Payday Loans in Kesley, Iowa

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No payday loan companies in Kesley, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 550 36th Ave SW p, Altoona, IA 50009 +1 (515) 967 - 0330
Farmers Bank of Northern Missouri 205 NW Church St 1341, Leon, IA 50144 +1 (641) 446 - 7200
Lincoln Savings Bank 230 Main St, Garwin, IA 50632 +1 (641) 499 - 2224
Great Western Bank 120 S 68th St, West Des Moines, IA 50266 +1 (515) 226 - 0800
Hometown Cash Advance 2007 S Center St Ste B, Marshalltown, IA 50158 +1 (641) 844 - 1100
U.S. Bank Branch 323 E Reed St, Red Oak, IA 51566 +1 (712) 623 - 4828
Clayton Netusil - Raymond James 126 W 6th St, Carroll, IA 51401 +1 (712) 792 - 3567
Hometown Cash Advance 304 W Burlington Ave, Fairfield, IA 52556 +1 (641) 472 - 0600
Keystone Savings Bank 81 Main St, Keystone, IA 52249 +1 (319) 442 - 3218
American State Bank 208 E 10th St, Alton, IA 51003 +1 (712) 756 - 4125

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kesley, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Council Bluffs, IA, Payday Loans in Davenport, IA, Payday Loans in Des Moines, IA, Payday Loans in Dubuque, IA, Payday Loans in Iowa City, IA, Payday Loans in Marion, IA, Payday Loan Companies in Sioux City, IA and Payday Loans in Urbandale, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kesley, IA.

Are Payday Loans Legal In Kesley, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Kesley, IA payday loan calculator

Everything You Need to Know About Payday Loans in Kesley, Iowa

If you’re looking for a fast and easy way to get a loan, payday loans might be the answer. In Kesley, Iowa, payday loans are legal, and they offer a quick solution to financial emergencies. In this article, we’ll cover everything you need to know about payday loans in Kesley, Iowa, including the application process, loan amounts, repayment terms, and more.

How Payday Loans Work in Kesley, Iowa

A payday loan is a short-term, high-interest loan that is typically due on your next payday. In Kesley, Iowa, payday loans are legal, but there are limits to the amount you can borrow. The maximum loan amount is $500, and the term cannot exceed 31 days. The interest rate is capped at 15% for the first $100 borrowed and 10% for any amount above that.

To apply for a payday loan in Kesley, Iowa, you’ll need to provide proof of income and a valid ID. You’ll also need to have a checking account in good standing. Once you’re approved, you’ll receive the funds in your account within one business day, and the repayment will be automatically deducted from your account on your next payday.

The Pros and Cons of Payday Loans in Kesley, Iowa

  • Pros: Payday loans are easy to qualify for, even if you have bad credit. They offer a fast and convenient way to get the funds you need to cover unexpected expenses.
  • Cons: Payday loans come with high interest rates and fees. If you’re unable to repay the loan on time, you could end up in a cycle of debt.

Interesting Facts and Statistics About Payday Loans in Kesley, Iowa

  • According to a report by the Iowa Division of Banking, there were 1.3 million payday loans issued in Iowa in 2019, with borrowers paying an average interest rate of 293%.
  • The average payday loan in Iowa is $322, with an APR of 286%, according to a report by the Center for Responsible Lending.
  • Payday loan borrowers in Iowa are more likely to have low incomes, be renters, and have a high school education or less, according to a report by the Consumer Financial Protection Bureau.

Apply Now for a Payday Loan in Kesley, Iowa

If you need a payday loan in Kesley, Iowa, TheGuaranteedLoans can help. We offer a simple and secure online application process that can connect you with potential lenders in minutes. Remember, we’re a connector service, not a direct lender, so we can’t guarantee approval or loan terms. But we’ll do our best to find you the best possible deal. Apply now and get the funds you need to cover your financial emergency.

F.A.Q.

Are there any restrictions on the number of payday loans a borrower can take out in Kesley, Iowa?

Yes, in Kesley, Iowa, a borrower is limited to taking out a maximum of two payday loans at any given time.

Can a lender require a borrower to provide collateral for a payday loan in Kesley, Iowa?

No, a lender cannot require a borrower to provide collateral for a payday loan in Kesley, Iowa. Payday loans are unsecured loans, which means they do not require collateral.