Payday Loans in Ryan, Iowa

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No payday loan companies in Ryan, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Citizens 1st National Bank 1821 N Lake Ave, Storm Lake, IA 50588 +1 (712) 732 - 5440
Globe Loan 536 Southgate Ave, Iowa City, IA 52240 +1 (319) 338 - 5466
Check `n Go 2313 Logan Ave, Waterloo, IA 50703 +1 (319) 327 - 5366
Pilot Grove Savings Bank 509 Ave D 9609, West Point, IA 52656 +1 (319) 837 - 6121
Check Into Cash 4125-A University Ave, Des Moines, IA 50311 +1 (515) 255 - 2443
Templeton Savings Bank 103 S Main St, Templeton, IA 51463 +1 (712) 669 - 3322
Advance America 626 South Monroe, Mason City, IA 50401 +1 (641) 424 - 5750
Agricredit Acceptance LLC 8001 Birchwood Ct C, Johnston, IA 50131 +1 (515) 251 - 2800
Iowa State Savings Bank 222 E Robinson St, Knoxville, IA 50138 +1 (641) 828 - 8000
First Bank 316 E Bremer Ave, Waverly, IA 50677 +1 (319) 352 - 1340

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ryan, IA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Waterloo, IA, Payday Loans in West Des Moines, IA, Payday Loans in Ames, IA, Payday Loans in Ankeny, IA, Payday Loans in Bettendorf, IA, Payday Loans in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA and Payday Loans in Council Bluffs, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ryan, IA.

Beautiful sights of Ryan, IA

Payday Loans Available in Ryan, IA By The Following ZIP Codes:

52330

Are Payday Loans Legal In Ryan, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Ryan, IA payday loan calculator

Understanding Payday Loans in Ryan, Iowa

If you find yourself in a financial bind in Ryan, Iowa, a payday loan could be a viable option to consider. These types of loans are designed to help bridge the gap between paydays when unexpected expenses occur. In this article, we’ll dive into the details of payday loans, the application process, and the requirements to obtain a loan in Ryan, Iowa.

What is a Payday Loan?

A payday loan is a short-term loan that typically requires repayment within two weeks. Loan amounts vary, but they are often for smaller amounts like $500 or less. Payday loans are usually unsecured, meaning that they don’t require collateral, but they do carry a higher interest rate than traditional loans. In Ryan, Iowa, payday loans are legal, but borrowers must follow certain guidelines and regulations.

The Application Process

To apply for a payday loan in Ryan, Iowa, you must meet certain requirements. First, you must be at least 18 years old and a legal resident of the state. You’ll also need to provide proof of income, such as pay stubs or bank statements, as well as a valid state-issued ID or driver’s license. Once you’ve provided this information, the lender will evaluate your application and determine if you qualify for a loan.

Loan Requirements

Payday loan requirements in Ryan, Iowa, include a few different factors. First, you cannot borrow more than $500 in a single loan. Additionally, lenders are prohibited from charging an interest rate of more than 15% on the loan. The repayment term must be at least 31 days, and lenders are not allowed to charge any additional fees beyond interest and principal.

Interesting Facts and Statistics

Did you know that Iowa has the lowest number of payday loan stores per capita in the United States? Despite this, approximately 300,000 payday loans are taken out each year in Iowa, with borrowers spending an average of $307 in fees and interest on every loan.

  • Approximately 2.4% of Iowans use payday loans.
  • On average, borrowers in Iowa take out 10 payday loans each year.
  • Some lenders in Iowa offer installment loans, which allow for longer repayment terms and often have lower interest rates than payday loans.

Apply Now

If you are in need of a payday loan in Ryan, Iowa, TheGuaranteedLoans can help. We are not a direct lender but instead are a connector service that can help connect you with potential lenders. To begin the process, simply fill out an online application on our website. Remember that payday loans should only be used when absolutely necessary and that they come with higher interest rates than traditional loans.

Whether you have unexpected medical bills or car repairs, a payday loan can help get you through until your next paycheck. By understanding the guidelines and regulations in Ryan, Iowa, and using the services of a reputable connector service like TheGuaranteedLoans, you can make informed decisions about whether a payday loan is the right option for you.

F.A.Q.

Are there any restrictions on the number of payday loans a borrower can take out in Ryan, Iowa?

Yes, in Ryan, Iowa, a borrower is limited to taking out a maximum of two payday loans at any given time.

Can a lender require a borrower to provide collateral for a payday loan in Ryan, Iowa?

No, a lender cannot require a borrower to provide collateral for a payday loan in Ryan, Iowa. Payday loans are unsecured loans, which means they do not require collateral.