Payday Loans in Hornick, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Hornick, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Great Western Bank 610 4th St, Sully, IA 50251 +1 (641) 594 - 4400
CUSB Bank 111 N Elm St, Cresco, IA 52136 +1 (563) 547 - 2040
Palmer Abstract, Inc. 19 1st Ave NW 102, Waukon, IA 52172 +1 (563) 568 - 3488
West Okoboji Pawn 1508 Terrace Park Blvd, Milford, IA 51351 +1 (712) 332 - 5302
Zions Agricultural Finance 500 5th St, Ames, IA 50010 +1 (800) 641 - 9619
Allen L. Kockler Co. 1110 6th St, Nevada, IA 50201 +1 (515) 382 - 5481
Jaacks Jeffrey a CPA 3 1st St SW, Hampton, IA 50441 +1 (641) 456 - 4125
Central Bank 4848 86th St, Urbandale, IA 50322 +1 (515) 309 - 5102
PCSB Bank 501 W Taylor St, Creston, IA 50801 +1 (641) 782 - 8482
Sibley State Bank 803 4th Ave, Sibley, IA 51249 +1 (712) 754 - 2561

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hornick, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bettendorf, IA, Payday Loans in Cedar Falls, IA, Payday Loan Companies in Cedar Rapids, IA, Payday Loan Companies in Council Bluffs, IA, Payday Loans in Davenport, IA, Quick Loan in Des Moines, IA, Payday Loans in Dubuque, IA and Payday Loans in Iowa City, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hornick, IA.

Payday Loans Available in Hornick, IA By The Following ZIP Codes:

51026

Are Payday Loans Legal In Hornick, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Hornick, IA payday loan calculator

Payday Loans in Hornick, Iowa: A Comprehensive Guide

If you’re based in Hornick, Iowa, and facing an unexpected expense, such as a medical bill or car repair, you may be considering a payday loan. These short-term loans can provide you with funds when you need them most, but it’s important to understand the laws and regulations in place to protect borrowers in Iowa.

Payday Loans in Iowa

While payday loans are legal in Iowa, state regulations limit the amount you can borrow. You can take out a maximum loan of $500 and must repay the loan within 31 days. Interest rates for payday loans in Iowa are capped at $15 for every $100 borrowed for the first $100 and then at $10 for every additional $100 borrowed.

It’s essential to note, payday lenders in Iowa are required to follow strict guidelines established by the Iowa Division of Banking. Lenders must obtain a license, and they cannot renew or extend your loan more than three times. Additionally, lenders must disclose all fees and charges related to the loan upfront, including the annual percentage rate (APR).

How to Apply for a Payday Loan in Hornick, Iowa

If you’re ready to apply for a payday loan in Hornick, Iowa, you can start by researching lenders in the area. Once you’ve found a lender that fits your needs, you’ll need to fill out an application. You’ll typically need to provide personal and financial information, including your name, address, social security number, and income. Loan approval can typically be determined in a matter of minutes, and funds are typically available the same day or the following business day.

Understanding the Risks of Payday Loans

While payday loans can be helpful in the short-term, they come with risks. High-interest rates and short repayment periods can make it challenging to repay the loan, especially if you’re already struggling financially. Additionally, renewing or extending a payday loan can trap you in a cycle of debt, making it challenging to get back on your feet.

It’s essential to consider all of your options before taking out a payday loan, including borrowing from friends or family, negotiating a payment plan with your creditors, or seeking assistance from a non-profit credit counseling agency.

Interesting Facts and Statistics about Payday Loans in Hornick, Iowa

  • As of 2020, Iowa has around 200 payday lending locations across the state.
  • The average payday loan amount in Iowa is $341.
  • The average APR for a payday loan in Iowa is 296%.
  • Over 50,000 Iowans have taken out a payday loan in the past year.

Apply Now for a Payday Loan in Hornick, Iowa

If you’ve considered all of your options and are ready to apply for a payday loan in Hornick, Iowa, TheGuaranteedLoans can help. Our online application process is simple and easy to complete from the comfort of your own home. Remember, TheGuaranteedLoans is a connector service, and we’ll facilitate your connection with potential lenders. Fill out our online application today to get started and receive the funds you need when you need them most.

F.A.Q.

Can I get a payday loan if I have a bankruptcy in Hornick, Iowa?

It may be possible to get a payday loan if you have a bankruptcy in Hornick, Iowa, as payday lenders do not typically conduct a traditional credit check. However, you will still need to provide proof of income and a checking account in good standing to qualify for a loan.

Can I get a payday loan if I am a military member in Hornick, Iowa?

Yes, you can get a payday loan if you are a military member in Hornick, Iowa. However, military members are protected by the Military Lending Act, which limits the fees and interest rates that lenders can charge on loans to military members and their families.