Payday Loans in Garden Grove, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Garden Grove, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Lynk LLC 2421 Coral Ct, Coralville, IA 52241 +1 (319) 545 - 4027
Grinnell Investor Center 814 4th Ave, Grinnell, IA 50112 +1 (641) 236 - 3175
Advance America 3134 Manawa Center Dr Suite 4, Council Bluffs, IA 51501 +1 (712) 366 - 0744
Farmers State Bank 501 E State St, Algona, IA 50511 +1 (515) 295 - 7221
Heacock & Jones Financial Services 1545 Associates Dr 102, Dubuque, IA 52002 +1 (563) 585 - 1400
BankIowa 3222 Kimball Ave A, Waterloo, IA 50702 +1 (319) 236 - 2140
Farmers Savings Bank 3131 Sunnyside Ave, Burlington, IA 52601 +1 (319) 752 - 6200
Success Bank 109 N Madison St, Bloomfield, IA 52537 +1 (641) 664 - 2265
Davenport Check Cashers 1920 Brady St, Davenport, IA 52803 +1 (563) 323 - 2646
Great Western Bank 423 Broad St, Story City, IA 50248 +1 (515) 733 - 4322

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Garden Grove, IA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Ames, IA, Payday Loans in Ankeny, IA, Payday Loans in Bettendorf, IA, Same Day Loans in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA, Payday Loan for Council Bluffs, IA, Payday Loan Without a Credit Check in Davenport, IA and Payday Loans in Des Moines, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Garden Grove, IA.

Payday Loans Available in Garden Grove, IA By The Following ZIP Codes:

50103

Are Payday Loans Legal In Garden Grove, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Garden Grove, IA payday loan calculator

Understanding Payday Loans in Garden Grove, Iowa

Payday loans in Garden Grove, Iowa, operate similarly to payday loans in other states. A payday loan is a short-term loan that is typically due on the borrower’s next payday. These loans are often marketed as a way to cover unexpected expenses or bridge the gap between paychecks.

It’s important to note that payday loans in Iowa are legal, but there are still regulations in place to protect borrowers. Iowa has specific rules regarding interest rates and fees, which we will discuss in more detail below.

Payday Loan Regulations in Iowa

Before taking out a payday loan in Garden Grove, Iowa, it’s important to understand the regulations governing these loans. Here are some key regulations to keep in mind:

  • Maximum loan amount: $500
  • Loan term: Maximum of 31 days
  • Maximum finance charge: $15 for the first $100 borrowed, then $10 for every $100 after that
  • APR: Maximum of 433%

It’s important to note that payday lenders in Garden Grove, Iowa, are also required to be licensed and registered with the state. You can verify a lender’s credentials through the Iowa Division of Banking.

The Pros and Cons of Payday Loans in Garden Grove, Iowa

Like any type of loan, payday loans in Garden Grove, Iowa, have both pros and cons. Understanding these can help you make an informed decision about whether a payday loan is right for you.

Pros:

  • Quick access to funds for emergencies or unexpected expenses
  • No credit check required
  • Easy application process

Cons:

  • High interest rates and fees
  • Short repayment term can lead to a cycle of debt
  • May not be a sustainable solution for long-term financial issues

Interesting Facts about Payday Loans in Garden Grove, Iowa

Did you know that the average payday loan borrower in Iowa takes out eight loans per year? In addition, around 76% of payday loan borrowers end up taking out another payday loan to cover their previous loan.

These statistics highlight the potential dangers of relying on payday loans as a long-term financial solution. While payday loans can be helpful in emergencies, they should not be used as a regular means of borrowing money.

Apply Now with TheGuaranteedLoans

If you’re considering a payday loan in Garden Grove, Iowa, TheGuaranteedLoans can connect you with potential lenders. As a connector service, we can help you find a lender that meets your needs and requirements.

It’s important to remember that TheGuaranteedLoans is not a direct lender and does not make decisions about loans. Instead, we facilitate the connection between borrowers and lenders.

To apply for a payday loan in Garden Grove, Iowa, simply fill out our online application. We’ll notify you when we’ve found a lender that may be a good fit for you.

Conclusion

Payday loans in Garden Grove, Iowa, are a legal and regulated form of borrowing. However, it’s important to understand the regulations governing these loans, as well as the potential risks and benefits. As with any financial decision, it’s important to consider your options carefully and make an informed decision.

F.A.Q.

Can I get a payday loan if I have bad credit in Garden Grove, Iowa?

Yes, you can get a payday loan if you have bad credit in Garden Grove, Iowa. Payday lenders typically do not conduct a traditional credit check and base their decision on your income and ability to repay the loan.

How do I apply for a payday loan in Garden Grove, Iowa?

To apply for a payday loan in Garden Grove, Iowa, you can visit a storefront lender or apply online. You will need to provide proof of income, a valid government-issued ID, and a checking account in good standing.