Payday Loans in Liberty Center, Iowa

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No payday loan companies in Liberty Center, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Goettsch Dispatch 200 Main St, Galva, IA 51020 +1 (712) 251 - 8886
River Valley Credit Union 1400 Fawcett Pkwy # F, Nevada, IA 50201 +1 (515) 382 - 4141
State Center Post Office 114 W Main St E, State Center, IA 50247 +1 (641) 483 - 2369
Fidelity Bank & Trust 216 E Broadway St, Stanwood, IA 52337 +1 (563) 942 - 3344
Lee Co Credit Union 123 Boulevard Rd 5, Keokuk, IA 52632 +1 (319) 524 - 4346
Bank Iowa - Shenandoah Drive-up 1300 W Nishna Rd, Shenandoah, IA 51601 +1 (712) 246 - 3473
First National Bank 180 S Hayes Ave, Primghar, IA 51245 +1 (712) 957 - 2615
First Community Bank 118 W Main St, Pomeroy, IA 50575 +1 (712) 468 - 2262
Lee County Bank 504 Ave D, West Point, IA 52656 +1 (319) 837 - 6262
Farmer's Trust and Savings Bank 510 Lincoln Way St, Woodbine, IA 51579 +1 (712) 647 - 3375

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Liberty Center, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA, Payday Loans in Council Bluffs, IA, Payday Loans in Davenport, IA, Payday Loans in Des Moines, IA, Same Day Loans in Dubuque, IA, Payday Loans in Iowa City, IA and Payday Loans in Marion, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Liberty Center, IA.

Useful Articles

Are Payday Loans Legal In Liberty Center, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Liberty Center, IA payday loan calculator

Advise to read before applying

What are Payday Loans in Liberty Center, Iowa?

Payday loans are short-term loans that help people bridge the gap between paychecks. They are typically used for emergency expenses, such as car repairs or unexpected bills. In Liberty Center, Iowa, payday loans are legal, so long as customers meet certain criteria and lenders comply with state regulations.

How Do Payday Loans in Liberty Center, Iowa Work?

Payday loans in Iowa can be obtained in-person or online. Typically, borrowers fill out an application indicating the amount they need to borrow, along with their personal and financial information. If approved, the lender will provide the funds, which can either be deposited into the borrower’s bank account or given in cash.

Repayment terms for payday loans can vary, but typically borrowers are expected to repay the loan on their next payday. Lenders will charge a fee or interest for the loan, which can vary depending on the amount borrowed and other factors.

What Are the Requirements for Payday Loans in Liberty Center, Iowa?

In order to qualify for a payday loan in Liberty Center, Iowa, borrowers must meet certain criteria, including:

  • Being at least 18 years old
  • Having proof of income, such as a pay stub or bank statement
  • Having a valid ID or driver’s license
  • Having an active checking account

It is important to note that eligibility requirements may vary by lender.

What Are the Benefits and Risks of Payday Loans in Liberty Center, Iowa?

Payday loans offer a quick and easy way to get cash when it is needed most. They are typically processed quickly, and borrowers with less-than-perfect credit may still be able to qualify. However, payday loans can also come with high fees and interest rates, which can make them difficult to repay. They can also perpetuate a cycle of debt, where borrowers take out additional loans to cover the cost of repaying the first loan, and so on.

Interesting Facts and Statistics about Payday Loans in Liberty Center, Iowa

  • In 2019, there were 1,558 payday loan locations in Iowa.
  • The average payday loan in Iowa is $344, with an average APR of 273%.
  • The Consumer Financial Protection Bureau reports that more than 80% of payday loans are rolled over or followed by another loan within 14 days.
  • Payday lenders in Iowa are required to be licensed and comply with state regulations, including a cap on fees and interest rates.

How to Apply for a Payday Loan in Liberty Center, Iowa

Applying for a payday loan in Liberty Center, Iowa can be done online through TheGuaranteedLoans website. TheGuaranteedLoans is a connector service, meaning they work with potential lenders to find customers the best loan options available. The application process is simple and straightforward, and customers can expect to receive a decision quickly. However, it is important to carefully review the loan terms and fees before accepting any loan offer, and to ensure that the loan can be repaid on time and in full.

Apply now for a payday loan in Liberty Center, Iowa at TheGuaranteedLoans website and get the financial assistance you need.

F.A.Q.

How much can I borrow with a payday loan in Liberty Center, Iowa?

The maximum amount that you can borrow with a payday loan in Liberty Center, Iowa is $500.

What are the interest rates and fees associated with payday loans in Liberty Center, Iowa?

Payday loans in Liberty Center, Iowa have a maximum annual percentage rate (APR) of 36%. There may also be additional fees, such as origination fees and late payment fees.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

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