Payday Loans in Marne, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Marne, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Easy Cash Solutions 2660 Wiley Blvd SW, Cedar Rapids, IA 52404 +1 (319) 390 - 6954
Walmart Money Center 840 S Oak St, Iowa Falls, IA 50126
Creative Planning, Inc 2728 Asbury Rd, Dubuque, IA 52001 +1 (866) 909 - 5148
Iowa State Bank & Trust Co 55 S 4th St, Fairfield, IA 52556 +1 (641) 472 - 3161
Check `n Go 3424 Merle Hay Rd, Des Moines, IA 50310 +1 (515) 334 - 0044
Farmers Bank of Northern Missouri 200 W Maple St 2222, Centerville, IA 52544 +1 (641) 437 - 1200
Western Union Hy-vee Food Store, 640 Lincoln Way, Ames, IA 50010 +1 (515) 232 - 1961
Woodhouse Chevy Buick Service & Parts 1951 US-30 Suite 2, Missouri Valley, IA 51555 +1 (712) 396 - 1972
Two River Investment Services 214 N Main St, Burlington, IA 52601 +1 (319) 758 - 8438
Citizens First Bank 1329 N 2nd St, Clinton, IA 52732 +1 (563) 243 - 6000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Marne, IA, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Cedar Rapids, IA, Online Loans in Council Bluffs, IA, Emergency Loan in Davenport, IA, 24-Hour Loan in Des Moines, IA, Payday Loans in Dubuque, IA, 24-Hour Loan in Iowa City, IA, Payday Loan Companies in Marion, IA and Payday Loans in Sioux City, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Marne, IA.

Beautiful sights of Marne, IA

Payday Loans Available in Marne, IA By The Following ZIP Codes:

51552

Are Payday Loans Legal In Marne, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Marne, IA payday loan calculator

Payday Loans in Marne, Iowa: Everything You Need to Know

Payday loans are a popular short-term financial solution that many individuals turn to when faced with unexpected expenses or emergencies. However, with so many options on the market, it can be difficult to know which lenders and options are right for you. In this guide, we will cover everything you need to know about payday loans in Marne, Iowa, to help you make informed, confident financial decisions.

What are Payday Loans?

A payday loan is a short-term loan usually issued for a small amount of money (usually less than $500) that is due on the borrower’s next payday. It is designed to help individuals cover unexpected expenses, such as car repairs, medical bills, or home repairs. These loans are typically offered to those who have a steady stream of income and a checking account.

Payday Loan Lending Laws in Marne, Iowa

In Marne, Iowa, payday loans are legal and regulated by state law. The Iowa Division of Banking regulates the payday loan industry to ensure that lenders operate within the defined parameters of the state’s regulations. The maximum payday loan amount allowed by Iowa law is $500, and the maximum term is 31 days. The state also caps interest rates at 15% for the first $100 and 10% thereafter.

The Pros and Cons of Payday Loans

When considering a payday loan, it is essential to understand both the advantages and disadvantages.

  • Pros
    • Quick application and turnaround time.
    • Accessible to those with poor credit or no credit history.
    • Can be a temporary solution for an unexpected financial emergency.
  • Cons
    • High-interest rates.
    • Short-term borrowing may lead to a cycle of debt.
    • May not solve the underlying financial issue.

How to Apply for a Payday Loan in Marne, Iowa

Applying for a payday loan in Marne, Iowa, is a straightforward process. Here are the steps to follow:

  • Research lenders in the area or use a connector or matching service like TheGuaranteedLoans.
  • Submit an application online or in person at the lender’s storefront.
  • Provide the lender with your personal information, proof of income, and bank account information.
  • Agree to the terms and conditions, including the loan amount, fees, and repayment schedule.
  • Receive your approved funds and spend them as necessary.

Interesting Facts and Statistics on Payday Loans in Marne, Iowa

  • The average interest rate on a payday loan in Iowa is 273%.
  • According to 2019 data, Iowa payday lenders gave out 487,000 loans for a total of $268 million.
  • The majority of payday borrowers in Iowa have an average annual income of $30,000 or less.

Apply Now for a Payday Loan in Marne, Iowa

If you are considering a payday loan in Marne, Iowa, remember that TheGuaranteedLoans is not a direct lender but rather a connector service working to connect borrowers with lenders. Our application process is quick, easy, and secure, and we work with a network of trusted lenders to help you find the right solution for your financial needs. Apply now and get matched with a potential lender today.

F.A.Q.

Can I have more than one payday loan at a time in Marne, Iowa?

Yes, you can have more than one payday loan at a time in Marne, Iowa. However, the total amount borrowed cannot exceed $500.

Can I be sued or have my wages garnished if I default on a payday loan in Marne, Iowa?

Yes, if you default on a payday loan in Marne, Iowa, the lender may take legal action against you, including suing you or garnishing your wages.