Payday Loans in Steamboat Rock, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Steamboat Rock, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Maynard Savings Bank 310 Main St W, Maynard, IA 50655 +1 (563) 637 - 2289
United Bank of Iowa 102 Main St, Galva, IA 51020 +1 (712) 282 - 4439
Globe Acceptance, Inc. 3410 Merle Hay Rd, Des Moines, IA 50310 +1 (515) 277 - 1836
Farmers Savings Bank 103 3rd St, Frederika, IA 50631 +1 (319) 275 - 4301
Rolling Hills Bank & Trust 502 Broad St, Adair, IA 50002 +1 (641) 742 - 3432
Richard Pierson - Ameriprise Financial Services, Inc. 202 1st St SE 216, Mason City, IA 50401 +1 (641) 423 - 1580
Payday Express 2133 W Broadway #200, Council Bluffs, IA 51501 +1 (712) 322 - 4020
Dupaco Community Credit Union at Hy-Vee 400 S Locust St, Dubuque, IA 52003 +1 (800) 373 - 7600
EZ Money Check Cashing 1722 Grand Ave, West Des Moines, IA 50265 +1 (515) 226 - 0181
Iowa State Savings Bank 222 E Robinson St, Knoxville, IA 50138 +1 (641) 828 - 8000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Steamboat Rock, IA, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Bettendorf, IA, Payday Loans in Cedar Falls, IA, Payday Loans in Cedar Rapids, IA, Payday Loans in Council Bluffs, IA, Payday Loans in Davenport, IA, Payday Loans in Des Moines, IA, Payday Loans in Dubuque, IA and Emergency Loan in Iowa City, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Steamboat Rock, IA.

Beautiful sights of Steamboat Rock, IA

Payday Loans Available in Steamboat Rock, IA By The Following ZIP Codes:

50672

Are Payday Loans Legal In Steamboat Rock, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Steamboat Rock, IA payday loan calculator

Payday Loans in Steamboat Rock, Iowa: Everything You Need to Know

Are you considering taking out a payday loan in Steamboat Rock, Iowa? You’re not alone. Payday loans, also known as cash advances, are a popular option for anyone facing unexpected expenses or a financial emergency.

However, before you sign on the dotted line, it’s important to understand the laws and regulations surrounding payday loans in Iowa. In this article, we’ll cover everything you need to know about payday loans in Steamboat Rock, Iowa, including the application process, fees, and key regulations.

The Basics of Payday Loans in Steamboat Rock, Iowa

Payday loans are short-term loans that are meant to be paid back within two to four weeks. These loans are designed to help individuals bridge the gap between paychecks and cover unexpected expenses, like medical bills or car repairs.

However, payday loans often come with high interest rates and fees, so it’s important to think carefully before taking out a loan. In Iowa, the maximum loan amount for a payday loan is $500, and borrowers must have a valid ID, proof of income, and an open checking account to qualify.

The Application Process for Payday Loans in Steamboat Rock, Iowa

Applying for a payday loan in Steamboat Rock, Iowa is a relatively simple process. First, you’ll need to find a reputable lender in your area. Some popular options include Check Into Cash and Advance America. When you visit the lender’s website, you’ll need to provide some basic information about yourself, including your name, address, and job information.

Once you’ve submitted your application, the lender will review your information and let you know whether you’re approved. If you are approved, you’ll typically receive your loan within one business day. Keep in mind that interest rates and fees will vary depending on the lender, so it’s important to shop around and compare offers before choosing a lender.

Key Regulations for Payday Loans in Iowa

While payday loans are legal in Iowa, there are still regulations in place to protect borrowers from predatory lenders. For example, lenders are required to provide borrowers with a written contract that outlines the terms and conditions of the loan, including the interest rate and fees.

In addition, lenders are not allowed to charge more than $15 for every $100 borrowed in Iowa. This means that if you take out a $500 payday loan, you’ll have to pay back a total of $575, including fees and interest.

Apply Now

If you need cash quickly and are considering a payday loan in Steamboat Rock, Iowa, TheGuaranteedLoans is here to help. As a connector service, we can help you find reputable lenders in your area and facilitate the application process.

Simply fill out our online application to get started. We’ll ask for some basic information about yourself, including your name, address, and job information. Once you’ve submitted your application, we’ll connect you with lenders who may be able to offer you a loan.

Remember, TheGuaranteedLoans is not a direct lender, so it’s important to read and understand the terms and conditions of any loan offer before accepting. However, we work with reputable lenders who are committed to providing fair and transparent loans to borrowers in Steamboat Rock, Iowa and beyond.

Interesting Facts and Statistics About Payday Loans in Steamboat Rock, Iowa

  • Iowa has some of the most borrower-friendly payday loan laws in the country, with a maximum loan amount of $500 and an interest rate cap of $15 per $100 borrowed.
  • In Iowa, payday lenders are required to obtain a license from the state and must display their license prominently in their store or on their website.
  • According to a report by the Iowa Policy Project, the average payday loan borrower in Iowa takes out 12 loans per year, with an average loan amount of $341.

Final Thoughts

While payday loans can be a useful tool for those facing a financial emergency, it’s important to be cautious and understand the potential risks and fees involved. Before taking out a payday loan in Steamboat Rock, Iowa, be sure to shop around, compare offers, and read the terms and conditions carefully.

Remember, if you’re struggling with debt or facing long-term financial difficulties, a payday loan may not be the right option for you. Consider reaching out to a nonprofit credit counseling agency or financial advisor for personalized advice.

F.A.Q.

Can I get a payday loan if I am self-employed in Steamboat Rock, Iowa?

Yes, you can get a payday loan if you are self-employed in Steamboat Rock, Iowa. You will need to provide proof of income, such as bank statements or tax returns, to qualify for a loan.

Are there any protections for borrowers who take out payday loans in Steamboat Rock, Iowa?

Yes, there are protections for borrowers who take out payday loans in Steamboat Rock, Iowa. The state government regulates the fees and interest rates that lenders can charge, and requires lenders to provide written disclosure of the terms and conditions of the loan.