Payday Loans in Masonville, Iowa

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No payday loan companies in Masonville, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Farmers State Bank 401 Main St, Lake View, IA 51450 +1 (712) 657 - 8525
MoneyGram 806 Laurel St, Creston, IA 50801 +1 (641) 782 - 6954
Cash Lynk LLC 2421 Coral Ct, Coralville, IA 52241 +1 (319) 545 - 4027
Advance America 2600 Dodge St c, Dubuque, IA 52003 +1 (563) 582 - 0625
Menke & Company CPA 406 Avenue E, West Point, IA 52656 +1 (319) 837 - 6042
Farm Credit Services of America 46429 235 Trail, Chariton, IA 50049 +1 (641) 774 - 8437
Northwest Bank 705 Grand Ave, Spencer, IA 51301 +1 (712) 262 - 2202
Check n Go 473 Indianhead Dr Suite 101, Mason City, IA 50401 +1 (641) 423 - 1336
Northstar Bank 2202 E Central Ave, Estherville, IA 51334 +1 (712) 362 - 3322
Peoples Savings Bank 233 W Dike Rd, Dike, IA 50624 +1 (319) 989 - 9062

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Masonville, IA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Ames, IA, Emergency Loan in Ankeny, IA, Payday Loans in Bettendorf, IA, Payday Loans in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA, Quick Loan in Council Bluffs, IA, Payday Loans in Davenport, IA and Online Loans in Des Moines, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Masonville, IA.

Payday Loans Available in Masonville, IA By The Following ZIP Codes:

50654

Are Payday Loans Legal In Masonville, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Masonville, IA payday loan calculator

Payday Loans in Masonville, Iowa: Everything You Need to Know

If you’re struggling to make ends meet, a payday loan may seem like an attractive option. These types of loans are designed to help you bridge the gap between paychecks, but they can come with high interest rates and fees.

What are Payday Loans?

A payday loan is a short-term loan designed to help you access cash quickly. Typically, payday loans are due on your next payday, which is usually within two weeks to a month of taking out the loan. These loans are designed to help you cover unexpected expenses and other bills when you’re short on cash.

The Pros and Cons of Payday Loans

While there are some advantages to taking out a payday loan, there are also some downsides to consider. Here are a few pros and cons you should be aware of:

  • Pros: Payday loans are easy to qualify for, and you can usually get cash quickly.
  • Cons: Payday loans can have high interest rates and fees, and taking out a loan can lead to a cycle of debt.

Payday Loans in Masonville, Iowa: What You Need to Know

If you’re considering taking out a payday loan in Masonville, Iowa, there are a few things you should be aware of. First, payday loans are legal in Iowa, but there are some regulations in place to protect consumers. For example, payday loans in Iowa cannot exceed $500, and they cannot be rolled over more than twice.

It’s also important to note that while payday loans may seem like an easy way to get cash, they can also come with high interest rates and fees. The interest rate on a payday loan in Iowa cannot exceed 15%, and lenders can charge a maximum fee of $15 on loans up to $100, or $10 on loans between $101 and $250.

Interesting Facts and Statistics

  • In 2019, there were approximately 220 payday lenders operating in Iowa.
  • The average payday loan in Iowa is $341.
  • The average APR for a payday loan in Iowa is 305%.

Apply Now

If you’re in need of a payday loan in Masonville, Iowa, we can help. TheGuaranteedLoans is a connector service that can help match you with potential lenders. Just fill out our online application, and we’ll work to connect you with a lender that meets your needs.

It’s important to remember that TheGuaranteedLoans is not a direct lender, and we do not make any lending decisions. Instead, we work to connect you with potential lenders that may be able to help you get the cash you need.

Conclusion

Payday loans can be a useful financial tool when used responsibly, but they are not without their risks. If you’re considering taking out a payday loan in Masonville, Iowa, be sure to do your research and consider all of your options before making a decision. And if you do decide to move forward with a payday loan application, TheGuaranteedLoans is here to help.

F.A.Q.

Can I get a payday loan if I have bad credit in Masonville, Iowa?

Yes, you can get a payday loan if you have bad credit in Masonville, Iowa. Payday lenders typically do not conduct a traditional credit check and base their decision on your income and ability to repay the loan.

How do I apply for a payday loan in Masonville, Iowa?

To apply for a payday loan in Masonville, Iowa, you can visit a storefront lender or apply online. You will need to provide proof of income, a valid government-issued ID, and a checking account in good standing.