Payday Loans in Danbury, Iowa

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No payday loan companies in Danbury, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
First National Bank-Muscatine 300 E 2nd St, Muscatine, IA 52761 +1 (563) 263 - 4221
Advance America 626 S Monroe Ave, Mason City, IA 50401 +1 (641) 424 - 5750
MoneyGram 2110 Park Ave, Muscatine, IA 52761 +1 (563) 264 - 5889
U.S. Bank Branch 174 N Willard St, Ottumwa, IA 52501 +1 (641) 683 - 3896
State Bank of Wapello 306 N 2nd St, Wapello, IA 52653 +1 (319) 523 - 2131
Greater Iowa Credit Union 301 E Scenic Valley Ave, Indianola, IA 50125 +1 (800) 296 - 9064
State Bank & Trust Co 1025 6th St, Nevada, IA 50201 +1 (515) 382 - 2191
Ag Resource Management 909 W 16th St, Pella, IA 50219 +1 (641) 569 - 8211
Walmart Money Center 1111 Holton Dr, Le Mars, IA 51031
Fidelity Bank & Trust 18298 IA-64, Maquoketa, IA 52060 +1 (563) 652 - 6660

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Danbury, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Bettendorf, IA, Payday Loan Companies in Cedar Falls, IA, Quick Loan in Cedar Rapids, IA, Payday Loans in Council Bluffs, IA, Payday Loans in Davenport, IA, Payday Loans in Des Moines, IA, Emergency Loan in Dubuque, IA and Online Loans in Iowa City, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Danbury, IA.

Payday Loans Available in Danbury, IA By The Following ZIP Codes:

51019

Are Payday Loans Legal In Danbury, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Danbury, IA payday loan calculator

Payday loans are a type of loan that can be a useful financial tool for those who need quick access to cash. Typically, payday loans are short-term loans that have high interest rates and fees. In the state of Iowa, payday loans are legal, which means that Danbury residents have access to this type of loan. However, it’s important to understand the rules and regulations surrounding payday loans before taking one out.

What Are Payday Loans?

Payday loans are typically smaller loans that can be used to cover immediate expenses. These loans are designed to be repaid with the borrower’s next paycheck, which means that they are usually due within a few weeks. The amount of the loan is typically based on the borrower’s income, and the interest rates and fees can be high.

How Do Payday Loans Work in Danbury, Iowa?

In Iowa, the maximum loan amount for payday loans is $500, and borrowers are typically charged interest rates of up to 400%. Borrowers can take out multiple payday loans, but the total amount of all loans cannot exceed $500. Additionally, lenders are required to provide borrowers with written loan agreements that outline the terms and conditions of the loan.

The Pros and Cons of Payday Loans

Like any financial tool, there are both pros and cons to payday loans. One of the pros is that payday loans can provide quick access to cash when it’s needed. This is especially helpful for those who have limited credit or who don’t have access to traditional bank loans. Additionally, payday loans are often easier to obtain than traditional loans, which require a lot of paperwork and documentation.

On the other hand, payday loans are often associated with high interest rates and fees. This can make them an expensive option for borrowing money. Plus, because payday loans are due within a few weeks, borrowers may find themselves struggling to repay the loan. This can lead to additional fees and interest charges.

Interesting Facts and Statistics on Payday Loans in Danbury, Iowa

  • As of 2021, there are approximately 175 payday lenders operating in Iowa.
  • The average payday loan in Iowa is $310.
  • Iowa has some of the most borrower-friendly laws when it comes to payday loans. For example, Iowa law requires lenders to provide borrowers with a repayment plan if they are unable to repay the loan on time.

Apply Now for a Payday Loan in Danbury, Iowa

If you need quick cash and are considering a payday loan in Danbury, Iowa, TheGuaranteedLoans can help. As a connector service, we work with a network of trusted lenders to help borrowers find the right loan for their needs. Simply fill out our online application, and we’ll connect you with potential lenders who can provide the cash you need. Remember, payday loans can be a valuable financial tool, but it’s important to understand the terms and conditions of the loan before borrowing.

F.A.Q.

Can I get a payday loan if I have a bankruptcy in Danbury, Iowa?

It may be possible to get a payday loan if you have a bankruptcy in Danbury, Iowa, as payday lenders do not typically conduct a traditional credit check. However, you will still need to provide proof of income and a checking account in good standing to qualify for a loan.

Can I get a payday loan if I am a military member in Danbury, Iowa?

Yes, you can get a payday loan if you are a military member in Danbury, Iowa. However, military members are protected by the Military Lending Act, which limits the fees and interest rates that lenders can charge on loans to military members and their families.