Payday Loans in Dickens, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Dickens, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Is King 305 Grand Ave, West Des Moines, IA 50265 +1 (515) 255 - 1929
Check Into Cash 89 2nd St #1, Iowa City, IA 52240 +1 (319) 688 - 0092
Advance America 1111 N Quincy Ave, Ottumwa, IA 52501 +1 (641) 684 - 0083
Chec King Payday Advance 4116 University Ave #103, Cedar Falls, IA 50613 +1 (319) 268 - 4220
Dupaco Community Credit Union 3299 Hillcrest Rd, Dubuque, IA 52001 +1 (563) 557 - 7600
Mitchell County Abstract Co 519 Main St, Osage, IA 50461 +1 (641) 732 - 4571
Wells Fargo Bank 1224 1st Ave, Perry, IA 50220 +1 (515) 465 - 7310
Kerndt Brothers Bank - Lansing 370 Main St, Lansing, IA 52151 +1 (563) 538 - 4231
Walmart Money Center 415 Industrial Ave, Grinnell, IA 50112 +1 (641) 236 - 4999
Advance America 110 N 25th St, Fort Dodge, IA 50501 +1 (515) 576 - 2155

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dickens, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA, Payday Loans in Council Bluffs, IA, Payday Loans in Davenport, IA, Payday Loans in Des Moines, IA, Payday Loans in Dubuque, IA, Payday Loans in Iowa City, IA and Online Loans in Marion, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dickens, IA.

Payday Loans Available in Dickens, IA By The Following ZIP Codes:

51333

Are Payday Loans Legal In Dickens, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Dickens, IA payday loan calculator

Understanding Payday Loans in Dickens, Iowa

If you’re in need of some extra cash to tide you over until your next paycheck, taking out a payday loan may seem like a quick and easy solution. In Iowa, payday loans are legal, but it’s important to understand the ins and outs of borrowing money before you commit to any agreements.

What is a payday loan?

A payday loan is a short-term loan that is typically due on your next payday. These loans are usually small, ranging from $100 to $500, and are typically used to cover unexpected expenses.

How do payday loans work?

When you take out a payday loan, you typically provide the lender with a post-dated check or your bank account information. The lender will then deposit the funds into your account or cash the check when the loan is due. If you’re unable to pay the loan back on time, you may be charged additional fees and interest.

What are the fees associated with payday loans?

Payday loan lenders typically charge a fee for each $100 borrowed. In Iowa, this fee is capped at $15 for the first $100 borrowed and $10 for each subsequent $100. For example, if you borrow $400, you would pay $55 in fees.

What are the regulations surrounding payday loans in Iowa?

While payday loans are legal in Iowa, there are regulations in place to protect borrowers. For example, lenders must be licensed by the state and are required to provide borrowers with a written agreement that outlines the terms of the loan. In addition, borrowers have the right to cancel the loan within 24 hours without penalty.

Are payday loans a good option?

Payday loans can be a useful tool in certain situations, but they are not a long-term financial solution. Before taking out a payday loan, consider alternatives such as budgeting, borrowing from friends or family, or getting a loan from a traditional lender.

Apply Now

TheGuaranteedLoans is a connector service that can help you find potential lenders who may be willing to offer you a payday loan in Dickens, Iowa. Fill out our online application to get started. Remember, we are not a direct lender and do not make any lending decisions. We simply facilitate the connection between borrowers and lenders.

Interesting Facts and Statistics about Payday Loans in Dickens, Iowa

  • As of 2021, there are over 200 payday lending storefronts in Iowa.
  • The average payday loan amount in Iowa is $341.
  • Iowa’s payday lending industry generates over $40 million in fees annually.
  • In Iowa, 12% of payday loan borrowers default on their loans.
  • Iowa’s payday lending industry has been criticized for targeting low-income communities and trapping borrowers in a cycle of debt.

While payday loans may seem like an easy way to get cash fast, it’s important to understand the fees and regulations surrounding them in Dickens, Iowa. Consider all your options before making a decision, and remember that TheGuaranteedLoans can help connect you with potential lenders if needed.

F.A.Q.

How much can I borrow with a payday loan in Dickens, Iowa?

The maximum amount that you can borrow with a payday loan in Dickens, Iowa is $500.

What are the interest rates and fees associated with payday loans in Dickens, Iowa?

Payday loans in Dickens, Iowa have a maximum annual percentage rate (APR) of 36%. There may also be additional fees, such as origination fees and late payment fees.