Payday Loans in Halbur, Iowa

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No payday loan companies in Halbur, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Marine Credit Union Davenport 709 E 46th St, Davenport, IA 52807 +1 (563) 391 - 2850
Check Into Cash 2325 Cumberland Square Drive, Bettendorf, IA 52722 +1 (563) 355 - 6930
Community 1st Credit Union 1420 S Clinton St, Albia, IA 52531 +1 (641) 932 - 3322
United Bank of Iowa 100 W Pine St, Marcus, IA 51035 +1 (712) 376 - 5511
Walmart Money Center 840 S Oak St, Iowa Falls, IA 50126
Central Mortgage 1003 US-71, Okoboji, IA 51355 +1 (712) 337 - 9001
WCF Financial Bank 401 Fair Meadow Dr, Webster City, IA 50595 +1 (515) 832 - 3071
U.S. Bank Branch 701 Sumner Ave, Humboldt, IA 50548 +1 (515) 332 - 1142
The State Bank 1902 Hill Ave, Spirit Lake, IA 51360 +1 (712) 336 - 2455
Bank of America Mortgage 207 E Church St 104, Marshalltown, IA 50158 +1 (641) 752 - 5626

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Halbur, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Marion, IA, Payday Loans in Sioux City, IA, Payday Loan Without a Credit Check in Urbandale, IA, Payday Loan Without a Credit Check in Waterloo, IA, Guaranteed Loans in West Des Moines, IA, Payday Loans in Ames, IA, Payday Loans in Ankeny, IA and Payday Loans in Bettendorf, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Halbur, IA.

Beautiful sights of Halbur, IA

Payday Loans Available in Halbur, IA By The Following ZIP Codes:

51444

Are Payday Loans Legal In Halbur, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Halbur, IA payday loan calculator

Getting to Know Payday Loans in Halbur, Iowa

Payday loans have become a popular option for people who are in need of immediate funds. They are short-term loans that are intended to be paid back on the borrower’s next payday. If you’re in Halbur, Iowa, and are considering a payday loan, this article will give you an overview of what payday loans are, how they work, and what your options are.

What are Payday Loans?

Payday loans are small loans that are typically between $50 and $1,000. They are intended to be used for short-term financial needs, such as unexpected expenses or bills. In Halbur, Iowa, payday loans are legal and regulated by the Iowa Division of Banking.

How do Payday Loans Work?

To get a payday loan, you’ll need to provide proof of income and identification to the lender. Once you’re approved, you’ll receive the money you need, typically within a day. On your next payday, you’ll need to pay back the loan in full, plus any fees and interest.

Payday loans in Halbur, Iowa, typically have a term of between 14 and 31 days. The maximum amount you can borrow is $500, and lenders are not allowed to charge more than $15 for every $100 borrowed. This means that if you borrow $500, you’ll need to pay back $575 on your next payday.

What are the Pros and Cons of Payday Loans?

Like any financial product, payday loans have both pros and cons. Some of the pros include:

  • Easy and quick access to funds
  • No credit check required
  • No collateral needed

However, there are also some cons to consider:

  • High fees and interest rates
  • Short repayment period
  • Can lead to a cycle of debt if not used responsibly

It’s important to carefully consider your financial situation and options before deciding to take out a payday loan.

Interesting Facts and Statistics about Payday Loans in Halbur, Iowa

According to the Iowa Division of Banking, in 2020, there were 74 licensed payday lenders in Iowa. These lenders made a total of 238,936 loans, for a total loan volume of $89.7 million.

In Halbur specifically, there are several licensed payday lenders available to residents.

Apply Now

If you’re considering a payday loan in Halbur, Iowa, TheGuaranteedLoans can help you connect with potential lenders. We are a connector service, not a direct lender, and our goal is to help you find the right loan for your needs. Fill out our online application today to get started.

Remember, while payday loans can be a helpful option in certain situations, they should be used responsibly and only when necessary. Always read the terms and conditions carefully before signing up for a loan, and make sure you understand the fees and interest rates.

F.A.Q.

What is a payday loan in Halbur, Iowa?

A payday loan is a short-term, high-interest loan that is intended to be repaid on the borrower's next payday.

How do I qualify for a payday loan in Halbur, Iowa?

To qualify for a payday loan in Halbur, Iowa, you must be at least 18 years old, have a regular source of income, and have an active checking account.