Payday Loans in Killduff, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Killduff, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Great Western Bank 201 S Locust St, Glenwood, IA 51534 +1 (712) 527 - 4826
Two Rivers Bank & Trust 222 N Main St, Burlington, IA 52601 +1 (319) 753 - 9100
Iowa State Bank 108 E Main St, Wesley, IA 50483 +1 (515) 679 - 4533
Great Western Bank 304 Commerce Dr, Prairie City, IA 50228 +1 (515) 994 - 2619
Craig Tharp - Thrivent 4300 S Lakeport St Ste 104, Sioux City, IA 51106 +1 (712) 293 - 3000
Community Bank 203 N Main St, Modale, IA 51556 +1 (712) 645 - 2255
United Bank of Iowa 1609 Hawkeye Dr, Boone, IA 50036 +1 (515) 432 - 2028
Quick Cash 918 W 5th St, Waterloo, IA 50702 +1 (319) 233 - 0449
Thrivent Financial-Lutherans 255 Lakeview Dr, Mason City, IA 50401 +1 (641) 352 - 7132
Hardin County Savings Bank 415 Center St, Union, IA 50258 +1 (641) 939 - 3407

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Killduff, IA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in West Des Moines, IA, Payday Loans in Ames, IA, Payday Loan Without a Credit Check in Ankeny, IA, Guaranteed Loans in Bettendorf, IA, Guaranteed Loans in Cedar Falls, IA, Payday Loan Without a Credit Check in Cedar Rapids, IA, Short-term Loans in Council Bluffs, IA and Payday Loans in Davenport, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Killduff, IA.

Are Payday Loans Legal In Killduff, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Killduff, IA payday loan calculator

Payday Loans in Killduff, Iowa: A Comprehensive Guide

At some point in life, we all face unexpected expenses such as medical bills or car repairs. For people who find themselves short on cash, payday loans can be a convenient way to get quick access to funds. This type of credit can be especially helpful for those with bad credit or no credit history. However, it’s essential to be aware of the rules and regulations governing payday loans in Killduff, Iowa, to avoid falling into a cycle of debt.

What is a Payday Loan?

A payday loan is a short-term loan that typically lasts for two to four weeks and is designed to help borrowers cover their expenses until their next paycheck arrives. The loan amount is usually not more than $500 and can be obtained by completing a simple online or in-store application. The borrower is expected to repay the loan in full, including fees and interest, on the due date.

Payday Loan Regulations in Killduff, Iowa

Payday loans are legal in Killduff, Iowa, but are subject to state regulations. The maximum loan amount that a borrower can obtain is $500, and the loan term cannot exceed 31 days. The annual percentage rate (APR) of a payday loan in Iowa can be as high as 433%, which is significantly more expensive than other types of loans.

Iowa law also provides some protections for borrowers who may be unable to repay their loan on time. Lenders are required to offer an extended payment plan in case the borrower is unable to repay the loan in full when it is due. In addition, lenders cannot charge any additional fees for the extended payment plan.

Applying for a Payday Loan in Killduff, Iowa

If you need a payday loan in Killduff, Iowa, you can apply online or in-store. To apply, you will need to provide your personal and financial information, including your name, address, Social Security number, and income. The lender will also require access to your checking account to deposit the loan and withdraw the repayment amount on the due date.

It’s essential to read and understand the loan agreement carefully before signing it. Be sure to check the interest rate and fees to ensure that you can afford to repay the loan on time. If you have any questions or concerns, don’t hesitate to ask the lender.

Payday Loan Alternatives

A payday loan should be your last resort, as it can be very expensive and can lead to a cycle of debt. Consider these alternative options:

  • Credit unions or banks that offer short-term loans with lower interest rates
  • Personal loans from friends or family members
  • Credit counseling services to help you manage your finances

Interesting Facts and Statistics About Payday Loans in Killduff, Iowa

  • In 2020, Iowa borrowers took out approximately 830,000 payday loans, with an average loan amount of $341 and an average interest rate of 143.29%.
  • Iowa has more payday loan storefronts per capita than any other state in the US.
  • Payday loans are most commonly taken out by single adults aged 25-49 years old who earn less than $40,000 per year.
  • The total amount of payday loan debt in Iowa reached $220 million in 2020.

Apply Now

If you need a payday loan in Killduff, Iowa, TheGuaranteedLoans offers a fast and convenient way to connect with potential lenders. Our online application process is simple and secure, and we will match you with lenders who best meet your needs. Please note that we are a connecting service, not a direct lender.

Fill out our online application today and get access to the funds you need.

F.A.Q.

Can a payday loan lender in Killduff, Iowa charge a fee for a bounced check or declined automatic payment?

Yes, a payday loan lender in Killduff, Iowa can charge a fee for a bounced check or declined automatic payment. The exact fee will vary by lender, so it is important for borrowers to carefully read and understand their loan agreement before signing.

Can a borrower in Killduff, Iowa be charged a fee for extending or renewing a payday loan?

Yes, a borrower in Killduff, Iowa can be charged a fee for extending or renewing a payday loan. The exact fee will vary by lender, so it is important for borrowers to carefully read and understand their loan agreement before signing.