Payday Loans in Urbana, Iowa

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No payday loan companies in Urbana, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Easy Cash Solutions 1344 1st Ave NE, Cedar Rapids, IA 52402 +1 (319) 363 - 1426
DuTrac Community Credit Union 2900 S 25th St suite a, Clinton, IA 52732 +1 (563) 242 - 1080
Consumer Credit Counseling Services 102 N 4th St, Forest City, IA 50436 +1 (641) 421 - 7619
EZ Money Check Cashing 3606 Brady St, Davenport, IA 52806 +1 (563) 445 - 1075
Mediapolis Savings Bank 605 Main St, Mediapolis, IA 52637 +1 (319) 394 - 3191
Fast Cash 3301 W Kimberly Rd, Davenport, IA 52806 +1 (563) 386 - 4665
First Security 3598 Orchid Ave, Manly, IA 50456 +1 (641) 454 - 2255
Check Into Cash 4125-A University Ave, Des Moines, IA 50311 +1 (515) 255 - 2443
Hometown Cash Advance 4212 Douglas Ave #D, Des Moines, IA 50310 +1 (515) 255 - 0400
Bank Iowa - Oskaloosa 1710 3rd Ave E, Oskaloosa, IA 52577 +1 (641) 673 - 7400

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Urbana, IA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Ankeny, IA, Same Day Loans in Bettendorf, IA, Emergency Loan in Cedar Falls, IA, Short-term Loans in Cedar Rapids, IA, Guaranteed Loans in Council Bluffs, IA, Online Loans in Davenport, IA, Payday Loans in Des Moines, IA and Payday Loans in Dubuque, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Urbana, IA.

Beautiful sights of Urbana, IA

Payday Loans Available in Urbana, IA By The Following ZIP Codes:

52345

Are Payday Loans Legal In Urbana, Iowa?

Loan Rates and Fees, Laws and Regulations in Iowa.

Iowa Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)337
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$15 on the first $100 + >$10 on subsequent $100

Urbana, IA payday loan calculator

Payday Loans in Urbana, Iowa: What You Need to Know

Payday loans are a popular financial solution for many people in Urbana, Iowa. These loans provide quick cash to those who need it, usually within 24 hours of application. In Iowa, payday loans are legal and regulated, but it’s still important to know all the facts before applying for one.

How Do Payday Loans Work?

Payday loans are short-term loans that are typically due on your next payday. You can borrow anywhere from $100 to $500 or more, depending on your income and credit history. To apply for a payday loan, you’ll need to provide proof of income and a valid ID.

If you’re approved for a payday loan, you’ll receive the funds directly to your bank account. You’ll then have to pay back the loan amount, plus interest and fees, usually within two weeks to a month.

What Fees and Interest Rates Can You Expect?

The fees and interest rates for payday loans in Urbana, Iowa can vary depending on the lender. However, Iowa law caps the interest rate at 36%, which helps protect borrowers from high fees and predatory practices.

In addition to interest, lenders may charge application fees, late fees, and other charges. Make sure you read the terms and conditions carefully before signing any loan agreement.

The Benefits of Payday Loans

Payday loans can be a helpful financial resource for those who need quick cash. Here are a few benefits:

  • Quick cash: Payday loans can provide funds within 24 hours of application.
  • No credit check required: Your credit history won’t necessarily disqualify you from a payday loan.
  • Accessible: Payday loans are available to those who might not qualify for traditional bank loans.

Interesting Facts and Statistics About Urbana, Iowa Payday Loans

  • The average payday loan in Iowa is $350.
  • There are more than 200 payday loan storefronts in Iowa.
  • The average interest rate for payday loans in Iowa is 289%.

Applying for a Payday Loan

At TheGuaranteedLoans, we’re here to help you connect with potential lenders in Urbana, Iowa. Our simple online application process takes just a few minutes to complete. We’ll then work to match you with a lender who can provide the funds you need.

Remember, TheGuaranteedLoans is not a direct lender but a connector service. We connect you to lenders who can provide the funds you need quickly and securely. Our service is fast, simple, and hassle-free.

The Bottom Line

Payday loans in Urbana, Iowa can be a helpful financial resource for those who need quick cash. However, it’s important to understand the fees and interest rates before applying for one. At TheGuaranteedLoans, we’re here to help you navigate the process and connect you with lenders who can provide the funds you need quickly and securely.

To apply for a payday loan today, simply fill out our online application form. We’ll work to match you with a lender who can provide the funds you need.

F.A.Q.

What are the consequences of taking out multiple payday loans in Urbana, Iowa?

Taking out multiple payday loans in Urbana, Iowa can be financially risky and lead to a cycle of debt. If you are unable to repay your loans on time, the fees and interest can quickly add up, making it difficult to break the cycle.

Can I be sued for not paying back a payday loan in Urbana, Iowa?

Yes, you can be sued for not paying back a payday loan in Urbana, Iowa. If you default on your loan, the lender may file a lawsuit against you to recover the outstanding debt.