Payday Loans in De Soto, Iowa

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No payday loan companies in De Soto, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Great Western Bank 1010 N Roosevelt Ave, Burlington, IA 52601 +1 (319) 754 - 6521
United Cash Express 3527 Spring St, Davenport, IA 52807 +1 (563) 441 - 9900
Fidelity Bank & Trust 208 2nd St SE, Dyersville, IA 52040 +1 (563) 875 - 7157
United Bank of Iowa 425 E 9th St, Glidden, IA 51443 +1 (712) 659 - 3611
Siouxland Federal Credit Union 4709 Southern Hills Dr, Sioux City, IA 51106 +1 (712) 224 - 1015
Town & Country Credit Union 102 N Elm St, Avoca, IA 51521 +1 (712) 307 - 6881
Hometown Cash Advance 2458 Camanche Ave, Clinton, IA 52732 +1 (563) 243 - 4795
Sioux Valley Credit Union 105 Sergeant Square Dr, Sergeant Bluff, IA 51054 +1 (712) 943 - 5868
Fidelity Bank & Trust 561 Main St, Dike, IA 50624 +1 (319) 989 - 2474
State Bank Agency 100 W 2nd St, Schaller, IA 51053 +1 (712) 275 - 4272

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in De Soto, IA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Urbandale, IA, Payday Loans in Waterloo, IA, Bad Credit Loans in West Des Moines, IA, Quick Loan in Ames, IA, Guaranteed Loans in Ankeny, IA, Payday Loans in Bettendorf, IA, Online Loans in Cedar Falls, IA and Bad Credit Loans in Cedar Rapids, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in De Soto, IA.

Beautiful sights of De Soto, IA

Payday Loans Available in De Soto, IA By The Following ZIP Codes:

50069

Are Payday Loans Legal In De Soto, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

De Soto, IA payday loan calculator

Payday loans are a type of short-term loan that can help you bridge the gap between paychecks. In De Soto, Iowa, payday loans are legal and can be a helpful option for those who need access to quick cash. However, it’s important to understand the terms, fees, and risks involved with these types of loans before applying.

What is a Payday Loan?

A payday loan is a type of loan that allows you to borrow money against your next paycheck. These loans generally have a short repayment period, often due on your next payday, hence the name. Payday loans can be an attractive option when you need cash quickly, but they come with high fees and interest rates.

How to Get a Payday Loan in De Soto, Iowa?

Getting a payday loan in De Soto, Iowa is relatively easy. You’ll need to provide proof of income, such as a pay stub, and a valid form of identification. The lender will require you to sign a loan agreement, which outlines the terms of the loan, including fees and interest rates.

It’s important to understand the terms of the loan before signing anything. Make sure to ask the lender any questions you have and read the fine print carefully. If you’re unsure about anything, don’t hesitate to seek advice from a financial professional.

Risks of Payday Loans

While payday loans can be a helpful option for some, they come with high fees and interest rates that can quickly add up. If you’re unable to repay the loan on time, you may be subject to additional fees and interest charges, which can make it difficult to get back on track financially. Additionally, taking out multiple payday loans can lead to a cycle of debt that’s hard to break.

It’s important to carefully consider whether a payday loan is the best option for your financial needs. If you’re struggling with debt or have a low credit score, there may be other options available to you, such as a personal loan or credit counseling.

Interesting Facts about Payday Loans in De Soto, Iowa

  • The average payday loan in Iowa is around $318.
  • There are over 200 payday lending storefronts in Iowa.
  • Iowa law allows payday loan lenders to charge up to $15 for every $100 borrowed.
  • Iowa has some of the most borrower-friendly payday loan laws in the country, including a cooling-off period and a limit on the number of loans you can take out in a year.

Apply Now

If you’re considering a payday loan in De Soto, Iowa, TheGuaranteedLoans is here to help. We’re a connector service that can connect you with potential lenders who may be able to offer you a loan. We make the process fast, easy, and secure, so you can get the cash you need when you need it most.

Keep in mind that TheGuaranteedLoans is not a direct lender and does not make loan decisions. Instead, we work with a network of trusted lenders who can offer you a loan if you meet their qualifications. To apply, simply fill out our online application and we’ll do the rest. It’s that easy!

Conclusion

Payday loans can be a helpful option when you need access to quick cash, but they come with high fees and interest rates that can quickly add up. It’s important to carefully consider whether a payday loan is the best option for your financial needs and to understand the terms and risks involved. If you’re considering a payday loan in De Soto, Iowa, TheGuaranteedLoans is here to help connect you with potential lenders.

F.A.Q.

Are there any alternatives to payday loans in De Soto, Iowa?

Yes, there are alternatives to payday loans in De Soto, Iowa, such as small personal loans from banks or credit unions, or assistance from social service agencies.

Is there any regulation of payday loans in De Soto, Iowa?

Yes, payday lending is regulated by the Iowa Division of Banking, which sets maximum interest rates and fees, and requires lenders to disclose all terms and conditions of the loan to the borrower.