Payday Loans in Swisher, Iowa

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No payday loan companies in Swisher, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Bank of America Drive-thru Service Only 3400 Westown Pkwy, West Des Moines, IA 50266 +1 (515) 224 - 0615
Farm Credit Services of America 1621 11th St, DeWitt, IA 52742 +1 (563) 659 - 5141
MoneyGram 402 Church St, Ottumwa, IA 52501 +1 (641) 682 - 4777
Amanda Haley - Land Home Financial Services, Inc. 105 W Court Ave, Winterset, IA 50273 +1 (515) 443 - 6937
Clayton County Development Group 200 E Bridge St, Elkader, IA 52043 +1 (563) 245 - 2201
Regions Bank 114 N Howard St, Indianola, IA 50125 +1 (515) 442 - 8260
Exchange State Bank 322 Audubon St, Adair, IA 50002 +1 (641) 742 - 3201
Supreme Lending 2302 SW 3rd St, Ankeny, IA 50023 +1 (515) 965 - 0445
MidWestOne Bank 124 S 1st St, Oskaloosa, IA 52577 +1 (641) 673 - 8303
Mike Hansen As The Shop LLC 1713 E 7th St 2, Atlantic, IA 50022 +1 (712) 249 - 1587

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Swisher, IA, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Bettendorf, IA, Payday Loan Companies in Cedar Falls, IA, No Credit Check Loans in Cedar Rapids, IA, Payday Loans in Council Bluffs, IA, Payday Loans in Davenport, IA, Payday Loans in Des Moines, IA, Payday Loans in Dubuque, IA and Payday Loans in Iowa City, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Swisher, IA.

Beautiful sights of Swisher, IA

Payday Loans Available in Swisher, IA By The Following ZIP Codes:

52338

Are Payday Loans Legal In Swisher, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Swisher, IA payday loan calculator

Are you considering a payday loan in Swisher, Iowa? Read on to learn more about the ins and outs of this lending option in Swisher, and what you can expect during the application process.

What is a Payday Loan?

If you’re in need of quick access to cash, a payday loan may be an option to consider. Payday loans are typically small dollar loans, usually between $100 and $1000, that are meant to be repaid on or before your next payday.

Unlike traditional personal loans, which may require a credit check and a lengthy application process, payday loans often have less stringent requirements and a faster turnaround time. Additionally, lenders may not require collateral or a co-signer for a payday loan.

Payday Loan Regulations in Swisher, Iowa

Payday loans are legal in Swisher, Iowa. However, there are regulations in place to protect both borrowers and lenders.

For example, the maximum loan amount is $500, and the loan term cannot exceed 31 days. Lenders are also required to disclose the annual percentage rate (APR) and other fees associated with the loan before you sign the loan agreement.

It’s important to note that payday loans are meant to be a short-term solution, and should not be used as a long-term financial strategy. These loans often come with high interest rates and fees, which can make it difficult to repay the loan in full.

The Application Process

The application process for a payday loan in Swisher is typically quick and easy. To get started, you’ll need to gather some basic information about yourself, including your name, address, and employment information.

Once you’ve completed the application, the lender will review your information and may require additional documentation, such as proof of income or a bank statement. If you’re approved for the loan, you’ll typically receive the funds within one business day.

Apply Now

If you’re considering a payday loan in Swisher, Iowa, TheGuaranteedLoans can connect you with potential lenders. We offer a simple online application process, and we work with a network of trusted lenders who can provide quick access to cash when you need it most.

It’s important to remember that TheGuaranteedLoans is a connector service, not a direct lender. We do not make lending decisions, and we do not have access to your personal financial information.

To get started, simply fill out our online application and we’ll match you with potential lenders who may be able to provide the funds you need.

Interesting Facts and Statistics

  • In 2019, Iowa borrowers took out more than 380,000 payday loans, with an average loan size of $344.
  • Payday loans in Iowa have an average APR of 337%, which is higher than the national average of 391%.
  • More than 80% of payday loans in Iowa are rolled over or renewed, meaning borrowers are unable to repay the loan in full on their next payday.

The Bottom Line

Payday loans can be a helpful tool for those who need quick access to cash. However, it’s important to remember that these loans often come with high interest rates and fees, which can make it difficult to repay the loan in full. If you’re considering a payday loan in Swisher, Iowa, be sure to carefully review the terms and conditions and decide if it’s the right choice for your financial situation.

Remember, TheGuaranteedLoans can help connect you with potential lenders in Swisher and across Iowa. Apply now to get started.

F.A.Q.

Can I get a payday loan if I am self-employed in Swisher, Iowa?

Yes, you can get a payday loan if you are self-employed in Swisher, Iowa. You will need to provide proof of income, such as bank statements or tax returns, to qualify for a loan.

Are there any protections for borrowers who take out payday loans in Swisher, Iowa?

Yes, there are protections for borrowers who take out payday loans in Swisher, Iowa. The state government regulates the fees and interest rates that lenders can charge, and requires lenders to provide written disclosure of the terms and conditions of the loan.