Payday Loans in Nodaway, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Nodaway, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
State Central Bank Trust Services 511 Blondeau St Ste 2, Keokuk, IA 52632 +1 (319) 526 - 3862
Bank Iowa - Shenandoah 701 W Sheridan Ave, Shenandoah, IA 51601 +1 (712) 246 - 1311
Union State Bank 160 E Garfield St, Truro, IA 50257 +1 (641) 765 - 4525
Hometown Cash Advance 219 Edgewood Rd NW, Cedar Rapids, IA 52405 +1 (319) 390 - 5300
U.S. Bank Branch 712 11th St, DeWitt, IA 52742 +1 (563) 659 - 9188
Defiance State Bank 201 Main Ave, Defiance, IA 51527 +1 (712) 748 - 3561
Hills Bank 120 5th St, Kalona, IA 52247 +1 (319) 656 - 2281
United Bank of Iowa 101 E 1st St, Kingsley, IA 51028 +1 (712) 378 - 3304
Telco Triad Community Credit Union 11 N 7th St, Denison, IA 51442 +1 (712) 263 - 8100
Check Into Cash 700 11th St SW #8, Spencer, IA 51301 +1 (712) 262 - 6670

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Nodaway, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Council Bluffs, IA, Payday Loans in Davenport, IA, Payday Loan Without a Credit Check in Des Moines, IA, Bad Credit Loans in Dubuque, IA, Guaranteed Loans in Iowa City, IA, Payday Loans in Marion, IA, Payday Loan Companies in Sioux City, IA and Payday Loans in Urbandale, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Nodaway, IA.

Beautiful sights of Nodaway, IA

Payday Loans Available in Nodaway, IA By The Following ZIP Codes:

50857

Are Payday Loans Legal In Nodaway, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Nodaway, IA payday loan calculator

In recent years, payday loans have become increasingly popular in the state of Iowa. These short-term loans are designed to help individuals who need quick access to cash to cover unexpected expenses or emergencies. And in Nodaway, Iowa, payday loans are legal and regulated by the state government.

How Do Payday Loans Work?

Payday loans typically range from $100 to $500 and are due on the borrower’s next payday, hence the name. Borrowers are required to write a post-dated check for the full amount of the loan plus fees, which the lender will cash on the due date if the borrower hasn’t repaid the loan.

Alternatively, borrowers can authorize the lender to withdraw the amount due from their bank account, known as an automatic debit authorization. The fees for payday loans in Iowa are regulated by the state and cannot exceed $15 per $100 borrowed for loans up to $500.

What Are the Requirements for Getting a Payday Loan in Nodaway, Iowa?

To be eligible for a payday loan in Nodaway, Iowa, individuals must meet the following requirements:

  • Be at least 18 years old
  • Have a valid identification card or driver’s license
  • Have a steady source of income
  • Have an active checking account

What Are the Benefits of Payday Loans?

Payday loans offer several benefits for borrowers. First, they provide quick access to cash, which can be necessary during emergencies or unexpected expenses. Second, payday loans are typically available to borrowers with poor credit scores or a limited credit history, which makes it easier for them to obtain a loan when they need it most.

Lastly, payday loans are convenient because the application process is easy and can be completed online. Borrowers simply need to provide proof of income, identification, and bank account information to apply for a loan. The application process typically takes less than 30 minutes, and borrowers can receive the funds within one business day.

What Are the Risks of Payday Loans?

Despite the benefits of payday loans, they also carry risks that borrowers should be aware of. The primary risk is the high-interest rates and fees associated with payday loans. In Iowa, lenders can charge up to $15 per $100 borrowed, which can result in an APR of up to 391%.

Borrowers who are unable to repay the loan on its due date can also experience additional fees and interest charges, which can quickly add up and lead to a cycle of debt. Therefore, it’s important for borrowers to carefully consider their ability to repay the loan before taking out a payday loan.

Interesting Facts about Payday Loans in Nodaway, Iowa

  • According to the Iowa Division of Banking, there were 567 payday loan locations in the state of Iowa in 2019.
  • The average payday loan amount in Iowa is $341.
  • The total fees charged for payday loans in Iowa in 2019 was $55.2 million.

Apply for a Payday Loan Today

If you live in Nodaway, Iowa, and are in need of a payday loan, TheGuaranteedLoans can help. Our online platform connects borrowers with potential lenders who can provide the cash they need quickly and easily. Simply visit our website and complete the online application to get started.

It’s important to note that TheGuaranteedLoans is not a direct lender and does not provide loans. Instead, we facilitate connections between borrowers and potential lenders, allowing them to find the best loan options for their individual needs.

Disclaimer: Payday loans are a form of credit and are not suitable for long term financial solution. Overuse can cause serious monetary issues. If used correctly, they can be a valuable financial tool. You should always check your ability to repay the loan before applying.

F.A.Q.

Are there any restrictions on the number of payday loans a borrower can take out in Nodaway, Iowa?

Yes, in Nodaway, Iowa, a borrower is limited to taking out a maximum of two payday loans at any given time.

Can a lender require a borrower to provide collateral for a payday loan in Nodaway, Iowa?

No, a lender cannot require a borrower to provide collateral for a payday loan in Nodaway, Iowa. Payday loans are unsecured loans, which means they do not require collateral.