Payday Loans in Kelley, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Kelley, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Boone Bank & Trust Co. 716 8th St, Boone, IA 50036 +1 (515) 432 - 6200
Two Rivers ATM West Burlington 1066 S Gear Ave, West Burlington, IA 52655 +1 (800) 370 - 6731
Walmart Money Center 1111 Holton Dr, Le Mars, IA 51031
ACE Cash Express 3030 W Broadway Suite 4, Council Bluffs, IA 51501 +1 (712) 323 - 1852
Stifel 700 4th St 100, Sioux City, IA 51101 +1 (712) 252 - 6920
FreedomBank 106 S Main St, Monona, IA 52159 +1 (563) 539 - 2015
Farm Credit Services of America 203 W Merle Hibbs Blvd, Marshalltown, IA 50158 +1 (641) 753 - 3393
Success Bank 109 N Madison St, Bloomfield, IA 52537 +1 (641) 664 - 2265
Iowa State Bank & Trust Co 55 S 4th St, Fairfield, IA 52556 +1 (641) 472 - 3161
Jackson Hewitt Tax Service 3036 1st Ave S, Fort Dodge, IA 50501 +1 (515) 635 - 3438

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kelley, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bettendorf, IA, Payday Loans in Cedar Falls, IA, Same Day Loans in Cedar Rapids, IA, Payday Loans in Council Bluffs, IA, Short-term Loans in Davenport, IA, Bad Credit Loans in Des Moines, IA, Emergency Loan in Dubuque, IA and Online Loans in Iowa City, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kelley, IA.

Beautiful sights of Kelley, IA

Payday Loans Available in Kelley, IA By The Following ZIP Codes:

50134

Are Payday Loans Legal In Kelley, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Kelley, IA payday loan calculator

Payday Loans in Kelley, Iowa: What You Need to Know

Payday loans are a type of short-term loan that is typically due on the borrower’s next payday. These loans are known for their high interest rates and are often used by people who need cash quickly but don’t have access to traditional loans or credit cards.

In Iowa, payday loans are legal and regulated by the state. If you’re considering taking out a payday loan in Kelley, Iowa, here’s what you need to know:

How Payday Loans Work in Iowa

In Iowa, payday lenders are allowed to charge a maximum interest rate of $15 for every $100 borrowed. Borrowers are typically allowed to take out loans of up to $500 for a period of 31 days.

To get a payday loan in Kelley, Iowa, you’ll need to provide the lender with proof of income and a valid ID. You’ll also need to provide your bank account information so that the lender can deposit the funds directly into your account.

The Pros and Cons of Payday Loans

Like any financial product, payday loans have their pros and cons. Here are a few things to consider before taking out a payday loan in Kelley, Iowa:

  • Pros:
    • Easy to qualify for
    • Quick access to cash
    • No credit check required
  • Cons:
    • High interest rates
    • Short repayment period
    • Risk of getting trapped in a cycle of debt

Facts and Statistics About Payday Loans in Kelley, Iowa

According to a survey conducted by the Iowa Division of Banking, the average payday loan in Iowa has an annual interest rate of 268%. The survey also found that the average borrower takes out 12 loans per year, spending an average of 24 days in debt to payday lenders.

Another study found that Iowa payday loan borrowers are more likely to file for bankruptcy than those who don’t use payday loans.

Apply Now

At TheGuaranteedLoans, we understand that sometimes you need cash quickly. That’s why we offer a free and easy-to-use application process that can connect you with potential lenders in Kelley, Iowa.

It’s important to remember that we are not a direct lender. Instead, we connect borrowers with lenders who may be able to offer them the financing they need. Our application process is secure, and we work with a network of trusted lenders to ensure that our customers get the best possible rates.

So if you’re in need of cash and are considering a payday loan in Kelley, Iowa, why not fill out our online application today? It only takes a few minutes, and you could be on your way to getting the financing you need.

F.A.Q.

Can I get a payday loan if I have a bankruptcy in Kelley, Iowa?

It may be possible to get a payday loan if you have a bankruptcy in Kelley, Iowa, as payday lenders do not typically conduct a traditional credit check. However, you will still need to provide proof of income and a checking account in good standing to qualify for a loan.

Can I get a payday loan if I am a military member in Kelley, Iowa?

Yes, you can get a payday loan if you are a military member in Kelley, Iowa. However, military members are protected by the Military Lending Act, which limits the fees and interest rates that lenders can charge on loans to military members and their families.