Payday Loans in Goodell, Iowa

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No payday loan companies in Goodell, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Don Pick - Ameriprise Financial Services, LLC 210 E 5th St, Carroll, IA 51401 +1 (712) 792 - 5100
Heartland Bank 615 6th Ave, Somers, IA 50586 +1 (515) 467 - 5561
Fidelity Bank & Trust 105 E Main St, Luxemburg, IA 52056 +1 (563) 853 - 2245
Advance America 2418 Virginia Ave, Clinton, IA 52732 +1 (563) 243 - 6477
Citizens Finance 2200 John F Kennedy Rd #103, Dubuque, IA 52002 +1 (563) 589 - 1980
U.S. Bank Branch 801 Broadway St, Pella, IA 50219 +1 (641) 628 - 2121
Town & Country Credit Union 102 N Elm St, Avoca, IA 51521 +1 (712) 307 - 6881
Midstates Bank 812 Durant St, Harlan, IA 51537 +1 (712) 755 - 2126
Houghton State Bank 407 Howland St, Emerson, IA 51533 +1 (712) 824 - 7271
Defiance State Bank 201 Main Ave, Defiance, IA 51527 +1 (712) 748 - 3561

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Goodell, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Des Moines, IA, Payday Loans in Dubuque, IA, Payday Loans in Iowa City, IA, Online Loans in Marion, IA, Payday Loans in Sioux City, IA, Short-term Loans in Urbandale, IA, Payday Loan for Waterloo, IA and Quick Loan in West Des Moines, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Goodell, IA.

Payday Loans Available in Goodell, IA By The Following ZIP Codes:

50439

Are Payday Loans Legal In Goodell, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Goodell, IA payday loan calculator

Payday Loans in Goodell, Iowa: Everything You Need to Know

What are Payday Loans?

Payday loans refer to short-term loans designed to assist borrowers in covering their financial emergencies and unexpected expenses. They are available in most states in the US, including Iowa.

Payday loans are known for their accessibility and easy approval process. In most cases, lenders require borrowers to provide income proof and a valid ID. The lenders often overlook the applicant’s credit score, which makes it a great option for those with bad credit.

How do Payday Loans Work in Goodell, Iowa?

As we mentioned earlier, payday loans are legal in Iowa. The Iowa Code Ann § 533D.1 et seq. ensures that customers get the maximum benefit from payday loans services. The code requires all lenders to abide by certain rules and regulations, defining terms and conditions for both lenders and borrowers. Here’s how payday loans work in Goodell, Iowa:

  • The maximum amount for payday loans is $500 with a minimum term of 31 days and a maximum term of 42 days.
  • Interest rates should not exceed $15 for every $100 borrowed.
  • Consumers are required to pay off their loans on the due date. If they can’t afford to pay back the loan amount on the due date, they can roll the loan over, but it will accumulate extra fees.
  • Borrowers can have a maximum of two loans at a time.

These regulations guarantee that payday loan borrowers are well-informed of the terms and conditions of these loans to ensure they can repay the loan amount, as well as ensuring that the lenders do not take advantage of the consumers.

What are the requirements for Payday Loans in Goodell, Iowa?

The following are the basic requirements for payday loans in Goodell, Iowa:

  • You must be at least 18 years of age
  • You must have a valid ID or driver’s license
  • You must have an active bank account
  • You must have a steady source of income

Why Should You Consider Payday Loans in Goodell, Iowa?

Payday loans are not just a short-term solution to your financial constraints. Here are a few reasons why you should consider payday loans in Goodell:

  • Easy approval process
  • Quick access to funds
  • No credit check required
  • Less strict requirements compared to traditional banks

Interesting Facts and Statistics about Payday Loans in Goodell, Iowa

Here are some verified facts and statistics on payday loans in Goodell:

  • Iowa is among the top 25 states with the highest payday loan rates, with an average annual percentage rate of 304% on a 14-day loan term.
  • The average payday loan amount in Iowa is $341, with an average interest rate of 263%.
  • More than 200 payday lending stores operate in Iowa, which shows that payday loans are in high demand in the state.

Apply Now for a Payday Loan in Goodell, Iowa

If you need a quick and easy solution for your financial constraints, TheGuaranteedLoans can help connect you with payday loan lenders in Goodell, Iowa. Our application process is simple and straightforward, and we will match you with the best lender that suits your needs. Note that we are a connector service and not a direct lender.

Fill out our online application form now and get the funds you need!

F.A.Q.

Are there any restrictions on the types of fees that a payday loan lender in Goodell, Iowa can charge?

Yes, there are restrictions on the types of fees that a payday loan lender in Goodell, Iowa can charge. The lender cannot charge fees that are considered excessive or unfair, such as fees for credit insurance or other types of add-on products.

Can a payday loan lender in Goodell, Iowa report a borrower's delinquent loan to a credit bureau?

Yes, a payday loan lender in Goodell, Iowa can report a borrower's delinquent loan to a credit bureau. This can negatively impact the borrower's credit score and make it more difficult to obtain credit in the future. It is important for borrowers to make timely payments on their payday loans to avoid this outcome.