Payday Loans in Soldier, Iowa

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No payday loan companies in Soldier, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Rod Place - Thrivent Financial 2705 Northridge Pkwy Suite 102, Ames, IA 50010 +1 (515) 292 - 6469
River Valley Credit Union 1400 Fawcett Pkwy # F, Nevada, IA 50201 +1 (515) 382 - 4141
Community State Bank 801 W Main St, West Branch, IA 52358 +1 (319) 643 - 3155
Check Into Cash 50 La Frentz Ln Suite C, Marshalltown, IA 50158 +1 (641) 752 - 2806
Bank Iowa - New Hampton 606 W Milwaukee St, New Hampton, IA 50659 +1 (641) 394 - 6800
First State Bank 3031 5th Ave S, Fort Dodge, IA 50501 +1 (515) 573 - 5150
Cars & Cash Used Vehicles, Payday Loans, Pawn & Retail 419 N Madison Ave, Ottumwa, IA 52501 +1 (641) 683 - 3646
Thrivent Financial-Stensland/Truesdell/Fopma/Severson 619 Elm Ave 4, Story City, IA 50248 +1 (515) 733 - 0739
Northwest Bank 5801 Sunnybrook Dr, Sioux City, IA 51106 +1 (712) 224 - 4000
Check Into Cash 3500 Dodge St Suite 203, Dubuque, IA 52003 +1 (563) 557 - 9040

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Soldier, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Ankeny, IA, No Credit Check Loans in Bettendorf, IA, Payday Loan Without a Credit Check in Cedar Falls, IA, Emergency Loan in Cedar Rapids, IA, Same Day Loans in Council Bluffs, IA, Payday Loans in Davenport, IA, Guaranteed Loans in Des Moines, IA and Online Loans in Dubuque, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Soldier, IA.

Beautiful sights of Soldier, IA

Payday Loans Available in Soldier, IA By The Following ZIP Codes:

51572

Are Payday Loans Legal In Soldier, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Soldier, IA payday loan calculator

What are Payday Loans in Soldier, Iowa?

If you are facing an unexpected financial emergency, you may consider taking out a payday loan. Payday loans are short-term loans that typically range from $100 to $500. These loans are meant to be repaid on the borrower’s next payday, usually within two weeks to a month.

The process for payday loan approval is relatively easy and quick. Typically, borrowers fill out an application online or in person, provide proof of income and identification, and receive the funds if approved.

How Do Payday Loans Work in Soldier, Iowa?

In Iowa, payday loans are legal, and lenders can charge up to $15 for every $100 borrowed. Borrowers typically post-date a check to the loan amount, plus fees, which the lender will cash on the borrower’s next payday. Alternately, borrowers can authorize the lender to electronically debit the loan amount plus fees from their bank account on the payday following the loan agreement.

The maximum amount for payday loans in Iowa is $500, and borrowers can only have one loan at a time with any given lender. If a borrower is unable to repay the loan on their next payday, they can request an extension, or “rollover,” upon which additional fees will be assessed. However, rollovers generally lead to additional debt and higher overall costs in the long run.

The Pros and Cons of Payday Loans in Soldier, Iowa

  • Pros: Payday loans can be quick and easy to obtain, providing much-needed funds in a financial emergency. They can also be helpful for individuals with low credit scores who may not be able to obtain a traditional loan.
  • Cons: The high-interest rates and fees associated with payday loans can lead to significant debt if not repaid on time. They can also result in a cycle of borrowing to pay off previous loans, which can lead to financial distress over time.

Interesting Facts and Statistics About Payday Loans in Soldier, Iowa

  • Payday lending is a $42 billion industry in the United States
  • In Iowa, the average interest rate for a payday loan is 311%
  • The average borrower in Iowa takes out 8 payday loans per year with an average loan amount of $300.

Applying for a Payday Loan in Soldier, Iowa

If you are considering taking out a payday loan in Soldier, Iowa, TheGuaranteedLoans can help connect you with potential lenders who can provide you with the funds you need. Our services are entirely online, and the application process is straightforward and secure.

While we are not a direct lender, we are committed to providing our clients with excellent service and connecting them to reliable lenders who meet our standards. We encourage all of our clients to read and understand their loan agreements fully and to borrow responsibly.

The Bottom Line

Payday loans can be a lifesaver for individuals facing a financial emergency. However, they come with significant risks and should only be used as a last resort. If you are considering a payday loan, make sure you fully understand the terms and conditions of the loan agreement and have a plan for repaying the loan in full and on time.

F.A.Q.

What are the consequences of taking out multiple payday loans in Soldier, Iowa?

Taking out multiple payday loans in Soldier, Iowa can be financially risky and lead to a cycle of debt. If you are unable to repay your loans on time, the fees and interest can quickly add up, making it difficult to break the cycle.

Can I be sued for not paying back a payday loan in Soldier, Iowa?

Yes, you can be sued for not paying back a payday loan in Soldier, Iowa. If you default on your loan, the lender may file a lawsuit against you to recover the outstanding debt.