Payday Loans in North Washington, Iowa

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No payday loan companies in North Washington, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Farmers State Bank 302 4th Ave 7501, Grafton, IA 50440 +1 (641) 748 - 2222
Carroll Credit Inc 205 W 4th St, Carroll, IA 51401 +1 (712) 792 - 1969
United Cash Express 333 14th St B, Bettendorf, IA 52722 +1 (563) 441 - 9494
United Bank of Iowa 1608 1st Ave S, Fort Dodge, IA 50501 +1 (515) 576 - 5111
Maxwell State Bank 122 Main St, Maxwell, IA 50161 +1 (515) 387 - 1175
Walmart Money Center 705 S Fremont St, Shenandoah, IA 51601
City State Bank - Grimes 100 NE Jacob St, Grimes, IA 50111 +1 (515) 986 - 2265
Farmers State Bank 1306 5th St, Gilbertville, IA 50634 +1 (319) 287 - 3961
Globe Acceptance, Inc. 3410 Merle Hay Rd, Des Moines, IA 50310 +1 (515) 277 - 1836
Farmers State Bank 501 E State St, Algona, IA 50511 +1 (515) 295 - 7221

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in North Washington, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Ames, IA, Online Loans in Ankeny, IA, No Credit Check Loans in Bettendorf, IA, Payday Loan Companies in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA, 24-Hour Loan in Council Bluffs, IA, Guaranteed Loans in Davenport, IA and Payday Loans in Des Moines, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in North Washington, IA.

Payday Loans Available in North Washington, IA By The Following ZIP Codes:

50661

Are Payday Loans Legal In North Washington, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

North Washington, IA payday loan calculator

Everything You Need to Know About Payday Loans in North Washington, Iowa

Payday loans have become quite popular in recent years as they offer a quick and easy way for people to get access to cash in emergency situations. These loans are typically short-term, high-interest loans that are designed to be paid back on the borrower’s next payday.

In this article, we will provide you with all the information you need to know about payday loans in North Washington, Iowa. We’ll cover what payday loans are, how they work, the regulations surrounding them, and where to access payday loans in North Washington.

What are Payday Loans?

Payday loans are a type of short-term loan that is secured against the borrower’s next paycheck. They are typically taken out by people who are in urgent need of cash and have no other means of obtaining it. Payday loans are often used to cover unexpected expenses or to tide people over until their next paycheck arrives.

Payday loans usually come with high-interest rates and fees, making them expensive. However, they are still popular with some people because of their convenience and ease of access.

How do Payday Loans Work?

The application process for payday loans is usually simple and straightforward. Borrowers can apply online or in person by completing an application form and providing some basic information about their employment and income.

Once the application is approved, the borrower will receive the loan amount in their bank account. The loan is usually due to be repaid in full on the borrower’s next payday.

If the borrower cannot repay the loan on their next payday, they can roll over the loan by paying an additional fee. This fee does not reduce the amount owed and can quickly add up over time, making it difficult for borrowers to repay their loan.

Regulations on Payday Loans in North Washington, Iowa

Payday loans in Iowa are legal, but there are some regulations in place to protect borrowers. The state of Iowa caps the interest rate that can be charged on payday loans at 433%. In addition, payday lenders are required to be licensed and are subject to state oversight.

These regulations are in place to protect borrowers from being taken advantage of by payday lenders. However, it’s still important to carefully read and understand the terms and conditions of any payday loan you’re considering taking out, and to only borrow what you can afford to repay.

Where to Get Payday Loans in North Washington, Iowa

If you’re in need of a payday loan in North Washington, Iowa, there are several lenders you can consider.

  • Check ‘n Go – Check ‘n Go is a popular payday lender in North Washington that offers payday loans, installment loans, and other financial products. You can apply online or in person at one of their store locations.
  • Advance America – Advance America is another well-known payday lender that operates in North Washington. They offer payday loans, installment loans, and other financial services. You can apply online or in person at one of their store locations.
  • TheGuaranteedLoans – TheGuaranteedLoans is a popular connector service that enables you to access multiple payday lenders in North Washington, Iowa, with just one application. By filling out an online application form, you can receive offers from multiple lenders and choose the one that best suits your needs.

Facts and Statistics About Payday Loans in North Washington, Iowa

  • The average payday loan amount in Iowa is around $300-$500.
  • The average APR for payday loans in Iowa is 276%.
  • According to a study by the Center for Responsible Lending, the payday loan industry takes in approximately $4 billion in fees each year.

Apply Now for a Payday Loan in North Washington, Iowa

If you need emergency cash, a payday loan may be a good option for you. Apply now for a payday loan in North Washington, Iowa, using TheGuaranteedLoans connector service. We are not a direct lender, but we work with a network of reputable lenders to ensure that you get access to the loan you need.

Fill out our online application form today and receive offers from multiple payday lenders in North Washington, Iowa. It’s that simple!

F.A.Q.

Can I get a payday loan if I have bad credit in North Washington, Iowa?

Yes, you can get a payday loan if you have bad credit in North Washington, Iowa. Payday lenders typically do not conduct a traditional credit check and base their decision on your income and ability to repay the loan.

How do I apply for a payday loan in North Washington, Iowa?

To apply for a payday loan in North Washington, Iowa, you can visit a storefront lender or apply online. You will need to provide proof of income, a valid government-issued ID, and a checking account in good standing.