Payday Loans in Oran, Iowa

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No payday loan companies in Oran, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Cooperative Credit Company 128 3rd St NW, Sioux Center, IA 51250 +1 (712) 722 - 1717
Vogel Bancshares Inc 105 Albany Ave SE, Orange City, IA 51041 +1 (712) 737 - 4818
Advance America 2418 Virginia Ave, Clinton, IA 52732 +1 (563) 243 - 6477
Libertyville Savings Bank: Fairfield 2000 W Jefferson Ave, Fairfield, IA 52556 +1 (641) 472 - 9839
First Heritage Bank 801 S Fremont St, Shenandoah, IA 51601 +1 (712) 246 - 5118
The Exchange State Bank 253 Broadway St, Springville, IA 52336 +1 (319) 854 - 6104
American State Bank 624 Main St, Hull, IA 51239 +1 (712) 439 - 2929
Worth County Abstract Co Inc 849 Central Ave, Northwood, IA 50459 +1 (641) 324 - 1761
Community Insurance & Financial Services 122 W 5th St, Tipton, IA 52772 +1 (563) 886 - 6191
Fidelity Bank & Trust 300 N 2nd St, Bellevue, IA 52031 +1 (563) 872 - 5515

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Oran, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Dubuque, IA, Short-term Loans in Iowa City, IA, Payday Loans in Marion, IA, Payday Loans in Sioux City, IA, Payday Loans in Urbandale, IA, Payday Loans in Waterloo, IA, Quick Loan in West Des Moines, IA and Bad Credit Loans in Ames, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Oran, IA.

Payday Loans Available in Oran, IA By The Following ZIP Codes:

50664

Are Payday Loans Legal In Oran, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Oran, IA payday loan calculator

Payday Loans in Oran, Iowa: Everything You Need to Know

Payday loans are a common source of quick cash for Americans. However, with high interest rates and fees, borrowers can often find themselves struggling to repay their debt. If you’re considering a payday loan in Oran, Iowa, it’s important to do your research and fully understand the process.

What are payday loans?

Payday loans are short-term loans that typically range from $100 to $1,000. They are designed to cover unexpected expenses and bridge the gap until your next payday. Payday loans are known for their high interest rates, fees, and short repayment terms. In Iowa, payday loans are legal and can be obtained in-store or online.

How do payday loans work in Iowa?

In Iowa, payday loans are regulated by state law. The maximum loan amount is $500, and the maximum term is 31 days. Lenders can charge up to $15 for every $100 borrowed, which equates to an APR of 391%. If you are unable to repay the loan on time, the lender may charge additional fees or take legal action against you.

What are the requirements for a payday loan in Oran, Iowa?

In order to qualify for a payday loan in Iowa, you must meet the following requirements:

  • Be at least 18 years old
  • Have a valid ID and Social Security number
  • Have a steady source of income
  • Provide proof of address and employment

Benefits of getting a payday loan in Oran, Iowa

Despite the high cost of payday loans, they do offer some benefits to consumers. These include:

  • Access to quick cash
  • No credit check required
  • Ability to apply online or in-store
  • Flexibility in terms and payment options

Apply Now with TheGuaranteedLoans

TheGuaranteedLoans is a connector service that can help you find a payday loan lender in Oran, Iowa. We work with a network of reputable lenders to find the best loan option for you. Our online application process is quick and easy, and you can get a loan decision in minutes. Please note that TheGuaranteedLoans is not a direct lender, and we do not make credit decisions. We simply connect you with potential lenders who may be able to offer you a loan.

Interesting Facts and Statistics

– In Iowa, the average payday loan borrower takes out eight loans per year.

– The majority of payday loan borrowers in Iowa have an income of less than $30,000 per year.

– 2 out of 5 payday loan borrowers in Iowa end up defaulting on their loan.

Conclusion

Before taking out a payday loan in Oran, Iowa, it’s important to carefully consider the costs and risks involved. While payday loans can provide short-term relief, they can also lead to long-term debt and financial hardship. If you do choose to get a payday loan, be sure to borrow only what you need, and have a plan in place to repay the loan on time. Apply now with TheGuaranteedLoans to get connected with potential payday loan lenders in Oran, Iowa.

F.A.Q.

What are the consequences of taking out multiple payday loans in Oran, Iowa?

Taking out multiple payday loans in Oran, Iowa can be financially risky and lead to a cycle of debt. If you are unable to repay your loans on time, the fees and interest can quickly add up, making it difficult to break the cycle.

Can I be sued for not paying back a payday loan in Oran, Iowa?

Yes, you can be sued for not paying back a payday loan in Oran, Iowa. If you default on your loan, the lender may file a lawsuit against you to recover the outstanding debt.