Payday Loans in Morley, Iowa

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No payday loan companies in Morley, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
M&T Bank 43 Albany St, Manning, IA 51455
Community 1st Credit Union 205 West St, Grinnell, IA 50112 +1 (641) 236 - 5863
MidWestOne Bank 1906 Keokuk St, Iowa City, IA 52240 +1 (319) 356 - 5800
MoneyGram 2830 Mt Pleasant St, Burlington, IA 52601 +1 (319) 752 - 7080
American State Bank 16 20th St SE, Sioux Center, IA 51250 +1 (712) 722 - 4847
Aspire Resources Inc 6805 Vista Dr, West Des Moines, IA 50266 +1 (877) 855 - 1119
U.S. Bank ATM - West Platt 1100 W Platt St, Maquoketa, IA 52060 +1 (800) 872 - 2657
Thrivent Financial 626 Broad St, Story City, IA 50248 +1 (515) 733 - 0033
Community 1st Credit Union 1940 Venture Dr, Ottumwa, IA 52501 +1 (641) 684 - 2127
Kileen Rezac 25 S Center St, Marshalltown, IA 50158 +1 (641) 752 - 2041

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Morley, IA, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Davenport, IA, Payday Loans in Des Moines, IA, Payday Loan for Dubuque, IA, Bad Credit Loans in Iowa City, IA, Quick Loan in Marion, IA, Payday Loans in Sioux City, IA, 24-Hour Loan in Urbandale, IA and Emergency Loan in Waterloo, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Morley, IA.

Payday Loans Available in Morley, IA By The Following ZIP Codes:

52312

Are Payday Loans Legal In Morley, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Morley, IA payday loan calculator

Understanding Payday Loans in Morley, Iowa

Payday loans offer a quick and easy solution for those who are facing unexpected financial challenges and need access to money quickly. If you live in Morley, Iowa, you may be wondering whether payday loans are legal and how to access them. In this article, we will explore everything you need to know about payday loans in Morley, Iowa.

What are Payday Loans?

Payday loans are typically short-term loans that are designed to help individuals who need access to cash quickly. These loans are typically due on the borrower’s next payday and may come with high fees and interest rates.

The payday loan process is relatively simple. A borrower applies for a loan and provides the necessary information, such as their name, address, and employment information. The lender then reviews the borrower’s information and makes a decision on whether to approve the loan. If approved, the borrower typically receives the funds within a few business days.

Are Payday Loans Legal in Iowa?

Yes, payday loans are legal in Iowa. In fact, the state of Iowa has specific regulations in place that govern payday lending. Lenders are required to follow these regulations to ensure that borrowers are protected.

According to Iowa law, payday loans are allowed up to $500. The maximum loan term is 31 days, and lenders are allowed to charge up to $15 for every $100 borrowed. Additionally, lenders are required to provide borrowers with a written agreement that outlines the terms of the loan.

How to Apply for a Payday Loan in Morley, Iowa

If you are considering applying for a payday loan in Morley, Iowa, there are a few things you need to know. First, it’s important to choose a reputable lender. Look for lenders that are licensed and regulated by the state of Iowa.

Once you have chosen a lender, you will need to fill out an application. The lender will ask for your personal and employment information, along with details about your income and expenses. You may also need to provide proof of income, such as a recent pay stub or bank statement.

The lender will review your application and make a decision. If approved, you will receive the funds within a few business days. It’s important to remember that payday loans come with high fees and interest rates, so be sure to read the terms of the loan carefully.

Interesting Facts and Statistics about Payday Loans in Morley, Iowa

  • Iowa law prohibits payday lenders from garnishing wages or threatening criminal action against borrowers who default on a loan.
  • The average payday loan in Iowa is $350.
  • In 2019, Iowa payday lenders issued 553,072 loans, with a total borrowing amount of $220.8 million.
  • The number of payday lenders in Iowa has decreased in recent years, with the total number dropping from 232 in 2015 to 175 in 2019.

Apply Now

If you need access to cash quickly, TheGuaranteedLoans can help. We are a connector service that can help you find a lender who can provide you with the funds you need. Our application process is fast, secure, and easy. Fill out our online application today and let us help you get the money you need.

Remember, TheGuaranteedLoans is not a direct lender. We are a connecting service that can help you find lenders who may be able to provide you with a payday loan. We do not make lending decisions, and we do not have access to information about the terms of your loan. Be sure to read the terms of your loan carefully and ask your lender any questions you may have.

Thank you for considering TheGuaranteedLoans for your payday loan needs. We look forward to helping you get the funds you need.

F.A.Q.

Are there any restrictions on the number of times a borrower can renew a payday loan in Morley, Iowa?

Yes, in Morley, Iowa, a borrower can only renew a payday loan twice. After the second renewal, the borrower must pay off the loan in full or enter into a payment plan with the lender.

Can a payday loan lender in Morley, Iowa provide a borrower with a grace period before repayment is due?

Yes, a payday loan lender in Morley, Iowa can provide a borrower with a grace period before repayment is due. However, the lender is not required to do so, and the length of the grace period is at the discretion of the lender.