Payday Loans in Linn Grove, Iowa

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No payday loan companies in Linn Grove, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Community Insurance of Iowa - Edgewood Office 103 N Washington St, Edgewood, IA 52042 +1 (563) 928 - 6841
Century Bank 116 S Blossom St, Shenandoah, IA 51601 +1 (712) 246 - 2205
Great Western Bank 120 1st St, Carlisle, IA 50047 +1 (515) 989 - 3255
MoneyGram 402 Church St, Ottumwa, IA 52501 +1 (641) 682 - 4777
Jerry's Pawn & Jewelry 1599 Central Ave, Dubuque, IA 52001 +1 (563) 583 - 0657
BANK - Burlington Branch 1403 S Roosevelt Ave, Burlington, IA 52601 +1 (319) 753 - 2265
MidWestOne Bank - Commercial Lending 9325 Bishop Dr 120, West Des Moines, IA 50266 +1 (515) 224 - 2300
Citizens State Bank 7352 Columbus St, New Vienna, IA 52065 +1 (563) 921 - 2455
Bank Iowa - West Des Moines 1150 Jordan Creek Pkwy, West Des Moines, IA 50266 +1 (515) 225 - 0710
Farm Loan Program 124 N Elm St, Creston, IA 50801 +1 (641) 782 - 8455

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Linn Grove, IA, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Davenport, IA, Payday Loans in Des Moines, IA, Payday Loans in Dubuque, IA, Payday Loans in Iowa City, IA, Payday Loans in Marion, IA, Same Day Loans in Sioux City, IA, Payday Loans in Urbandale, IA and Payday Loans in Waterloo, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Linn Grove, IA.

Beautiful sights of Linn Grove, IA

Payday Loans Available in Linn Grove, IA By The Following ZIP Codes:

51033

Are Payday Loans Legal In Linn Grove, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Linn Grove, IA payday loan calculator

In Iowa, payday loans are legal and borrowers can access small-dollar, short-term loans to cover unexpected expenses. In Linn Grove, Iowa, borrowers can find a range of payday loan options to meet their financial needs quickly and easily.

How do Payday Loans Work in Linn Grove, Iowa?

Payday loans in Linn Grove work much like they do in other areas of Iowa. They are short-term loans designed to help borrowers cover emergency expenses, such as car repairs or medical bills, until their next paycheck. Borrowers can typically request amounts ranging from $100 to $500 or more, depending on their needs and income.

To apply for a payday loan in Linn Grove, borrowers must provide proof of income and a valid ID. They must also have an active checking account in good standing, where the loan will be deposited once approved. The terms of payday loans in Linn Grove vary depending on the lender, but they generally have a repayment term of 14 to 30 days.

The Pros and Cons of Payday Loans

Like any financial product, payday loans have pros and cons. On the one hand, they can help borrowers quickly and easily access the cash they need to cover unexpected expenses. They also don’t require a lengthy application process, making them a popular choice for borrowers who need money fast.

However, payday loans in Linn Grove typically come with high interest rates, and borrowers who cannot repay the loan on time may face additional fees and penalties. Additionally, payday loans can be a cycle of debt for some borrowers, particularly those who have difficulty paying off the loan in full on their next payday.

Interesting Facts and Statistics about Payday Loans in Linn Grove, Iowa

  • According to data from the Iowa Division of Banking, the average annual percentage rate (APR) for payday loans in Iowa is 307%, one of the highest in the country.
  • In 2019, Iowa lawmakers passed a bill that capped the interest rate on payday loans at 36%, but the bill did not pass in the state Senate.
  • Between 2016 and 2019, the number of payday lenders in Iowa increased from 218 to 232, according to the Iowa Division of Banking.

Apply Now with TheGuaranteedLoans

If you’re in need of a payday loan in Linn Grove, Iowa, TheGuaranteedLoans can connect you with potential lenders who can help. As a connector service, we specialize in facilitating the connection between borrowers and lenders to help you get the cash you need quickly and reliably.

Fill out an online application with TheGuaranteedLoans today to learn more about your payday loan options in Linn Grove, Iowa. Remember to borrow only what you need and to read the terms and conditions of your loan carefully before accepting any offers.

F.A.Q.

Are there any restrictions on the number of times a borrower can renew a payday loan in Linn Grove, Iowa?

Yes, in Linn Grove, Iowa, a borrower can only renew a payday loan twice. After the second renewal, the borrower must pay off the loan in full or enter into a payment plan with the lender.

Can a payday loan lender in Linn Grove, Iowa provide a borrower with a grace period before repayment is due?

Yes, a payday loan lender in Linn Grove, Iowa can provide a borrower with a grace period before repayment is due. However, the lender is not required to do so, and the length of the grace period is at the discretion of the lender.