Payday Loans in Earlham, Iowa

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No payday loan companies in Earlham, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Security National Bank 4700 Sergeant Rd, Sioux City, IA 51106 +1 (712) 277 - 6650
Lincoln Savings Bank 1025 Main St, Grinnell, IA 50112 +1 (641) 236 - 3121
Peoples Bank Seymour 215 N 5th St, Seymour, IA 52590 +1 (641) 898 - 2284
Community 1st Credit Union 300 S Jefferson Way, Indianola, IA 50125 +1 (515) 961 - 9194
Calhoun County Economic Development Corp 501 Court St, Rockwell City, IA 50579 +1 (712) 297 - 5601
Shelby County State Bank 508 Court St, Harlan, IA 51537 +1 (712) 755 - 5112
Financial Partners Inc 2116 N Court St, Ottumwa, IA 52501 +1 (641) 684 - 0368
Clayton Netusil - Raymond James 126 W 6th St, Carroll, IA 51401 +1 (712) 792 - 3567
Great Western Bank 120 1st St, Carlisle, IA 50047 +1 (515) 989 - 3255
ACE Cash Express 3030 W Broadway Suite 4, Council Bluffs, IA 51501 +1 (712) 323 - 1852

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Earlham, IA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Waterloo, IA, Payday Loan for West Des Moines, IA, Bad Credit Loans in Ames, IA, Same Day Loans in Ankeny, IA, Payday Loans in Bettendorf, IA, Payday Loans in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA and 24-Hour Loan in Council Bluffs, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Earlham, IA.

Beautiful sights of Earlham, IA

Payday Loans Available in Earlham, IA By The Following ZIP Codes:

50072

Are Payday Loans Legal In Earlham, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Earlham, IA payday loan calculator

Understanding Payday Loans in Earlham, Iowa

Payday loans in Earlham, Iowa are a popular form of short-term borrowing that is designed to provide people with quick access to cash when they need it the most. These loans are typically taken out by individuals who need to cover unexpected expenses, such as car repairs or medical bills, and they are usually repaid when the borrower receives their next paycheck.

How Payday Loans Work in Earlham

When a person applies for a payday loan in Earlham, they will typically need to provide some basic information about themselves and their financial situation. This may include their name, address, employment information, and banking details. Once the lender has all of this information, they will review it and determine whether or not the borrower is eligible for a loan.

If the lender determines that the borrower is eligible for a payday loan, they will typically receive the funds within one or two business days. The borrower will then be required to repay the loan in full, usually within a few weeks.

The Pros and Cons of Payday Loans in Earlham

  • Pros: Payday loans offer quick access to cash when people need it the most. They are also easy to obtain, as most lenders do not require a credit check.
  • Cons: Payday loans often come with high interest rates, which can make them difficult to repay. Borrowers who fail to repay their payday loans on time may also face additional fees and charges, which can further damage their credit score.

Interesting Facts and Statistics about Payday Loans in Earlham, Iowa

  • According to a study conducted by the Iowa Division of Banking, the average payday loan in Iowa is $341, and the average annual interest rate is 273%.
  • In Iowa, borrowers are prohibited from taking out more than $500 in payday loans at any given time.
  • There are currently more than 200 payday lenders operating in Iowa, and many of these lenders have multiple locations throughout the state.

Apply Now for a Payday Loan in Earlham, Iowa

If you need cash quickly and are considering a payday loan, TheGuaranteedLoans can help. We are a connector service that works with a network of lenders to help people find the loan that best meets their needs. We offer a simple, online application process that takes just minutes to complete, and we can help you find the cash you need to cover your expenses. Please note that as a connector service, TheGuaranteedLoans is not a direct lender, but we will facilitate your connection with potential lenders. Apply online today to get started!

F.A.Q.

Can a payday loan lender in Earlham, Iowa charge a penalty for early repayment of the loan?

No, a payday loan lender in Earlham, Iowa cannot charge a penalty for early repayment of the loan. In fact, borrowers are encouraged to pay off their loans as soon as possible to avoid high interest charges.

Is there a minimum loan term for payday loans in Earlham, Iowa?

Yes, the minimum loan term for payday loans in Earlham, Iowa is 14 days. However, lenders can offer longer loan terms if they choose to do so.