Payday Loans in Leighton, Iowa

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No payday loan companies in Leighton, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Raymond James Financial Services 100 E Railroad St, Afton, IA 50830 +1 (641) 347 - 8423
Ruhnke Brothers Full Service 319 E State St 2739, Algona, IA 50511 +1 (515) 295 - 3654
Globe Financial Services 219 N Calhoun St, West Liberty, IA 52776 +1 (319) 627 - 2066
First State Bank 3031 5th Ave S, Fort Dodge, IA 50501 +1 (515) 573 - 5150
Automotive Finance Corporation 1800 SE Gateway Dr, Grimes, IA 50111 +1 (515) 986 - 1220
Great Southern Bank 921 Iowa Ave, Onawa, IA 51040 +1 (712) 423 - 1105
Principal Financial Group: Matt Ramaekers 223 W 5th St, Carroll, IA 51401 +1 (712) 792 - 6588
Bank Iowa - Humboldt Drive-up 1302 5th Ave N, Humboldt, IA 50548 +1 (515) 332 - 1808
Craig Tharp - Thrivent 4300 S Lakeport St Ste 104, Sioux City, IA 51106 +1 (712) 293 - 3000
Community Insurance of Iowa - Edgewood Office 103 N Washington St, Edgewood, IA 52042 +1 (563) 928 - 6841

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Leighton, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Ames, IA, Payday Loans in Ankeny, IA, Payday Loans in Bettendorf, IA, Payday Loans in Cedar Falls, IA, Same Day Loans in Cedar Rapids, IA, Quick Loan in Council Bluffs, IA, Payday Loan Companies in Davenport, IA and Payday Loans in Des Moines, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Leighton, IA.

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Payday Loans Available in Leighton, IA By The Following ZIP Codes:

50143

Are Payday Loans Legal In Leighton, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Leighton, IA payday loan calculator

Advise to read before applying

Understanding Payday Loans in Leighton, Iowa

Are you facing a financial emergency in Leighton, Iowa, and don’t have enough cash to handle it? Don’t worry. TheGuaranteedLoans is here to help you navigate the complexities of payday loans in Leighton.

Payday loans are a type of short-term loan that can help you get by until your next paycheck arrives. In Iowa, payday loans are legal, but they have to follow certain regulations from the state government.

How Do Payday Loans Work in Leighton, Iowa?

When you take out a payday loan, you borrow a small amount of money, typically between $100 and $500. The loan is designed to be repaid on your next payday, usually within 14 days. You’ll have to sign a contract that outlines the terms of the loan, including the fees and interest rate.

In Iowa, payday lenders are allowed to charge a maximum of $15 for every $100 you borrow. This means that if you borrow $300, you’ll have to pay back $345, which includes the loan amount and fees.

What are the Requirements for a Payday Loan in Leighton, Iowa?

To qualify for a payday loan in Leighton, Iowa, you must be at least 18 years old, be a US citizen or permanent resident, and have a steady source of income. You’ll also need to provide some personal information, including your name, address, and Social Security number.

What Happens if You Can’t Repay the Loan?

If you can’t repay the loan on your next payday, the lender may offer you a rollover. This means that you’ll have to pay additional fees to extend the loan for another two weeks. However, keep in mind that rolling over the loan can quickly add up to an unmanageable amount of debt.

If you default on the loan, the lender may report it to the credit bureaus, which can damage your credit score. They may also take legal action against you to recover the loan amount.

The Benefits of Payday Loans in Leighton, Iowa

Payday loans have several benefits, including:

1. Quick Access to Funds: Unlike traditional loans, payday loans are easy to apply for and can be processed within minutes.

2. No Credit Check: Most payday lenders don’t require a credit check, which means that you can get a loan even if you have bad credit.

3. Flexible Repayment Options: If you can’t repay the loan on your next payday, most lenders offer flexible repayment options to help you manage your debt.

Apply Now

Are you ready to apply for a payday loan in Leighton, Iowa? Fill out our online application today and let TheGuaranteedLoans connect you with potential lenders who can help you get the funds you need. Keep in mind that we are a connector service, not a direct lender, and that lenders may have their own requirements and terms.

Interesting Facts and Statistics About Payday Loans in Leighton, Iowa

  • The average payday loan amount in Iowa is $357.
  • There are currently over 200 payday lending locations in Iowa.
  • Payday lenders in Iowa can charge a maximum APR of 433%.
  • In 2018, Iowa borrowers took out 760,611 payday loans, totaling $277 million in loan volume.

Remember, payday loans should only be used as a last resort. Consider all of your options before taking out a loan, and make sure you can afford to repay it on time.

The Bottom Line

Payday loans can be a useful tool in emergencies, but they should be used with caution. Always read the terms and conditions of the loan carefully before signing up, and make sure you can afford to repay it. If you’re in doubt, seek advice from a financial counselor or a trusted friend or family member. At TheGuaranteedLoans, we’re committed to helping you access the funds you need while promoting responsible lending practices.

F.A.Q.

Can I get a payday loan if I have bad credit in Leighton, Iowa?

Yes, you can get a payday loan if you have bad credit in Leighton, Iowa. Payday lenders typically do not conduct a traditional credit check and base their decision on your income and ability to repay the loan.

How do I apply for a payday loan in Leighton, Iowa?

To apply for a payday loan in Leighton, Iowa, you can visit a storefront lender or apply online. You will need to provide proof of income, a valid government-issued ID, and a checking account in good standing.

Look for Short-Term Loans in Other Cities:

Ames Ankeny Bettendorf Cedar Falls Cedar Rapids Council Bluffs Davenport Des Moines Dubuque Iowa City Marion Ottumwa Sioux City Urbandale Waterloo West Des Moines
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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