Payday Loans in Lineville, Iowa

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No payday loan companies in Lineville, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Iowa Falls State Bank 601 Washington Ave, Iowa Falls, IA 50126 +1 (641) 648 - 5171
Dupaco Community Credit Union at Hy-Vee 400 S Locust St, Dubuque, IA 52003 +1 (800) 373 - 7600
Vibrant Credit Union 2445 Valley W Ct, Clinton, IA 52732 +1 (800) 323 - 5109
First Citizens Bank 300 N Main St, Charles City, IA 50616 +1 (641) 228 - 5315
Maxwell State Bank 122 Main St, Maxwell, IA 50161 +1 (515) 387 - 1175
Peoples Bank 205 Main St E, Grand Junction, IA 50107 +1 (515) 738 - 2312
Check n Go 1419 Hamilton Blvd 1a, Sioux City, IA 51103 +1 (712) 252 - 1432
Burlington Municipal Employees Credit Union 418 Valley St, Burlington, IA 52601
Hometown Cash Advance 2007 S Center St, Marshalltown, IA 50158 +1 (641) 844 - 1100
North Star Community CU 1030 S 2nd St, Cherokee, IA 51012 +1 (712) 225 - 5731

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lineville, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Waterloo, IA, Payday Loans in West Des Moines, IA, Short-term Loans in Ames, IA, Payday Loans in Ankeny, IA, Payday Loans in Bettendorf, IA, Payday Loans in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA and Payday Loans in Council Bluffs, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lineville, IA.

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Payday Loans Available in Lineville, IA By The Following ZIP Codes:

50147

Are Payday Loans Legal In Lineville, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Lineville, IA payday loan calculator

Advise to read before applying

Payday Loans in Lineville, Iowa

If you find yourself in a difficult financial situation, a payday loan may be a solution to consider. Payday loans are short-term loans that can be used to cover unexpected expenses or bridge a gap until your next paycheck. In Lineville, Iowa, payday loans are legal and can be obtained from licensed lenders. However, it’s essential to understand the terms and conditions of these loans before applying.

How Do Payday Loans Work?

Payday loans are designed to be a quick solution for short-term financial needs. The borrower typically writes a post-dated check for the amount borrowed plus fees and receives cash in return. The loan is due on the borrower’s next payday, and if the borrower cannot repay the loan in full, they may be able to roll it over by paying additional fees.

It’s important to note that payday loans typically come with high fees and interest rates, so they should only be used as a last resort.

Requirements for Obtaining a Payday Loan in Lineville, Iowa

To obtain a payday loan in Lineville, Iowa, you must meet certain requirements. These may include:

  • Being at least 18 years old
  • Having a valid government-issued ID
  • Having proof of income
  • Having an active bank account

Some lenders may have additional requirements, so it’s essential to check with the lender before applying.

Benefits and Risks of Payday Loans

Payday loans can be beneficial in emergencies, as they provide quick access to cash. They also don’t require a credit check, making them accessible to people with poor credit. However, payday loans also come with risks, such as:

  • High fees and interest rates
  • The potential for a cycle of debt if the loan is rolled over several times
  • Additional fees for missed payments

It’s important to carefully weigh the risks and benefits before applying for a payday loan.

Interesting Facts and Statistics

  • The average payday loan borrower in Iowa takes out 12 loans per year.
  • The average payday loan in Iowa is $341.
  • Iowa has the lowest maximum interest rate for payday loans in the US, with a cap of 36%.

Apply Now

If you need a payday loan in Lineville, Iowa, TheGuaranteedLoans can help connect you with potential lenders. Remember, TheGuaranteedLoans is a connector service and not a direct lender. We will facilitate your connection with lenders who may be able to provide you with the loan you need. Apply now on our website and get the financial help you need.

F.A.Q.

Can a payday loan lender in Lineville, Iowa charge a penalty for early repayment of the loan?

No, a payday loan lender in Lineville, Iowa cannot charge a penalty for early repayment of the loan. In fact, borrowers are encouraged to pay off their loans as soon as possible to avoid high interest charges.

Is there a minimum loan term for payday loans in Lineville, Iowa?

Yes, the minimum loan term for payday loans in Lineville, Iowa is 14 days. However, lenders can offer longer loan terms if they choose to do so.

Look for Short-Term Loans in Other Cities:

Ames Ankeny Bettendorf Cedar Falls Cedar Rapids Council Bluffs Davenport Des Moines Dubuque Iowa City Marion Ottumwa Sioux City Urbandale Waterloo West Des Moines
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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