Payday Loans in McCallsburg, Iowa

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No payday loan companies in McCallsburg, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Grinnell State Bank 1101 Court Ave, Marengo, IA 52301 +1 (319) 642 - 5511
Stifel 304 E 5th St, Storm Lake, IA 50588 +1 (712) 732 - 2663
Ascentra Credit Union 949 Mississippi View Ct, Le Claire, IA 52753 +1 (563) 355 - 0152
United Bank of Iowa 21945 IA-175, Onawa, IA 51040 +1 (712) 423 - 2232
Northwest Bank 46 US-71, Arnolds Park, IA 51331 +1 (712) 332 - 5636
Advantage Credit Union 121 W 3rd St N, Newton, IA 50208 +1 (641) 792 - 5660
Easy Cash Solutions 1918 W Broadway, Council Bluffs, IA 51501 +1 (712) 352 - 2666
LPI Loans 3717 N Brady St, Davenport, IA 52806 +1 (563) 391 - 3600
United Bank of Iowa 120 S 1st St, Moville, IA 51039 +1 (712) 873 - 3666
Farmers Savings Bank 205 W Main St, Marshalltown, IA 50158 +1 (641) 752 - 2525

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in McCallsburg, IA, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Bettendorf, IA, Quick Loan in Cedar Falls, IA, Quick Loan in Cedar Rapids, IA, Payday Loans in Council Bluffs, IA, No Credit Check Loans in Davenport, IA, Payday Loans in Des Moines, IA, 24-Hour Loan in Dubuque, IA and Guaranteed Loans in Iowa City, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in McCallsburg, IA.

Beautiful sights of McCallsburg, IA

Payday Loans Available in McCallsburg, IA By The Following ZIP Codes:

50154

Are Payday Loans Legal In McCallsburg, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

McCallsburg, IA payday loan calculator

Payday loans are a type of loan that can be helpful for people who need quick cash. These loans are designed to be repaid in full when the borrower receives their next paycheck. In McCallsburg, Iowa, payday loans are legal and can be easily obtained by borrowers who meet the eligibility requirements.

Eligibility requirements for payday loans in McCallsburg, Iowa

In order to be eligible for a payday loan in McCallsburg, Iowa, borrowers must:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Be employed or have a regular source of income
  • Have an active checking account

If you meet these requirements, you can apply for a payday loan in McCallsburg, Iowa. However, it’s important to understand the risks associated with these loans before you commit to one.

Risks of payday loans

Payday loans can be a convenient way to get quick cash, but they also come with some risks. One of the biggest risks of payday loans is the high interest rates and fees associated with them. In Iowa, the maximum annual percentage rate (APR) that lenders can charge on payday loans is 433%, which can add up quickly if the loan is not repaid in full on time.

Another risk of payday loans is the potential for borrowers to get caught in a cycle of debt. If a borrower is unable to repay the loan in full when it’s due, they may have to take out another loan to cover the initial loan and fees. This can lead to a cycle of debt that is difficult to break.

Benefits of payday loans

Despite the risks, there are some benefits to payday loans. For example, they can be a quick and easy way to get cash when you need it. If you are facing an unexpected expense and don’t have the funds to cover it, a payday loan can help you bridge the gap until your next paycheck.

Payday loans can also be a way to build credit if they are repaid on time. Some lenders may even report timely repayments to credit bureaus, which can help improve your credit score over time.

Interesting facts and statistics about payday loans in McCallsburg, Iowa

According to recent data:

  • The average payday loan amount in Iowa is $311
  • The average APR for payday loans in Iowa is 273%
  • Over 76,000 payday loans were issued in Iowa in 2020
  • In Iowa, the maximum loan amount for a payday loan is $500

These numbers provide some insight into the payday loan industry in McCallsburg, Iowa. While the high APR may be concerning, it’s important to remember that borrowers can avoid paying high interest rates by repaying the loan in full on time.

Apply Now for a payday loan in McCallsburg, Iowa

If you’re interested in applying for a payday loan in McCallsburg, Iowa, TheGuaranteedLoans can help. As a connector service, we work with a network of lenders who offer payday loans to qualified borrowers. To get started, simply fill out our online application form and we’ll match you with a lender who meets your needs.

Remember, payday loans should be used responsibly and only in emergency situations. If you have any questions about the payday loan process or how to find a reputable lender, don’t hesitate to contact us for more information.

F.A.Q.

Can I get a payday loan if I have a bankruptcy in McCallsburg, Iowa?

It may be possible to get a payday loan if you have a bankruptcy in McCallsburg, Iowa, as payday lenders do not typically conduct a traditional credit check. However, you will still need to provide proof of income and a checking account in good standing to qualify for a loan.

Can I get a payday loan if I am a military member in McCallsburg, Iowa?

Yes, you can get a payday loan if you are a military member in McCallsburg, Iowa. However, military members are protected by the Military Lending Act, which limits the fees and interest rates that lenders can charge on loans to military members and their families.