loan.

The Benefits of Payday Loans

Payday loans can be a useful option for borrowers who need quick access to funds and have limited credit options. These loans are typically easier to qualify for than traditional bank loans or credit cards and can help you cover unexpected expenses, such as car repairs or medical bills. Additionally, payday loans can be repaid quickly, often within a matter of weeks, meaning you can avoid long-term debt and interest charges.

The Risks of Payday Loans

While payday loans can be helpful in certain situations, they also come with high-interest rates and fees that can make them difficult to repay. Borrowers who are unable to pay back their loans on time may find themselves trapped in a cycle of debt, with additional fees and interest charges piling up each month. Additionally, payday loans often come with very high annual percentage rates (APRs), which can make them a very expensive borrowing option in the long run.

Interesting Facts and Statistics About Payday Loans in Dakota City, Iowa

  • In Iowa, the average payday loan is for $341, with an average fee of $50 per loan
  • The total amount of payday loans borrowed in Iowa in 2020 was $4.9 million
  • The average APR for payday loans in Iowa is 273%, which is higher than the national average of 391%

Apply Now

If you need quick access to cash and are considering a payday loan in Dakota City, Iowa, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service and not a direct lender, which means we work with a network of reputable lenders to provide you with competitive loan options. To get started, simply fill out our online application form and we will match you with lenders who may be able to meet your borrowing needs.

Remember, payday loans can come with high-interest rates and fees, so it’s important to carefully consider whether this type of loan is right for you. Be sure to read and understand all loan terms and conditions before accepting any loan offer.

F.A.Q.

What are the consequences of taking out multiple payday loans in Dakota City, Iowa?

Taking out multiple payday loans in Dakota City, Iowa can be financially risky and lead to a cycle of debt. If you are unable to repay your loans on time, the fees and interest can quickly add up, making it difficult to break the cycle.

Can I be sued for not paying back a payday loan in Dakota City, Iowa?

Yes, you can be sued for not paying back a payday loan in Dakota City, Iowa. If you default on your loan, the lender may file a lawsuit against you to recover the outstanding debt.