Payday Loans in New Providence, Iowa

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No payday loan companies in New Providence, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
MidWestOne Bank 926 Ave G, Fort Madison, IA 52627 +1 (319) 372 - 3991
Great Southern Bank 1022 W Pleasant St, Knoxville, IA 50138 +1 (641) 842 - 7266
United States Postal Service 400 Main St, Montrose, IA 52639 +1 (800) 275 - 8777
Hills Bank 2481 IA-92, Washington, IA 52353 +1 (319) 653 - 9092
Palmer Abstract, Inc. 19 1st Ave NW 102, Waukon, IA 52172 +1 (563) 568 - 3488
Walmart Money Center 415 Industrial Ave, Grinnell, IA 50112 +1 (641) 236 - 4999
Farm Credit Services of America 3675 450th Ave, Emmetsburg, IA 50536 +1 (712) 852 - 2645
Thrivent Financial: Midwest Group 217 W Bremer Ave, Waverly, IA 50677 +1 (319) 232 - 2171
Bank of the West 211 E Boston Ave, Indianola, IA 50125 +1 (515) 961 - 7411
Mahoney Auto Repair, LLC 201 Summit St, Pierson, IA 51048 +1 (712) 375 - 5402

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in New Providence, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Ankeny, IA, Payday Loans in Bettendorf, IA, Payday Loans in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA, Bad Credit Loans in Council Bluffs, IA, Payday Loans in Davenport, IA, 24-Hour Loan in Des Moines, IA and Payday Loan Without a Credit Check in Dubuque, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in New Providence, IA.

Payday Loans Available in New Providence, IA By The Following ZIP Codes:

50206

Are Payday Loans Legal In New Providence, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

New Providence, IA payday loan calculator

Payday Loans in New Providence, Iowa: All You Need to Know

If you live in Iowa and need access to fast cash, you may be considering a payday loan. A payday loan, also known as a cash advance loan, is a short-term loan designed to help you cover unexpected expenses until your next paycheck. In this article, we’ll take a closer look at payday loans in New Providence, Iowa and what you need to know before applying.

What are Payday Loans?

Payday loans are meant to be a short-term solution to financial emergencies. These loans typically have high interest rates and fees, which makes them an expensive option. However, payday loans are easier to qualify for than traditional loans, and the application process is usually much faster.

In Iowa, payday loans are legal and regulated by state law. Lenders are required to follow certain rules and restrictions to protect consumers from predatory lending practices.

How Do Payday Loans Work?

When you apply for a payday loan, you’ll typically need to provide proof of employment and income, as well as a valid ID. The lender will use this information to determine how much money you can borrow and at what interest rate.

If you’re approved for the loan, you’ll receive the money in your bank account within a few days. You’ll then need to pay back the loan, along with interest and fees, on your next payday.

What are the Pros and Cons of Payday Loans?

Pros:

  • Easy to qualify for
  • Faster application process than traditional loans
  • Can help you cover unexpected expenses

Cons:

  • High interest rates and fees
  • Can lead to a cycle of debt if not paid back on time
  • Not a long-term solution to financial problems

Is it Safe to Get a Payday Loan in New Providence, Iowa?

Iowa has laws and regulations in place to protect consumers from predatory lending practices. For example, lenders are required to provide borrowers with a written agreement that outlines the terms and conditions of the loan. In addition, lenders are prohibited from charging more than a certain amount of interest and fees.

However, it’s important to do your research and make sure you’re working with a reputable lender. Look for online reviews, check the lender’s Better Business Bureau rating, and read the loan agreement carefully before signing.

Interesting Facts and Statistics About Payday Loans in New Providence, Iowa

  • The average payday loan in Iowa is $341.
  • The average interest rate on a payday loan in Iowa is 286%.
  • Iowa has some of the most borrower-friendly payday lending laws in the country.

Apply Now

If you’re in need of a payday loan in New Providence, Iowa, TheGuaranteedLoans can help. We’re a connector service that can help you get connected with potential lenders who offer payday loans in your area. Fill out our online application today to get started.

Please note that TheGuaranteedLoans is not a direct lender. We work with a network of lenders to help you find the best loan option for your needs.

Conclusion

Payday loans can be a helpful way to cover unexpected expenses, but they should be used with caution. If you’re considering a payday loan in New Providence, Iowa, make sure to do your research, read the loan agreement carefully, and only borrow what you can afford to pay back.

F.A.Q.

Are there any alternatives to payday loans in New Providence, Iowa?

Yes, there are alternatives to payday loans in New Providence, Iowa, such as borrowing from friends or family, taking out a personal loan, or working with a credit counseling agency to develop a budget and payment plan.

Is it possible to get a payday loan with no employment in New Providence, Iowa?

It may be possible to get a payday loan with no employment in New Providence, Iowa if you have another source of income, such as government benefits or alimony payments. However, most lenders will require proof of income to qualify for a loan.