Payday Loans in Grand River, Iowa

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No payday loan companies in Grand River, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Wayland State Bank 109 S Locust St, Winfield, IA 52659 +1 (319) 257 - 3305
Great Western Bank 316 S Duff Ave, Ames, IA 50010 +1 (515) 232 - 4304
O'Reilly Auto Parts 948 N 18th St, Centerville, IA 52544 +1 (641) 856 - 3711
Midstates Bank 1 E 2nd St, Kingsley, IA 51028 +1 (712) 378 - 2341
Savings Bank 185 S Green Ave, Primghar, IA 51245 +1 (712) 957 - 6815
Clinton National Bank 235 6th Ave S, Clinton, IA 52732 +1 (563) 243 - 1243
Kerndt Brothers Bank - Clermont 200 Mill St, Clermont, IA 52135 +1 (563) 423 - 5267
The Family Credit Union 3200 US-61, Muscatine, IA 52761 +1 (563) 388 - 8328
Hometown Credit Union 301 Maple St STE 3, Shenandoah, IA 51601 +1 (712) 246 - 4449
Great Southern Bank 1103 Buckeye Ave 104, Ames, IA 50010

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Grand River, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA, 24-Hour Loan in Council Bluffs, IA, Payday Loans in Davenport, IA, Payday Loan Without a Credit Check in Des Moines, IA, Payday Loan for Dubuque, IA, Short-term Loans in Iowa City, IA and Payday Loans in Marion, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Grand River, IA.

Payday Loans Available in Grand River, IA By The Following ZIP Codes:

50108

Are Payday Loans Legal In Grand River, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Grand River, IA payday loan calculator

Understanding Payday Loans in Grand River, Iowa

Payday loans have become a popular choice for people who need quick cash to meet their urgent financial needs. They are short-term loans usually due on the borrower’s next payday and, as such, come with a high-interest rate. While payday lending is considered controversial in some locations, it is legal in Iowa, including Grand River.

How Payday Loans Work in Grand River, Iowa

Payday loans allow borrowers to access emergency funds by borrowing against their upcoming paycheck. In Grand River, Iowa, borrowers can get a payday loan of up to $500, and the lender can charge a finance charge of $15 for every $100 borrowed. The loan is usually repaid by the next payday of the borrower.

Payday loan lenders in Grand River, Iowa, are required to follow the Iowa Division of Banking regulations. The law requires lenders to be licensed and mandates disclosure of the total cost of the loan to the borrower before agreeing to the loan terms.

Benefits of Payday Loans in Grand River, Iowa

Payday loans in Grand River, Iowa, offer benefits such as:

  • Quick Cash: Payday loan applications are usually processed on the same day, and the borrowed money is deposited into the borrower’s checking account.
  • No Credit Check: Payday lenders in Grand River, Iowa, do not usually check the borrower’s credit score or credit history. They look at the borrower’s employment status and income.
  • Easy Application: Payday loan applications are simple and can be done online or in-person. The application process is generally faster and less complicated than traditional loans.

The Risks of Payday Loans in Grand River, Iowa

Payday loans in Grand River, Iowa, have some risks associated with them. These include:

  • High-Interest Rates: Payday loans come with high-interest rates, making them more expensive than traditional loans.
  • Short Repayment Terms: Payday loans in Grand River, Iowa, have to be repaid by the borrower’s next paycheck. The short repayment period can make it challenging for some borrowers to repay the loan fully.
  • Cycle of Debt: Some borrowers may find themselves trapped in a cycle of debt if they take out payday loans repeatedly. This could happen if they are unable to repay the loan by their paycheck due to the high-interest rates involved.

Interesting Facts about Payday Loans in Grand River, Iowa

While payday loans are becoming increasingly popular in the state of Iowa, here are some interesting facts about payday lending in Grand River:

  • Payday loans in Iowa are capped at $500.
  • The maximum finance charge allowed in Iowa is $15 for every $100 borrowed.
  • Iowa has some of the strictest payday lending laws in the country.

Apply Now

If you find yourself in need of quick cash to pay for an emergency expense, TheGuaranteedLoans can help you connect with payday lenders in Grand River, Iowa. Our online application process is simple and easy, and we ensure that you get connected to potential lenders who meet your needs. Remember that TheGuaranteedLoans is a connector service and not a lender.

Apply now and get connected to payday lenders in Grand River, Iowa, who can offer quick and easy access to cash for your urgent financial needs.

F.A.Q.

How much can I borrow with a payday loan in Grand River, Iowa?

The maximum amount that you can borrow with a payday loan in Grand River, Iowa is $500.

What are the interest rates and fees associated with payday loans in Grand River, Iowa?

Payday loans in Grand River, Iowa have a maximum annual percentage rate (APR) of 36%. There may also be additional fees, such as origination fees and late payment fees.