Payday Loans in Scarville, Iowa

Get started
Payday Loan Title Loan Personal Loan Business Loan

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Scarville, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Northstar Bank 2202 E Central Ave, Estherville, IA 51334 +1 (712) 362 - 3322
Kerndt Brothers Bank - Clermont 200 Mill St, Clermont, IA 52135 +1 (563) 423 - 5267
Mister Money USA 1417 4th St SW, Mason City, IA 50401 +1 (641) 423 - 3525
Walmart Money Center 2715 S 25th St, Clinton, IA 52732 +1 (563) 243 - 0001
Fidelity Bank & Trust 107 S Garnavillo St, Anamosa, IA 52205 +1 (319) 462 - 6031
US Bank 414 A Ave, Vinton, IA 52349 +1 (319) 472 - 2927
Advantage Credit Union 121 W 3rd St N, Newton, IA 50208 +1 (641) 792 - 5660
Farmers State Bank 175 Center Point Rd, Hiawatha, IA 52233 +1 (319) 377 - 4891
Check It Out 711 Church St, Ottumwa, IA 52501 +1 (641) 954 - 9000
Check Into Cash 2744 University Ave, Waterloo, IA 50701 +1 (319) 236 - 3760

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Scarville, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA, Payday Loan Without a Credit Check in Council Bluffs, IA, No Credit Check Loans in Davenport, IA, Payday Loans in Des Moines, IA, Payday Loans in Dubuque, IA, Payday Loans in Iowa City, IA and Online Loans in Marion, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Scarville, IA.

Useful Articles

Beautiful sights of Scarville, IA

Photo of city Scarville, IA

Payday Loans Available in Scarville, IA By The Following ZIP Codes:

50473

Are Payday Loans Legal In Scarville, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Scarville, IA payday loan calculator

Advise to read before applying

Payday Loans in Scarville, Iowa: What You Need to Know

If you’re facing a financial emergency and need quick cash, a payday loan could be an option. Payday loans are short-term loans designed to help you cover unexpected expenses until your next paycheck.

Are Payday Loans Legal in Iowa?

Yes, payday loans are legal in Iowa. However, there are specific regulations in place to protect consumers. Lenders must be licensed and adhere to the state’s lending laws.

How Do Payday Loans Work?

To apply for a payday loan, you’ll need to provide proof of income, such as a recent pay stub, and a valid ID. Once approved, you’ll receive the loan amount, typically ranging from $100 to $500, depending on your income.

The loan is due on your next payday, usually within two to four weeks of the loan being issued. You’ll be required to provide a post-dated check or authorize the lender to withdraw the funds from your bank account on the due date.

What Are the Pros and Cons of Payday Loans?

  • Pros: Payday loans can be a quick solution to unexpected expenses, and the application process is typically easy and fast.
  • Cons: Payday loans can have high interest rates and fees, making them an expensive option. Additionally, failing to repay the loan on time can lead to further financial issues.

Important Information to Consider

  • Payday loans are meant to be short-term solutions. Consider other options, such as a personal loan or credit card, if you need to borrow money over a longer period.
  • Make sure you understand the terms of the loan agreement, including fees, repayment terms, and due dates.
  • Only borrow what you can afford to repay. Failing to repay the loan on time can lead to further financial issues, including extra fees and damage to your credit score.

Interesting Facts and Statistics

  • According to the Iowa Division of Banking, the average payday loan amount in 2019 was $353.
  • In Iowa, the maximum loan amount allowed is $500.
  • Iowa law limits the fees lenders can charge to 15% of the loan amount, plus a $15 processing fee.
  • In 2019, there were 201 licensed payday lenders in Iowa.

Apply Now

If you’re considering a payday loan, TheGuaranteedLoans can help connect you with potential lenders. Our online application is fast and easy, and you’ll receive a decision within minutes. Keep in mind that we are a connector service, not a direct lender. If you’re approved for a loan, you’ll work directly with the lender to finalize the terms of the loan agreement.

Don’t let unexpected expenses cause financial stress. Apply for a payday loan today and get the cash you need to help ease your financial burden.

F.A.Q.

What is a payday loan in Scarville, Iowa?

A payday loan is a short-term, high-interest loan that is intended to be repaid on the borrower's next payday.

How do I qualify for a payday loan in Scarville, Iowa?

To qualify for a payday loan in Scarville, Iowa, you must be at least 18 years old, have a regular source of income, and have an active checking account.

Look for Short-Term Loans in Other Cities:

Ames Ankeny Bettendorf Cedar Falls Cedar Rapids Council Bluffs Davenport Des Moines Dubuque Iowa City Marion Ottumwa Sioux City Urbandale Waterloo West Des Moines
Ukraine needs your help!

TGL Loans: helps connect people with lenders that provide money loans for all US residents. If you have a bad credit history, it is not a problem. You can fill out the application at any time 24/7. Make your dreams come true!

Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

NOT A LENDER Disclosure: TheGuaranteedLoans.com is NOT a lender. We do not give any loans or credits. We do not store any of your financial or personal data. We are connecting service that sends all the data you enter on the Application page directly to the lenders. We may store after your approval - your name and email address.

Copyright © 2024 TheGuaranteedLoans. All trademarks are the property of their respective owners.