Payday Loans in Jesup, Iowa

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No payday loan companies in Jesup, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Hub-Co Credit Union 310 Bank St, Keokuk, IA 52632 +1 (319) 524 - 8133
Wilon Wealth Management 414 W Main St, Sac City, IA 50583 +1 (712) 662 - 3866
United Bank & Trust 2101 S Center St, Marshalltown, IA 50158 +1 (641) 753 - 5900
Fidelity Bank & Trust 300 N 2nd St, Bellevue, IA 52031 +1 (563) 872 - 5515
Security State Bank 305 W Grand Ave, Paullina, IA 51046 +1 (712) 949 - 3932
Payday Mc Anly Loans 307 E Washington St, Clarinda, IA 51632 +1 (712) 542 - 2595
Stifel 7 N Federal Ave, Mason City, IA 50401 +1 (641) 423 - 2323
Pinnacle Bank 468 Titan Rd, Hinton, IA 51024 +1 (712) 947 - 2265
River Community Credit Union 644 W 2nd St, Ottumwa, IA 52501 +1 (641) 684 - 6302
Iowa Prairie Bank 201 Main St, Merrill, IA 51038 +1 (712) 938 - 2556

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jesup, IA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Council Bluffs, IA, 24-Hour Loan in Davenport, IA, Same Day Loans in Des Moines, IA, Payday Loans in Dubuque, IA, Quick Loan in Iowa City, IA, Payday Loans in Marion, IA, Emergency Loan in Sioux City, IA and Same Day Loans in Urbandale, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jesup, IA.

Beautiful sights of Jesup, IA

Payday Loans Available in Jesup, IA By The Following ZIP Codes:

50648

Are Payday Loans Legal In Jesup, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Jesup, IA payday loan calculator

Payday Loans in Jesup, Iowa: A Comprehensive Guide

If you’re living in Jesup, Iowa, and find yourself in an unforeseen financial emergency, you may be considering payday loans as a quick solution to your problems. Payday loans have been growing in popularity over the years, and for good reason. They don’t require an in-depth credit check and provide quick cash flow solutions for marginalized populations who may not have access to the usual lending channels.

However, before diving into taking out a payday loan, it is essential to understand the terms and conditions associated with this type of borrowing. This guide will provide you with all the information you need so you can make an informed decision.

What is a Payday loan?

A payday loan is a short-term loan that allows you to borrow money you must pay back with your next paycheck. The loan terms are typically two weeks to a month long, and the amount loaned is usually a few hundred dollars.

Payday loans are designed for people who require money quickly between paychecks. These loans are different from other types of lending since they are usually payable in full at the time of your next paycheck.

Eligibility Requirements for Payday loans in Jesup, Iowa

The good news is that virtually everyone is eligible for payday loans in Iowa, regardless of their credit rating. However, there are some eligibility requirements you must meet:

  • You must be at least 18 years old
  • You must have an active checking account
  • You must have proof of income, such as a paycheck or bank statement
  • You must have a valid government-issued ID, such as a driver’s license or passport

Payday Loan Fees in Jesup, Iowa

Payday loans in Jesup, Iowa, are subject to some of the highest interest and fee rates allowed in the country. The maximum amount that lenders can charge for a payday loan in Iowa is $15 for every $100 borrowed.

For example, if you borrow $500, the maximum the lender can charge is $75. If you don’t pay the loan off at the end of the loan term, you may face additional fees and interest rates, which can make it even harder to pay off the loan.

Benefits of Payday loans in Jesup, Iowa

The most significant advantage of payday loans in Jesup, Iowa is that they are the fastest way to get money in case of an emergency. Unlike traditional loans, where you may wait weeks for approval, payday loans are approved within hours of the application.

If you have poor credit, payday loans may be your only option for getting quick cash. Most traditional lending institutions and banks reject loan applications with a low credit score. But with payday loans, your credit score does not determine your eligibility.

Online Application for Payday Loans in Jesup, Iowa

If you are considering applying for a payday loan in Jesup, Iowa, TheGuaranteedLoans can connect you with a lender who can meet your financial needs. Our online application process is simple and efficient. All you need to do is fill out an online application form, and the lender will get in touch with you about your loan options.

It is important to note that TheGuaranteedLoans is not a direct lender but instead connects you with potential lenders that meet your financial needs. We are committed to protecting the privacy of our clients and offering the best possible rates for our customers.

Interesting Facts and Statistics about Payday Loans in Jesup, Iowa

  • Payday loans in Iowa typically charge among the highest fees and interest rates in the country.
  • The average APR for payday loans in Iowa is 309%.
  • Approximately 12 million Americans take out payday loans each year.
  • On average, Americans pay $520 in interest and fees alone to borrow $375 through payday loans.

Conclusion

Payday loans may be a quick solution to your financial problems, especially if you have poor credit or need money urgently. However, it is essential to understand the terms and conditions associated with payday loans and know the fees and interest rates before agreeing to any loan.

If you’re looking for a trusted and reliable lender, TheGuaranteedLoans can connect you with lenders that meet your financial needs while providing you with the best possible rates. Apply now for an online payday loan and get the money you need to tackle your financial emergencies without the hassle of traditional lending channels.

F.A.Q.

Are there any restrictions on the number of payday loans a borrower can take out in Jesup, Iowa?

Yes, in Jesup, Iowa, a borrower is limited to taking out a maximum of two payday loans at any given time.

Can a lender require a borrower to provide collateral for a payday loan in Jesup, Iowa?

No, a lender cannot require a borrower to provide collateral for a payday loan in Jesup, Iowa. Payday loans are unsecured loans, which means they do not require collateral.